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OKX Reviews

As of: November 2026

EU-regulated crypto exchange with MiCA, MiFID II and payment institution licences, 280+ coins, futures and tokenized stocks, and low spot fees of 0.20% taker on a spot-only account.

4.5of 5
Very Good
Fees0.2 %
Cryptocurrencies280+
Payment MethodsDeposits: SEPA / SEPA Instant, Easy Transfer, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card
Minimum cost per €1,000€ 2.00
✓ MiCA-licensed✓ 0.20% Taker✓ Proof of Reserve✗ 280+ Cryptos
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OKX Rating

Usability4.7
complicatedeasy
Features4.8
basiccomprehensive
Fees4.7
highlow
Stability4.4
lowhigh
Support4.4
poorgood

Our Opinion

In short: OKX is one of the large international crypto exchanges and serves investors in the EU through OKX Europe, licensed under MiCA in Malta. You can trade more than 280 crypto-assets, from 0.10% maker and 0.20% taker on a spot-only account, or from 0.08% and 0.10% with a spot and derivatives account. Add futures up to 10x, trading bots, tokenised stocks, a recurring-buy savings plan and the OKX Card. If you want a regulated exchange with a wide range of features and low fees, OKX is a strong choice.

Is OKX safe and licensed in the EU?

Yes, OKX may serve customers across the EU. OKX Europe Limited, based in Sliema, Malta, has been authorised as a crypto-asset service provider under MiCA since 27 January 2025, granted by the Malta Financial Services Authority (MFSA). Through the EU passport the licence covers 29 EEA countries, including Germany, France and Spain (ESMA register, file of 30 October 2026). It covers, among other things, custody, operating a trading platform, exchanging crypto-assets for funds and for other crypto-assets, executing orders, portfolio management and transfers. According to OKX, it also holds MiFID II and payment institution authorisations.

Reserves: OKX regularly publishes a proof of reserves, most recently its 46th report as of 3 October 2026: coverage of 110% for Bitcoin, 100% for Ether, 105% for USDT and 101% for USDC (OKX proof of reserves).

What you can do yourself: the anti-phishing code you set in your account protects you against scams with fake emails, because it appears in every genuine email from OKX. Add two-factor authentication or a passkey, a withdrawal address whitelist and, for larger amounts, your own hardware wallet.

Who is OKX for?

OKX suits investors in the EU who want to trade actively on a licensed exchange: spot, futures, bots and tokenised stocks on one platform, with low order book fees. If you mainly want a savings plan in a lean app, take a look at Bitvavo or Bitpanda; Kraken is another large exchange with a MiCA licence. All licensed providers are listed in our comparison of regulated crypto exchanges.

Pros & Cons

Pros
  • MiCA, MiFID II and payment institution licences via OKX Europe in Malta
  • Spot fee of 0.20% taker on a spot-only account, 0.10% with a derivatives account
  • Total costs of €2.00 per €1,000
  • Proof of reserve is provided
  • Wide range of payment methods: SEPA, PayPal, credit card, Apple Pay, Google Pay
  • Savings plan via recurring buy (daily to monthly) and staking available
Cons
  • Selection of 280+ cryptocurrencies is room for improvement compared with some competitors
  • KYC process with eID and photo ID is occasionally criticized as time-consuming

Costs & Discounts

OKX Europe charges spot fees by account type: the spot-only account costs 0.10% maker and 0.20% taker in the base tier, the spot and derivatives account 0.08% and 0.10%.

TransactionCost at OKX Europe
Spot trading, spot-only account, regular user0.10% maker, 0.20% taker
Spot trading, spot and derivatives account, regular user0.08% maker, 0.10% taker
VIP 1 in the spot and derivatives account (from EUR 100,000 assets or EUR 1m volume in 30 days)0.0675% maker, 0.08% taker
Zero-fee pairsselected spot pairs at 0% maker and taker
Crypto withdrawalsnetwork fee per coin

How to save: On a EUR 1,000 buy as a taker, the spot-only account costs EUR 2 and the spot and derivatives account EUR 1. Limit orders as a maker are cheaper in both account types. See how OKX compares in our crypto exchange comparison.

Fees as of 1 November 2026 according to the OKX Europe fee page.

OKX bonus and promotions (November 2026)

Welcome bonus of up to €400: if you sign up with the cryptoticker.io referral code and complete account verification, you receive a €100 X-Perps voucher from a deposit of €1. The reward rises with your trading volume: €125 from €25,000, €175 from €75,000, €250 from €150,000 and €400 from €300,000. Crypto rewards are locked for withdrawals for up to 45 days. The programme is open to new users in the EEA; the OKX bonus terms apply. Since November 7, 2026, OKX lists six tasks with €50 to €100 in X-Perps vouchers each, still up to €400 in total; the current steps are on our page about the OKX referral code, and every rate is in our overview of OKX fees.

Further promotions: on USDT you deposit and convert to USDC, OKX pays an 8% bonus, up to €3,500; the promotion ends on 13 November 2026. If you hold a VIP tier at another exchange, you can carry it over to OKX.

You can open an OKX account through our partner link to OKX; cryptoticker.io receives a commission when an account is opened. Offers as of 1 November 2026.

User Experiences

AI Analysis794 analyzed reviews
4.4
App Store
1,813 Reviews
4.1
Google Play
925,899 Reviews
2.3
Trustpilot
1,788 Reviews

Our AI collects and analyzes user reviews of OKX from the web and summarizes the key findings.

According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.

According to reviews, users at OKX especially appreciate the intuitive app, the easy handling, and the clean interface. In everyday use, the platform is described by many as easy to understand. Occasionally, users also would like a German-language interface and a landscape mode.

Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. This analysis is based on 794 user reviews evaluated by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher, the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. Ratings as of: September 2026; review summaries as of: March 2026. This comparison does not constitute investment advice.

Features

Feature Scope

✓ Savings plan✓ Staking✓ Wallet transfer✓ Cost transparency✓ 2FA security✓ Anti-phishing code✓ Passkey login✓ Wallet whitelist✓ Mobile app (iOS/Android)✓ Web platform✓ SEPA transfer✓ SEPA instant transfer✓ Credit card✓ PayPal

Highlights

  • One of the first exchanges with a MiCA license in the EU
  • Total costs of €2.00 per €1,000 on a spot-only account
  • Proof of reserve available for transparency
  • Express purchases via PayPal, Apple Pay, and Google Pay possible
  • Minimum investment from just 1 €
  • Futures and spot margin up to 10x, tokenized stocks and ETFs
  • OKX Shield: protection against third-party account takeovers, up to €500,000 depending on account tier
  • OKX Card (Mastercard) with no monthly or annual card fee

Tradeable Assets

  • Cryptocurrencies (280+ tokens, EUR and USD pairs)
  • Futures and X-Perps (200+ derivatives markets, including pre-IPO)
  • Tokenized stocks and ETFs
  • Commodities via derivatives
  • Staking and OKX Earn

Trading Options

  • Spot trading on the order book
  • Spot margin and futures up to 10x
  • Recurring buy as a savings plan (daily, weekly, every two weeks, monthly)
  • Trading bots: grid and DCA for spot and futures, Smart Strategies
  • Flexible Loans in USDC
  • Staking and OKX Earn
  • Wallet transfer
  • Direct purchases via PayPal, Apple Pay, Google Pay and credit card
  • OKX Pay and OKX Card

About OKX

Company
OKX Europe Ltd
Year Founded
2017
KYC
eID, Photo ID
Regulation
MiCA licence, MiFID II licence and payment institution (MFSA, Malta)
2FA with TOTP Anti-Phishing Code Wallet allowlisting Passkey login OKX Shield (up to €500,000 for account takeovers) 1:1 proof of reserves Audits by Hacken, CertiK and SlowMist
Minimum Amount
~$10 USD

Cheaper or safer: alternatives to OKX

Exchanges authorised in the EU under MiCA, each with the trading fee from our comparison and a head-to-head with OKX.

  • CoinbaseListed US group, MiCA authorisation via Coinbase Luxembourg S.A.Trading fee in our comparison: up to 1.875% + spread (as of 01/11/2026)OKX vs Coinbase compared
    Go to Coinbase
  • BitpandaVienna-based, MiCA authorisation from the Austrian FMA for Bitpanda GmbH.Trading fee in our comparison: from 0.99% (as of 01/11/2026)OKX vs Bitpanda compared
    Go to Bitpanda
  • KrakenOn the market since 2013, MiCA authorisation from the Central Bank of Ireland for Payward Europe Solutions Limited.Trading fee in our comparison: 1 % (as of 01/11/2026)OKX vs Kraken compared
    Go to Kraken
Compare all MiCA-licensed exchanges →

Partner links: we earn a commission if you become a customer through one of these links. Not investment advice. Crypto assets are volatile and you can lose all of your money.

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