| 0 % | Fees | 0 % |
| € 24.00 | Cost for €1,000 | € 9.00 |
| 33 | Cryptos | 50+ |
| SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.
According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.
This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | Dedicated TAN app | ✓ |
| ✓ | Staking | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| finanzen.net zero GmbH | Company | Trade Republic Bank GmbH |
| 2021 | Founded | 2015 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
| € 0.01 | Minimum Amount | € 1 |
| eID, Video-ID, POSTIDENT | KYC | Video-ID |