| 0.25 % | Fees | 0.99 % |
| € 2.60 | Cost for €1,000 | € 10.89 |
| 350+ | Cryptos | 13 |
| SEPA Instant Transfer, SEPA Transfer | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| BaFin License, custodians Tangany and Sutor Bank are also licensed | Regulation | BaFin license as a securities institution |
Users generally report mostly positive experiences with Bitvavo, especially regarding usability and costs. In the reviews, the clear app and low fees are often praised, while support and technical reliability are also mentioned more critically.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 591 user reviews from Apple App Store, Trustpilot, and Google Play Store evaluated with AI. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect user experiences and do not represent the site operator’s own assessment. All information is provided without guarantee. Status: April 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Anti-phishing code | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
| Hyphe Markets GmbH | Company | Scalable Capital GmbH |
| 2021 | Founded | 2014 |
| BaFin License, custodians Tangany and Sutor Bank are also licensed | Regulation | BaFin license as a securities institution |
| € 5 | Minimum Amount | € 1 |
| Photo ID | KYC | eID, Video-ID, PostIdent |