Calculate your crypto tax for free

All figures are calculated under German tax law (§ 23 EStG). If you are not liable to tax in Germany, the result does not apply to you.

Upload your exchange export or enter purchases. For each sale you see which purchases it uses up, what is taxable and from when the rest becomes tax-free.

Start for freeSee the sample report
Tax-free todaySample data

€4,554.00

Cost basis of 2 purchases. The next one becomes free on 04/11/2026.

  • 0.6 ETH Krakenfree since 19/11/2025
  • 0.03 BTC Bitpandafree since 21/06/2026
  • 1.2 ETH Krakenfree from 04/11/2026
  • 0.02 BTC Bitpandafree from 29/01/2027
  • 8 SOL Krakenfree from 06/03/2027
in the holding periodtax-freetoday, 27/09/2026

and 2 more purchases

Calculate all purchases and sales

Per wallet, the coins bought first count as sold first (FIFO). For each sale the calculator shows the purchases used up, their holding time and what part of it is taxable, plus the exemption threshold and loss offsetting per year.

Upload a CSV export

Transaction history from Coinbase, Bitpanda, Binance or Kraken (ledgers), as the exchange delivers it. Each file counts as its own account.

Your files and entries stay in this browser. Reading and calculating happen here; nothing is sent or stored. Close the page and everything is gone.

Enter by hand

Type of entry
Counts towards the acquisition cost.
Leave empty if everything is in one place. Calculation is per wallet.

Result under FIFO

No entries yet.

Upload your exchange export or enter your first purchase. To try it out, there is an example with six entries.

Not tax advice. The calculator applies § 23 EStG and the BMF letter of 6 March 2025 to exactly the data you upload or enter, under German tax law. Purchases on accounts that are missing here are missing from the result too.

When is your purchase tax-free?

The holding period is one year. It ends at the end of the same calendar day in the following year; tax-free is only the day after.

Day of purchase as shown by the exchange, in German time. With several purchases of the same coin, once per purchase.

Tax-free from

Wednesday, 04/11/2026

The period ends on 03/11/2026. A sale on that day is still taxable.

Under § 23 (1) sentence 1 no. 2 EStG and §§ 187, 188 BGB. With several purchases of the same coin in one account, the ones bought first count as sold first. More in the guide to filing crypto tax in Germany.

A report that shows its working

Every sale with purchase date, holding time, proceeds and acquisition cost, plus method and price source, as the BMF letter of 6 March 2025 describes a tax report.

cryptoticker.io

Tax report 2026, person: Me, private assets

Sample data, as of 27/09/2026
Tax-free today

€4,554.00

Cost basis of 2 purchases, holding period over

Still in the holding period

€8,045.11

Cost basis of 5 purchases, the next one free from 04/11/2026

Exemption threshold 2026

€547.80

of €1,000.00, gain from sales within the period (§ 23 EStG)

Private sales 2026 (§ 23 EStG)

  • 0.05 BTC-€642.00

    Sold 15/04/2026, bought 12/01/2025, 458 days, Bitpanda

    Proceeds €3,958.00, cost €4,600.00, taxable: no, after the period

  • 12 SOL+€547.80

    Sold 20/08/2026, bought 05/03/2026, 168 days, Kraken

    Proceeds €1,843.80, cost €1,296.00, taxable: yes

Taxable total: €547.80, below the exemption threshold of €1,000.00

Staking § 22 no. 3 EStG: €71.11, below €256.00

Method FIFO per account (BMF letter of 6 March 2025, para. 61). Euro values from the exchange records. The amounts are invented; the same calculation engine as in the tool produced them.

From export to answer

No subscription and no credit card. You need the export from your exchange, nothing else.

  1. Connect

    Upload the CSV export from Bitpanda, Coinbase, Kraken or Binance. The file stays in your browser.

  2. Check

    You see gaps before anything is calculated: missing purchase prices, periods without an export.

  3. Read off

    For each purchase the day from which it is tax-free. Plus gain, loss and the exemption threshold of the year.

  4. Get the report

    All sales of a year under § 23 EStG, with method, purchase date and holding time.

You can calculate right now, without signing up, in the FIFO calculator. Saving and connecting accounts come with the tool.

The holding period is set to change

According to press reports, the Finance Ministry plans to tax purchases from 2027 without the one-year period. Older purchases are to keep the current rule. Nothing has been passed; the current law applies.

What is planned (German)

Frequently asked questions

When is crypto tax-free?

When more than one year lies between purchase and sale (§ 23 EStG). The period ends one year after the purchase date at the end of the same calendar day; tax-free is the day after.

What is the exemption threshold?

Gains from private sales within the holding period stay tax-free if they add up to less than €1,000 in the year, until 2023 less than €600. It is a threshold, not an allowance: once it is reached, the whole gain is taxable.

Which purchase counts if I bought several times?

Per wallet or exchange account, the coins bought first count as sold first; that is how the BMF letter of 6 March 2025 (para. 61) describes it. So the oldest purchase still held decides the holding period.

Does the calculator cost anything?

No. Both calculators on this page are free and need no sign-up.

What happens to my file and my entries?

Nothing leaves your browser. The file is read and calculated there, neither sent nor stored. Close the page and everything is gone.

Which exchanges can the calculator read?

The transaction history of Coinbase, Bitpanda and Binance as CSV and the ledgers of Kraken. Purchases on other exchanges or in a wallet you enter by hand. More formats will follow.

How does the calculator handle fees and swaps?

A fee on purchase increases the acquisition cost, on sale it reduces the gain. A coin-for-coin swap is a sale at the market value of what you receive, and the holding period of the new coin starts again (BMF letter of 6 March 2025, para. 54 to 59).

See what is already tax-free

Start for free

Notes on tax and investment advice follow after the legal review.