OKX Reviews
EU-regulated crypto exchange with MiCA, MiFID II and payment institution licences, 280+ coins, futures and tokenized stocks, and low spot fees of 0.20% taker on a spot-only account.
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Our Opinion
OKX is considered one of the first crypto exchanges with a fully fledged MiCA license in the EU and is valued for combining regulatory compliance with low fees. With a 0.20% taker fee on a spot-only account, or €2.00 per €1,000, OKX is among the cheapest providers in the comparison. The availability of proof of reserves is positively viewed by security-conscious users. OKX's European offering now also includes futures up to 10x, tokenized stocks and ETFs, a recurring-buy savings plan and the OKX Card.
The selection of 280+ cryptocurrencies is room for improvement compared with some competitors with over 600 coins. The KYC process with eID and photo ID is also occasionally criticized as time-consuming. However, the extensive payment methods — including PayPal, Apple Pay, and Google Pay — are seen as practical.
OKX is particularly suitable for cost-conscious investors who prefer an EU-regulated platform with a MiCA license and low trading fees and are willing to make compromises on coin selection.
Pros & Cons
- MiCA, MiFID II and payment institution licences via OKX Europe in Malta
- Spot fee of 0.20% taker on a spot-only account, 0.10% with a derivatives account
- Total costs of €2.00 per €1,000
- Proof of reserve is provided
- Wide range of payment methods: SEPA, PayPal, credit card, Apple Pay, Google Pay
- Savings plan via recurring buy (daily to monthly) and staking available
- Selection of 280+ cryptocurrencies is room for improvement compared with some competitors
- KYC process with eID and photo ID is occasionally criticized as time-consuming
Costs & Discounts
OKX Europe charges spot fees by account type: the spot-only account costs 0.10% maker and 0.20% taker in the base tier, the spot and derivatives account 0.08% and 0.10%.
| Transaction | Cost at OKX Europe |
|---|---|
| Spot trading, spot-only account, regular user | 0.10% maker, 0.20% taker |
| Spot trading, spot and derivatives account, regular user | 0.08% maker, 0.10% taker |
| VIP 1 in the spot and derivatives account (from EUR 100,000 assets or EUR 1m volume in 30 days) | 0.0675% maker, 0.08% taker |
| Zero-fee pairs | selected spot pairs at 0% maker and taker |
| Crypto withdrawals | network fee per coin |
How to save: On a EUR 1,000 buy as a taker, the spot-only account costs EUR 2 and the spot and derivatives account EUR 1. Limit orders as a maker are cheaper in both account types. See how OKX compares in our crypto exchange comparison.
Fees as of 21 October 2026 according to the OKX Europe fee page.
User Experiences
AI Analysis794 analyzed reviewsOur AI collects and analyzes user reviews of OKX from the web and summarizes the key findings.
According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
According to reviews, users at OKX especially appreciate the intuitive app, the easy handling, and the clean interface. In everyday use, the platform is described by many as easy to understand. Occasionally, users also would like a German-language interface and a landscape mode.
This analysis is based on 794 user reviews evaluated by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. Ratings as of: September 2026; review summaries as of: March 2026. This comparison does not constitute investment advice.
Features
Feature Scope
Highlights
- One of the first exchanges with a MiCA license in the EU
- Total costs of €2.00 per €1,000 on a spot-only account
- Proof of reserve available for transparency
- Express purchases via PayPal, Apple Pay, and Google Pay possible
- Minimum investment from just 1 €
- Futures and spot margin up to 10x, tokenized stocks and ETFs
- OKX Shield: protection against third-party account takeovers, up to €500,000 depending on account tier
- OKX Card (Mastercard) with no monthly or annual card fee
Tradeable Assets
- Cryptocurrencies (280+ tokens, EUR and USD pairs)
- Futures and X-Perps (200+ derivatives markets, including pre-IPO)
- Tokenized stocks and ETFs
- Commodities via derivatives
- Staking and OKX Earn
Trading Options
- Spot trading on the order book
- Spot margin and futures up to 10x
- Recurring buy as a savings plan (daily, weekly, every two weeks, monthly)
- Trading bots: grid and DCA for spot and futures, Smart Strategies
- Flexible Loans in USDC
- Staking and OKX Earn
- Wallet transfer
- Direct purchases via PayPal, Apple Pay, Google Pay and credit card
- OKX Pay and OKX Card
About OKX
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Open an account at OKXRecent articles about OKX
October 18, 2026 10:34 AM
OKB carries $2.41 billion in market value and $17.9 million of daily turnover: here are the reasons
OKB carries a market capitalisation of $2.41 billion, yet only $17.89 million is traded a day. Our own count of all 33 trading pairs shows where that trading happens and what it means for investors in Europe.
October 16, 2026 1:28 PM
Dogecoin: four in five leveraged accounts are long, more one-sided than Bitcoin, Ethereum and Solana
On the OKX derivatives market there are 4.17 long accounts per short account in Dogecoin, more than in any other large coin. What our own Friday morning measurement says about the risk of a chain of forced closures.
October 3, 2026 4:13 AM
OKB at $120, X Layer 10 Percent Below Its Capital Peak: Why One Lending Market Holds 68 Percent
OKB trades at $120.25 after an unusually quiet week. X Layer holds $168.3 million in deposits according to our own survey, and 68 percent of that sits in a single lending market.
September 23, 2026 10:19 PM
OKX delists ICX, STORJ and ELF: by when you have to trade or withdraw
OKX is taking DORA, ICX, STORJ, ZEUS and ELF off the market. The euro pairs end on September 30, 2026, the USDT pairs on October 3, withdrawals only on December 23. We sort out the four deadlines and show, from our own measurement of the order book, why a hurried sale can turn expensive.
September 9, 2026 1:14 PM
OKX Delists GODS, PRCL and DUCK: You Can Still Withdraw the Tokens Until November 7, 2026
OKX ended trading in GODS, PRCL and DUCK in August, but withdrawals stay open until November 7, 2026. What to do in those three months, where the tokens now sit in your account, and why the exchange leaves open what happens to them afterwards.
September 4, 2026 4:39 AM
Source of Funds at a Crypto Exchange: Why a Deposit Can Freeze Your Account for 15 Days
OKX chief Star Xu described on September 2 what an unusual deposit sets off: reviews of 15 days and longer, during which balances and account functions can be restricted. What that means for investors in Germany, and which documents you should keep to hand.
August 23, 2026 7:17 AM
OKX Delisting: What MAJOR and J Holders Should Know Now the August 26 Withdrawal Deadline Has Passed
Recap as of September 27, 2026: OKX had announced it would halt withdrawals of the tokens MAJOR and J on August 26, 2026 at 08:00 UTC; they had not been tradable there since the start of June. This article describes the situation before the deadline.
August 20, 2026 4:20 AM
Crypto Exchange Delisting: What Happens to Your Tokens When Trading and Withdrawals Close
A delisting runs in four stages, and only one of them is genuinely dangerous: the end of the withdrawal deadline. Using two live OKX dates as the example, we show what happens at each stage and how to tell whether it affects you.
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