

| 0 % | Fees | 0.35 % |
| € 24.00 | Cost for €1,000 | € 1.10 |
| 33 | Cryptos | 270+ |
| SEPA Transfer | Payment Methods | Deposits: SEPA / SEPA Instant, Open Banking, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA license |
According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.
According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | Dedicated TAN app | ✓ |
| ✓ | Recurring savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Anti-phishing code | ✓ |
| ✓ | Passkey login | ✓ |
| ✓ | Wallet whitelist | ✓ |
| finanzen.net zero GmbH | Company | OKX Europe Ltd |
| 2021 | Founded | 2017 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA license |
| € 0.01 | Minimum Amount | ~$10 USD |
| eID, Video-ID, POSTIDENT | KYC | eID, Photo ID |