| 0.99 % | Fees | 0 % |
| € 10.89 | Cost for €1,000 | € 9.00 |
| 13 | Cryptos | 50+ |
| SEPA Direct Debit, SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| BaFin license as a securities institution | Regulation | BaFin license as a securities institution |
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.
This analysis is based on 195 AI-evaluated user reviews from Google Play Store, Trustpilot. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The ratings shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
| ✓ | Staking | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| Scalable Capital GmbH | Company | Trade Republic Bank GmbH |
| 2014 | Founded | 2015 |
| BaFin license as a securities institution | Regulation | BaFin license as a securities institution |
| € 1 | Minimum Amount | € 1 |
| eID, Video-ID, PostIdent | KYC | Video-ID |