Name: finanzen.net ZERO Reviews 2026: Fees & Rating
Rating: 3.1
Author: CryptoTicker

finanzen.net ZERO Rating

Usability2.9

complicatedeasy

Features2.7

basiccomprehensive

Fees3.0

highlow

Stability2.5

lowhigh

Support2.7

poorgood

Our Opinion

finanzen.net ZERO benefits in the DACH region from the strong brand recognition of the financial portal finanzen.net and positions itself as a neobroker without explicit order fees. With 33 tradable cryptocurrencies, the broker offers a comparatively broad coin selection among German neobrokers. Crypto custody is handled by Tangany GmbH, which is licensed by BaFin, and is valued by security-conscious investors.

Particularly noteworthy are the savings plans starting at 0.01 €, which represent the lowest entry amount in the comparison of German brokers. The dedicated TAN app is considered a solid security feature. For investors who want to manage crypto alongside stocks and ETFs on one platform, finanzen.net ZERO is seen as an accessible option.

Despite the advertised 0 % trading fees, spreads lead to total costs of around 24 € per 1,000 € trade, which is considered room for improvement in the broker comparison. A wallet transfer is also not possible, and deposits are limited to SEPA transfers — both are occasionally criticized by users. finanzen.net ZERO is therefore especially suitable for investors who prefer a well-known German brand with BaFin-regulated custody and value particularly low minimum savings plan amounts.

Pros & Cons

Pros

0 % explicit trading fees – costs arise only through the spread
33 cryptocurrencies tradable
Savings plans already from 0.01 € for crypto and securities
Staking for crypto ETPs is offered
Crypto custodian Tangany GmbH with BaFin license
Dedicated TAN app as a security feature

Cons

Wallet transfer to your own wallets not possible – occasionally criticized by users
Total costs of 24 EUR per 1,000 EUR trade despite 0 % trading fees due to spreads – cost transparency has room for improvement
Deposits only by SEPA transfer – additional payment methods have room for improvement

User Experiences

AI Analysis180 analyzed reviews

4.6

Google Play

23,425 Reviews

Our AI collects and analyzes user reviews of finanzen.net ZERO from the web and summarizes the key findings.

According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.

Users particularly appreciate finanzen.net zero for its clear, self-explanatory, and easy-to-understand design. According to reviews, the app is often described as easy to use, which many users view positively in everyday processes. Occasionally, the usability is described as having room for improvement, for example with many popups, longer loading times, or individual moments in which the app freezes.

This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.

Features

Feature Scope

✓ Savings plan✓ Staking (via ETPs)✗ Wallet transfer✗ Credit card payment✓ BaFin-regulated custodian✓ Web platform✓ Mobile app (iOS/Android)✓ Stocks & ETFs✓ Dedicated TAN app