Flatex Reviews
flatex (flatexDEGIRO Bank AG) is one of Germany's largest online brokers, BaFin-regulated and holding a full banking licence. The key point for crypto investors: flatex offers no direct crypto trading, only exposure through exchange-traded crypto ETPs and ETNs that trade like any other security in your portfolio.
Flatex Rating
Our Opinion
For investors who want crypto exposure inside a conventional brokerage account alongside shares and ETFs – complete with German tax reporting and a familiar interface – flatex is a solid choice. If you want to own real coins and withdraw them to your own wallet, you need an actual crypto exchange instead.
Pros & Cons
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
User Experiences
AI AnalysisOur AI collects and analyzes user reviews of Flatex from the web and summarizes the key findings.
Order fees from around €5.90 plus the trading-venue charge; crypto ETPs also carry ongoing product costs (TER, typically 1–2% a year). As of July 2026.
Investing carries a high level of risk, up to and including total loss of capital. This is not investment advice. As of July 2026, without guarantee.
Features
Highlights
- Crypto in a securities wrapper for conventional portfolios
About Flatex
Compare Flatex
Reviews of other crypto exchanges
Similar articles on this topic
August 26, 2026 7:25 AM
BitMEX Closes on September 23: The Deadlines That Now Apply to Your Balance
BitMEX ceases operations on September 23, 2026 at 04:00 UTC. Anyone still holding a balance or an open position there has three hard cut-off dates to meet before then, otherwise the operator decides.
August 26, 2026 7:15 AM
BaFin Warning Over Identity Misuse: When a Crypto Platform Borrows a Real German Company's Name
BaFin has been warning since August 24, 2026 about a crypto website that, according to the regulator's findings, misuses the identity of a real German company. Why the commercial register and the imprint are worthless as proof, and how to check a provider yourself in a few minutes.
August 25, 2026 10:31 PM
Crypto Wallet Phishing by Letter: Why the QR Code From Your Postbox Wants Your Recovery Phrase
Letters carrying a QR code urge a supposedly urgent wallet update on grounds of quantum resistance and lead to a page that asks for the recovery phrase. The Federal Office for Cybersecurity reported the ploy on August 18, 2026.
August 25, 2026 10:23 PM
bitcoin.de Stands Still: What the August 28 Shareholder Meeting Means for Your Balance
Trading and deposits at bitcoin.de have been suspended since June 12, while withdrawals continue to run according to the operator. On August 28, Bitcoin Group SE holds its annual general meeting: what the date changes for your balance, and how to tell whether the platform is coming back.
August 25, 2026 3:56 PM
Bitcoin Price Cracks $80,000 Then Cools While Altcoins Push Higher
Bitcoin cleared 80,000 dollars for the first time since May, then slipped to 79,100. Chart analysis, upside targets and key support levels.
August 25, 2026 10:13 AM
Gifting Bitcoin in Austria: When You Must Report the Gift
Austria levies no general gift tax on bitcoin. Above certain value thresholds, however, a notification to the tax office can be required.
