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Bitpanda Reviews

As of: April 2026

Austrian multi-asset platform with 650+ cryptos, BaFin license, and access to stocks, ETFs, and precious metals.

4.2of 5
Good
Fees0.99 %
Cryptocurrencies650+
Payment MethodsSEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal
Cost for €1,000€ 9.90
650+ Cryptos BaFin-licensed Multi-Asset Fees 0.99%
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Bitpanda Rating

Usability4.2
complicatedeasy
Features4.1
basiccomprehensive
Fees3.9
highlow
Stability3.9
lowhigh
Support4.3
poorgood

Our Opinion

Bitpanda is considered one of the most established crypto platforms in the German-speaking region. With over 650 tradable cryptocurrencies, a BaFin license for custody and proprietary trading, as well as access to stocks, ETFs, and precious metals, the platform is valued by many users as a versatile all-in-one solution. The option to invest from just 1 € and set up savings plans is rated especially positively by beginners.

The fee structure, with 0.99 % trading fees and total costs of 9.90 € per trade, is room for improvement compared with cheaper providers. Nevertheless, the transparent cost overview and the variety of payment methods — including SEPA, credit card, and PayPal — are seen as an advantage. The security features beyond 2FA are considered in need of improvement.

Overall, Bitpanda is especially regarded as suitable for investors who want to invest not only in cryptocurrencies but also in other asset classes, while placing value on a regulated, EU-based platform with a BaFin license.

Pros & Cons

Pros
  • Over 650 cryptocurrencies available
  • BaFin license for custody and proprietary trading available
  • Savings plans and staking are offered
  • Stocks, ETFs, and precious metals also tradable on one platform
  • Wide range of payment methods: SEPA, SEPA instant transfer, credit card, and PayPal
  • Minimum investment possible from 1 €
Cons
  • Trading fees of 0.99 % are room for improvement compared with some competitors
  • Total costs of 9.90 € per trade occasionally criticized
  • Security features beyond 2FA (TOTP) are room for improvement

User Experiences

AI Analysis1,930 analyzed reviews
4.7
App Store
53,642 Reviews
4.3
Google Play
53,670 Reviews
4.0
Trustpilot
14,958 Reviews

Our AI collects and analyzes user reviews of Bitpanda from the web and summarizes the key findings.

According to reviews, Bitpanda is frequently praised for its clear design and intuitive app. Users also report that the platform is perceived as easy to use. In reviews of the costs, it repeatedly stands out that they are described as high or too expensive. Support also receives frequent praise from many users for quick replies and prompt help, while occasionally there is also critical feedback about response times.

Users especially appreciate Bitpanda’s clear interface and intuitive app. According to reviews, the platform is often described as easy to use, which is highlighted particularly positively when getting started. However, some users occasionally report that the app does not always work smoothly.

This analysis is based on 1760 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The ratings shown reflect users’ experiences and do not represent the website operator’s own assessment. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.

Features

Feature Scope

Savings plan Staking Wallet transfer Cost transparency 2FA security SEPA instant transfer Credit card PayPal Mobile app (iOS/Android) Web platform

Highlights

  • One of the few EU-based exchanges with a BaFin license
  • Multi-asset platform: crypto, stocks, ETFs, and precious metals in one place
  • Savings plans available from a 1 € minimum amount
  • Investment in fractional shares possible

Tradeable Assets

  • Cryptocurrencies (over 650 coins)
  • Stocks and ETFs
  • Precious metals (e.g. gold)
  • Leveraged products and indices according to the platform

Trading Options

  • Spot trading (buying and selling)
  • Savings plan function
  • Staking
  • Wallet transfer to external wallets

About Bitpanda

Company
Bitpanda GmbH
Year Founded
2014
KYC
eID, Photo ID
Regulation
BaFin license for custody and proprietary trading
2FA with TOTP
Minimum Amount
€ 1

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