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Bitvavo Reviews

As of: September 2026

Dutch crypto exchange under AFM supervision with 426 coins, all of which trade directly against the euro. Fees from 0.15 % maker and 0.25 % taker.

3.3of 5
Good
Fees0.25 %
Cryptocurrencies426
Payment MethodsSEPA Instant Transfer, SEPA Transfer
Minimum cost per €1,000€ 2.50
BaFin-licensed 0.25% Fees 350+ Cryptos SEPA Only
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Bitvavo Rating

Usability3.2
complicatedeasy
Features3.1
basiccomprehensive
Fees3.5
highlow
Stability3.0
lowhigh
Support3.1
poorgood

Our Opinion

Bitvavo is valued for combining a BaFin license with low trading fees of just 0.25%. With total costs of €2.60 per trade and more than 350 tradable cryptocurrencies, the platform is in the lower fee range among the providers compared. The transparent fee structure without hidden costs is viewed positively by users.

It should be noted that Bitvavo B.V. temporarily suspended services for German customers in 2024 and operations were resumed via Hyphe Markets GmbH — a point that is occasionally criticized. The restriction to SEPA as a payment method and the availability of the savings plan only via the app are also room for improvement. The wallet transfer fees of around €0.40, however, are perceived as very low.

Bitvavo is considered particularly suitable for cost-conscious investors who prefer a BaFin-regulated platform with low fees and a transparent cost structure and can do without payment methods such as credit card or PayPal.

Pros & Cons

Pros
  • All 426 tradable coins trade directly against the euro, with no detour through a stablecoin (measured on 3 September 2026 via Bitvavo's public API)
  • MiCA authorisation since June 2025, supervised by the Dutch AFM, registration number 41000010
  • Low trading fees: 0.15 % maker and 0.25 % taker at the entry tier
  • SEPA deposits are free, as are Apple Pay and Bancontact
Cons
  • Credit card costs 1 %, Giropay and EPS 1.75 % each, PayPal 2 %
  • Bitvavo Custody B.V. is, by its own user agreement, not supervised by any authority
  • Lending, margin trading and staking are explicitly not MiCA-regulated
  • The current deposit promotion of up to 10 % APY ends on 30 September 2026 and, by the provider's own maths, works out at roughly 2.7 % on net new deposits over the period

User Experiences

AI Analysis606 analyzed reviews
4.5
App Store
3,810 Reviews
4.2
Google Play
26,890 Reviews
4.2
Trustpilot
22,097 Reviews

Our AI collects and analyzes user reviews of Bitvavo from the web and summarizes the key findings.

Users generally report mostly positive experiences with Bitvavo, especially regarding usability and costs. In the reviews, the clear app and low fees are often praised, while support and technical reliability are also mentioned more critically.

Users particularly praise Bitvavo for its clear design and intuitive app. According to reviews, the platform is often described as easy to use, which makes getting started especially simple. In some cases, users also report errors when launching the app or problems while using it.

This analysis is based on 606 user reviews from Apple App Store, Trustpilot, and Google Play Store evaluated with AI. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect user experiences and do not represent the site operator’s own assessment. All information is provided without guarantee. Status: April 2026. This comparison does not constitute investment advice.

Features

Feature Scope

Savings plan Staking Wallet transfer Cost transparency 2FA security Anti-phishing code SEPA instant transfer Credit card Mobile app (iOS/Android) Web platform

Highlights

  • BaFin-licensed with operations in Germany via Hyphe Markets GmbH
  • Total costs of €2.60 are considered particularly low
  • Transparent fee structure without hidden costs
  • Low wallet transfer fees of around €0.40
  • Minimum investment from €5

Tradeable Assets

  • Cryptocurrencies (350+ coins)
  • Staking products (rewards program)
  • Savings plan investments (app only)

Trading Options

  • Spot trading (buying and selling)
  • Savings plan feature (app only)
  • Rewards program (staking)
  • Wallet transfers to external wallets

About Bitvavo

Company
Hyphe Markets GmbH
Year Founded
2021
KYC
Photo ID
Regulation
MiCA license via Netherlands AFM
2FA with TOTP Anti-Phishing Code
Minimum Amount
€ 5

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