finanzen.net ZERO Logo

finanzen.net ZERO Reviews

As of: April 2026

German neobroker with 33 cryptocurrencies, 0 % trading fees and savings plans from 0.01 €.

2.8of 5
Satisfactory
Fees0 %
Cryptocurrencies33
Payment MethodsSEPA Transfer
Cost for €1,000€ 24.00
Compare all
0% Order Fees Savings Plans from 0.01 EUR No Wallet Transfer BaFin Custodian
3 min read
Share:

finanzen.net ZERO Rating

Usability2.9
complicatedeasy
Features2.7
basiccomprehensive
Fees3.0
highlow
Stability2.5
lowhigh
Support2.7
poorgood

Our Opinion

finanzen.net ZERO benefits in the DACH region from the strong brand recognition of the financial portal finanzen.net and positions itself as a neobroker without explicit order fees. With 33 tradable cryptocurrencies, the broker offers a comparatively broad coin selection among German neobrokers. Crypto custody is handled by Tangany GmbH, which is licensed by BaFin, and is valued by security-conscious investors.

Particularly noteworthy are the savings plans starting at 0.01 €, which represent the lowest entry amount in the comparison of German brokers. The dedicated TAN app is considered a solid security feature. For investors who want to manage crypto alongside stocks and ETFs on one platform, finanzen.net ZERO is seen as an accessible option.

Despite the advertised 0 % trading fees, spreads lead to total costs of around 24 € per 1,000 € trade, which is considered room for improvement in the broker comparison. A wallet transfer is also not possible, and deposits are limited to SEPA transfers — both are occasionally criticized by users. finanzen.net ZERO is therefore especially suitable for investors who prefer a well-known German brand with BaFin-regulated custody and value particularly low minimum savings plan amounts.

Pros & Cons

Pros
  • 0 % explicit trading fees – costs arise only through the spread
  • 33 cryptocurrencies tradable
  • Savings plans already from 0.01 € for crypto and securities
  • Staking for crypto ETPs is offered
  • Crypto custodian Tangany GmbH with BaFin license
  • Dedicated TAN app as a security feature
Cons
  • Wallet transfer to your own wallets not possible – occasionally criticized by users
  • Total costs of 24 EUR per 1,000 EUR trade despite 0 % trading fees due to spreads – cost transparency has room for improvement
  • Deposits only by SEPA transfer – additional payment methods have room for improvement

User Experiences

AI Analysis180 analyzed reviews
4.6
Google Play
23,425 Reviews

Our AI collects and analyzes user reviews of finanzen.net ZERO from the web and summarizes the key findings.

According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.

Users particularly appreciate finanzen.net zero for its clear, self-explanatory, and easy-to-understand design. According to reviews, the app is often described as easy to use, which many users view positively in everyday processes. Occasionally, the usability is described as having room for improvement, for example with many popups, longer loading times, or individual moments in which the app freezes.

This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.

Features

Feature Scope

Savings plan Staking (via ETPs) Wallet transfer Credit card payment BaFin-regulated custodian Web platform Mobile app (iOS/Android) Stocks & ETFs Dedicated TAN app

Highlights

  • No explicit trading fees – only spread-based costs
  • Savings plans from 0.01 € for low-threshold investing
  • BaFin-licensed crypto custodian Tangany GmbH
  • Neobroker with stocks, ETFs and crypto in one app

Tradeable Assets

  • Cryptocurrencies (33 coins, e.g. Bitcoin, Ethereum)
  • Crypto ETPs
  • Stocks and ETFs

Trading Options

  • Direct buying and selling via app and web
  • Savings plans for crypto and securities

About finanzen.net ZERO

Company
finanzen.net zero GmbH
Year Founded
2021
KYC
eID, Video-ID, POSTIDENT
Regulation
Crypto custodian Tangany GmbH has a BaFin license.
Dedicated app for TAN
Minimum Amount
€ 0.01

Recent articles about finanzen.net ZERO

Similar articles on this topic