Trade Republic Logo

Trade Republic Reviews

As of: April 2026

German neobroker with 50+ cryptocurrencies, stocks, ETFs, and savings plans from €1.

2.9of 5
Satisfactory
Fees0 %
Cryptocurrencies50+
Payment MethodsSEPA Instant Transfer, SEPA Transfer, Credit Card
Cost for €1,000€ 9.00
Compare all
BaFin-regulated Savings Plans from 1 EUR No Wallet Transfer 0% Trading Fees
3 min read
Share:

Trade Republic Rating

Usability2.7
complicatedeasy
Features2.7
basiccomprehensive
Fees2.8
highlow
Stability2.5
lowhigh
Support2.5
poorgood

Our Opinion

Trade Republic is considered one of the best-known neobrokers in the DACH region and is used by many users as an entry point into the world of cryptocurrencies. The broker is licensed as a securities institution by BaFin and, in addition to over 50 cryptocurrencies, also offers stocks, ETFs, and derivatives from a single source. The removal of explicit trading fees is viewed positively by users, although the actual costs arise through the spread — here, transparency is occasionally rated as room for improvement.

Particularly appreciated are the savings plans from €1, which make it easy to get started with regular crypto investing. For investors who want to manage crypto, stocks, and ETFs in a single app, Trade Republic is considered one of the most accessible solutions on the German market. The app is described as intuitive and clearly geared toward beginners and occasional investors.

However, wallet transfers to your own wallets are currently not possible, which is occasionally criticized by more experienced crypto users. The SMS-based 2FA security is also considered room for improvement. Trade Republic is therefore especially suitable for investors looking for a regulated, uncomplicated way to access cryptocurrencies as part of a broad securities offering — less so for users who value self-custody.

Pros & Cons

Pros
  • BaFin-licensed as a securities institution based in Germany
  • Savings plans for crypto, stocks, and ETFs available from €1
  • No explicit trading fees for crypto – 0 % trading fees
  • Over 50 cryptocurrencies tradable alongside stocks and ETFs
  • Deposits via SEPA, SEPA instant transfer, and credit card
Cons
  • Wallet transfer to your own wallets currently not available – occasionally criticized by users
  • Cost transparency on crypto spreads, according to users, has room for improvement
  • SMS-based 2FA security – advanced authentication has room for improvement

User Experiences

AI Analysis1,410 analyzed reviews
4.6
App Store
422,958 Reviews
4.5
Google Play
299,326 Reviews
3.3
Trustpilot
33,153 Reviews

Our AI collects and analyzes user reviews of Trade Republic from the web and summarizes the key findings.

According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.

Users particularly appreciate Trade Republic for its intuitive, clear, and easy-to-use app. According to reviews, the application is often described as beginner-friendly, which makes getting started easier. However, the app is also occasionally described as somewhat unclear.

This analysis is based on 929 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings displayed reflect users’ experiences and do not represent the website operator’s own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.

Features

Feature Scope

Savings plan Staking Wallet transfer Credit card payment BaFin regulation Web platform Mobile app (iOS/Android) Stocks & ETFs SEPA instant transfer

Highlights

  • Neobroker for crypto, stocks, ETFs, and derivatives from a single source
  • Savings plans from €1 for long-term wealth building
  • BaFin-regulated with a German bank account
  • Over 50 tradable cryptocurrencies

Tradeable Assets

  • Cryptocurrencies (50+ coins, e.g., Bitcoin, Ethereum)
  • Stocks (domestic and international equities)
  • ETFs and ETF savings plans
  • Derivatives (knock-outs, warrants)

Trading Options

  • Direct buying and selling via app and web
  • Savings plans for crypto, stocks, and ETFs

About Trade Republic

Company
Trade Republic Bank GmbH
Year Founded
2015
KYC
Video-ID
Regulation
BaFin license as a securities institution
{-} 2FA via SMS
Minimum Amount
€ 1

Recent articles about Trade Republic

Similar articles on this topic