Coinbase Advanced vs Flatex Comparison
| 0.6 % | Fees | 0.7 % |
| € 6.30 | Cost for €1,000 | € 7.00 |
| 260+ | Cryptos | 20 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Transfer |
| First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| € 6.30 | Cost for €1,000 | € 7.00 |
| 0.6 % | Fees | 0.7 % |
| € 0.24 | Wallet transfer | – |
| Yes | Cost transparency | Limited |
| € 1 | Minimum Amount | € 1 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Transfer |
On a €1,000 purchase you pay €0.70 less at Coinbase Advanced.
Pros & Cons
- Volume-based maker/taker fees from 0.60%/1.20% down to 0.00%/0.05%
- Pro order types: limit, market, stop-limit, bracket (TP+SL combined)
- Native TradingView charts with 400+ indicators (since 2025)
- API access: REST, WebSocket, and FIX (institutional)
- Shared account with standard Coinbase -- seamless switch
- 22 stablecoin pairs at 0.00% maker fee
- Coinbase One rebate: 25% USDC cashback (cap 100 USD/month)
- Learning curve compared to standard Coinbase interface has room for improvement
- Entry fees relatively high at low volume
- Lowest fee tiers only reachable from high 30-day volume onward
- Coinbase Pro as standalone platform shut down since November 2023 -- migration was required for legacy users
- BaFin-regulated German bank with a full licence
- Crypto ETPs held in a standard portfolio alongside shares and ETFs
- German tax certificate included
- Established provider, in business since 1999
- No direct crypto trading, only ETPs and ETNs
- No withdrawal to a personal wallet
- Order fees on top of ongoing product costs (TER)
User Experiences
AI AnalysisNo separate analysis -- based on Coinbase.
Investing carries a high level of risk, up to and including total loss of capital. This is not investment advice. As of July 2026, without guarantee.
Features
| ✓ | Maker/Taker Model | ✓ |
| ✓ | Order Types | ✓ |
| ✓ | Order Durations | ✓ |
| ✓ | API | ✓ |
| ✓ | Charts | ✓ |
| ✓ | Asset Selection | ✓ |
| ✓ | Stablecoin Pairs | ✓ |
| ✓ | Coinbase One Rebate | ✓ |
| ✓ | 2FA Security | ✓ |
| ✓ | Mobile App | ✓ |
- Volume-based maker/taker model from 0.60%/1.20%
- Native TradingView integration with 400+ indicators
- API access via REST, WebSocket, and FIX
- 22 stablecoin pairs at 0.00% maker fee
- Crypto in a securities wrapper for conventional portfolios
The five areas head to head
AI AnalysisFees & Costs
No separate analysis -- based on Coinbase.
Order fees from around €5.90 plus the trading-venue charge; crypto ETPs also carry ongoing product costs (TER, typically 1–2% a year). As of July 2026.
Details
| Coinbase Global, Inc. | Company | flatexDEGIRO Bank AG |
| 2012 | Founded | 2005 |
| First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
| € 1 | Minimum Amount | € 1 |
| eID, VideoIdent | KYC | eID, Video-ID, PostIdent |
Verdict
In our overall rating Coinbase Advanced leads with 4.2 against 3.1 for Flatex.
On a €1,000 purchase you pay €0.70 less at Coinbase Advanced.
For most investors Coinbase Advanced is therefore the better choice.
Coinbase Advanced is the pro trading interface within the Coinbase app and is aimed at active traders. It fully replaced the separate Coinbase Pro platform in November 2023 and has since been integrated into the regular Coinbase account. Account, verification, and asset balances are shared with the standard Coinbase interface -- switching between direct buy and Advanced happens within the same app.
Instead of the flat direct-purchase fees on the standard platform, a volume-based maker/taker model applies here, with entry rates of 0.60% maker and 1.20% taker, decreasing as 30-day volume rises down to 0.00% maker / 0.05% taker. Since 2025, the TradingView integration with more than 400 indicators is embedded in the interface. Limit, market, stop-limit, and bracket orders (take-profit and stop-loss combined) are supported with GTC/GTD durations. API access is available via REST, WebSocket, and for institutional users also via FIX. The learning curve compared to the standard Coinbase interface is occasionally criticized in user comments.
Coinbase Advanced is considered particularly suitable for traders looking for lower fees than on standard Coinbase and who value pro charts and order types. Coinbase One membership additionally grants a 25% USDC rebate on Advanced spot fees, capped at 100 USD per month. Those who mainly execute direct purchases are better served on the standard Coinbase interface. This comparison does not constitute investment advice.
For investors who want crypto exposure inside a conventional brokerage account alongside shares and ETFs – complete with German tax reporting and a familiar interface – flatex is a solid choice. If you want to own real coins and withdraw them to your own wallet, you need an actual crypto exchange instead.