Bitvavo vs Revolut Comparison
In our overall rating Revolut leads with 4.3 out of 5 points, ahead of Bitvavo with 3.3. On disclosed fees Bitvavo is cheaper: 0.25 % instead of 1.49 % trading fee, which means € 2.50 instead of € 14.90 per €1,000 purchase. If you care most about usability, features, stability, and support, Revolut has the better sub-scores.
| 0.25 % | Fees | 1.49 % |
| € 2.50 | Minimum cost per €1,000 | € 14.90 |
| 428 | Cryptos | 300+ |
| SEPA Instant Transfer, SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| MiCA license via Netherlands AFM | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 2.50 | Minimum cost per €1,000 | € 14.90 |
| 0.25 % | Fees | 1.49 % |
| € 1.31 | Wallet transfer | € 1.49 |
| Yes | Cost transparency | No |
| € 5 | Minimum Amount | € 1.50 |
| SEPA Instant Transfer, SEPA Transfer | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
On disclosed fees you pay €12.40 less at Bitvavo per €1,000 purchase.
Bitvavo charges maker and taker fees that fall with your trading volume over the last 30 days. SEPA deposits and crypto deposits are free, and all 428 coins trade directly against the euro.
| Transaction | Cost at Bitvavo |
|---|---|
| Crypto against euro, entry tier | 0.15% maker, 0.25% taker |
| Trading from EUR 100,000 volume in 30 days | 0.10% maker, 0.20% taker, falling further to 0.00% and 0.02% from EUR 100 million |
| Trading on USDC markets | 0.05% maker and taker |
| Stablecoin pairs such as USDC/EUR | 0.10% maker and taker, EURC/EUR 0.00% maker and 0.01% taker |
| Deposit via SEPA, iDEAL or Bancontact | free |
| Deposit via credit card, Apple Pay, Google Pay or PayPal | 1% |
| Deposit via EPS transfer | 1.75%, up to EUR 1,000 |
| EUR withdrawal via SEPA | free |
| Crypto deposit | free |
| Crypto withdrawal | fixed fee per coin, e.g. 0.000018 BTC (about EUR 1.31) or 0.00033 ETH (about EUR 0.71) |
| Margin trading | borrowing fee 0.0023% per hour, liquidation fee 2% |
| Recovery of crypto deposited incorrectly | EUR 50 administration fee |
How to save: Trading as a maker, i.e. placing a limit order on the order book, costs EUR 1.50 instead of EUR 2.50 as a taker on EUR 1,000. Deposit via SEPA instead of by card, which saves EUR 10 on EUR 1,000. Bundle crypto withdrawals, since the fee applies per withdrawal. We compare other exchanges with maker and taker fees in our crypto exchange comparison.
As of 22 October 2026 according to the Bitvavo fee page (accessed from Germany, deposit fees may differ by country) and the Bitvavo API (coin count, withdrawal fees; euro values at the 22 October 2026 rate).
Not enough reviews available.
Pros & Cons
- All 428 tradable coins trade directly against the euro, with no detour through a stablecoin (measured on 22 October 2026 via Bitvavo's public API)
- MiCA authorisation since June 2025, supervised by the Dutch AFM, registration number 41000010
- Low trading fees: 0.15 % maker and 0.25 % taker at the entry tier
- SEPA, iDEAL and Bancontact deposits are free, as are EUR withdrawals
- Credit card, Apple Pay, Google Pay and PayPal cost 1% each, EPS 1.75%
- Bitvavo Custody B.V. is, by its own user agreement, not supervised by any authority
- Lending, margin trading and staking are explicitly not MiCA-regulated
- Crypto withdrawals carry a fixed fee per coin, 0.000018 BTC for Bitcoin
- More than 300 tokens tradable, the widest selection among the brokers compared here
- Transfers to your own wallets are possible
- Staking and recurring investments available
- Deposits via SEPA, SEPA instant transfer and credit card
- MiCA authorisation held by Revolut Digital Assets (Europe) Ltd, CySEC licence CASP001/25 of 20 October 2025
- Biometric verification for withdrawals as a security feature
- The exchange fee depends on the subscription plan and trading volume. On its crypto page Revolut states only “from 0 %”; no standard fee is given there
- According to Revolut, exchange rate and subscription fees apply on top
- Cost transparency at the transaction confirmation has room for improvement, according to users
Score Comparison
User Experiences
AI AnalysisUsers generally report mostly positive experiences with Bitvavo, especially regarding usability and costs. In the reviews, the clear app and low fees are often praised, while support and technical reliability are also mentioned more critically.
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
This analysis is based on 606 user reviews from Apple App Store, Trustpilot, and Google Play Store evaluated with AI. The total number of reviews on the respective platforms may be higher; the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect user experiences and do not represent the site operator’s own assessment. All information is provided without guarantee. Status: April 2026. This comparison does not constitute investment advice.
Features
| available | Savings plan | available |
| available | Staking | available |
| available | Wallet transfer | available |
| available | Cost transparency | not specified |
| available | 2FA security | not specified |
| available | Anti-phishing code | not specified |
| available | SEPA instant transfer | available |
| available | Credit card | available |
| available | Mobile app (iOS/Android) | available |
| available | Web platform | available |
| not specified | MiCA regulation | available |
| not specified | Biometric security | available |
- MiCA-licensed by the Dutch AFM, active in Germany via the EU passport (as of October 2026)
- Taker fee 0.25%, 0.20% from EUR 100,000 volume in 30 days
- Transparent fee structure without hidden costs
- SEPA deposits and crypto deposits are free
- Minimum investment from EUR 5
- Over 300 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
The five areas head to head
AI AnalysisFees & Costs
Users particularly highlight Bitvavo's low and affordable fees. According to reviews, the costs are often mentioned positively. Critical remarks about fees play only a minor role in the available user opinions.
Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
Usability & User Experience
Users particularly praise Bitvavo for its clear design and intuitive app. According to reviews, the platform is often described as easy to use, which makes getting started especially simple. In some cases, users also report errors when launching the app or problems while using it.
Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Features & Offering
When it comes to features and the offering, users especially want a profit/loss display in percentages, portfolio analysis, and information on the average purchase price or buy-in at Bitvavo. A larger selection of coins and a dollar view are also occasionally requested in the reviews.
When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Stability & Security
When it comes to stability and reliability, users report connection issues, technical problems, and an app that occasionally crashes according to reviews. Errors on startup are also mentioned, which is why some users view this area critically.
Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
Customer Support
Experiences with support are mixed according to reviews. Some users report fast support, while other feedback describes customer service as less easy to reach or notes that replies can take some time. Overall, users perceive support differently.
When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Details
| Bitvavo B.V. | Company | Revolut Ltd. |
| 2018 | Founded | 2015 |
| MiCA license via Netherlands AFM | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
| € 5 | Minimum Amount | € 1.50 |
| Photo ID | KYC | Photo ID |
Verdict
In our overall rating Revolut leads with 4.3 against 3.3 for Bitvavo.
On disclosed fees you pay €12.40 less at Bitvavo per €1,000 purchase.
For most investors Revolut is therefore the better choice.
Bitvavo is valued for combining a MiCA licence with low trading fees of 0.15% maker and 0.25% taker. With 428 cryptocurrencies, all tradable directly against the euro, and EUR 2.50 for a EUR 1,000 purchase as a taker, the platform is in the lower fee range among the providers compared. The transparent fee structure without hidden costs is viewed positively by users.
The contracting party is Bitvavo B.V. in Amsterdam, authorised under MiCA by the Dutch AFM since 26 June 2025 and active in Germany and other EU countries via the EU passport. SEPA deposits are free, while credit card, Apple Pay, Google Pay and PayPal cost 1% each. Crypto withdrawals carry a fixed fee per coin, currently 0.000018 BTC for Bitcoin. There is room for improvement in that the savings plan is only available in the app.
Bitvavo is considered particularly suitable for cost-conscious investors who prefer a MiCA-regulated platform with low fees and a transparent cost structure and deposit via SEPA.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 300 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. The crypto business sits with the Cypriot entity Revolut Digital Assets (Europe) Ltd., which has held licence CASP001/25 in the CySEC MiCAR register since 20 October 2025. The entity previously named here, RT Digital Securities Cyprus Ltd., is no longer listed there.
Unlike many German neobrokers, Revolut enables both wallet transfers to external wallets and staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
Costs call for caution: Revolut advertises exchange fees “from 0 %”, but the small print on the same page states that the fee depends on the plan and the trading volume, and that exchange-rate and subscription fees apply on top. No standard fee is given, neither on the crypto page nor in the fee schedule. Anyone who wants to know the total cost has to work it out for their own plan and their own order size. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app.