OKX vs Revolut Comparison
In our overall rating OKX leads with 4.5 out of 5 points, ahead of Revolut with 4.3. On disclosed fees OKX is cheaper: 0.2 % instead of 1.49 % trading fee, which means € 2.00 instead of € 14.90 per €1,000 purchase. OKX lists more than 280 cryptocurrencies, Revolut more than 300.
| 0.2 % | Fees | 1.49 % |
| € 2.00 | Minimum cost per €1,000 | € 14.90 |
| 280+ | Cryptos | 300+ |
| Deposits: SEPA / SEPA Instant, Easy Transfer, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| MiCA licence, MiFID II licence and payment institution (MFSA, Malta) | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 2.00 | Minimum cost per €1,000 | € 14.90 |
| 0.2 % | Fees | 1.49 % |
| € 1.08 | Wallet transfer | € 1.49 |
| Yes | Cost transparency | No |
| ~$10 USD | Minimum Amount | € 1.50 |
| Deposits: SEPA / SEPA Instant, Easy Transfer, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
On disclosed fees you pay €12.90 less at OKX per €1,000 purchase.
OKX Europe charges spot fees by account type: the spot-only account costs 0.10% maker and 0.20% taker in the base tier, the spot and derivatives account 0.08% and 0.10%.
| Transaction | Cost at OKX Europe |
|---|---|
| Spot trading, spot-only account, regular user | 0.10% maker, 0.20% taker |
| Spot trading, spot and derivatives account, regular user | 0.08% maker, 0.10% taker |
| VIP 1 in the spot and derivatives account (from EUR 100,000 assets or EUR 1m volume in 30 days) | 0.0675% maker, 0.08% taker |
| Zero-fee pairs | selected spot pairs at 0% maker and taker |
| Crypto withdrawals | network fee per coin |
How to save: On a EUR 1,000 buy as a taker, the spot-only account costs EUR 2 and the spot and derivatives account EUR 1. Limit orders as a maker are cheaper in both account types. See how OKX compares in our crypto exchange comparison.
Fees as of 21 October 2026 according to the OKX Europe fee page.
Not enough reviews available.
Pros & Cons
- MiCA, MiFID II and payment institution licences via OKX Europe in Malta
- Spot fee of 0.20% taker on a spot-only account, 0.10% with a derivatives account
- Total costs of €2.00 per €1,000
- Proof of reserve is provided
- Wide range of payment methods: SEPA, PayPal, credit card, Apple Pay, Google Pay
- Savings plan via recurring buy (daily to monthly) and staking available
- Selection of 280+ cryptocurrencies is room for improvement compared with some competitors
- KYC process with eID and photo ID is occasionally criticized as time-consuming
- More than 300 tokens tradable, the widest selection among the brokers compared here
- Transfers to your own wallets are possible
- Staking and recurring investments available
- Deposits via SEPA, SEPA instant transfer and credit card
- MiCA authorisation held by Revolut Digital Assets (Europe) Ltd, CySEC licence CASP001/25 of 20 October 2025
- Biometric verification for withdrawals as a security feature
- The exchange fee depends on the subscription plan and trading volume. On its crypto page Revolut states only “from 0 %”; no standard fee is given there
- According to Revolut, exchange rate and subscription fees apply on top
- Cost transparency at the transaction confirmation has room for improvement, according to users
Score Comparison
User Experiences
AI AnalysisAccording to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
This analysis is based on 794 user reviews evaluated by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. Ratings as of: September 2026; review summaries as of: March 2026. This comparison does not constitute investment advice.
Features
| available | Savings plan | available |
| available | Staking | available |
| available | Wallet transfer | available |
| available | Cost transparency | not specified |
| available | 2FA security | not specified |
| available | Anti-phishing code | not specified |
| available | Passkey login | not specified |
| available | Wallet whitelist | not specified |
| available | Mobile app (iOS/Android) | available |
| available | Web platform | available |
| not specified | Credit card payment | available |
| not specified | MiCA regulation | available |
| not specified | Biometric security | available |
| not specified | SEPA Instant Transfer | available |
- One of the first exchanges with a MiCA license in the EU
- Total costs of €2.00 per €1,000 on a spot-only account
- Proof of reserve available for transparency
- Express purchases via PayPal, Apple Pay, and Google Pay possible
- Minimum investment from just 1 €
- Futures and spot margin up to 10x, tokenized stocks and ETFs
- OKX Shield: protection against third-party account takeovers, up to €500,000 depending on account tier
- OKX Card (Mastercard) with no monthly or annual card fee
- Over 300 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
The five areas head to head
AI AnalysisFees & Costs
When it comes to fees, users report a mixed impression: on the one hand, low costs are mentioned; on the other hand, some users perceive the fees as high. According to reviews, the perception of costs from the user perspective apparently depends on usage and transaction type.
Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
Usability & User Experience
According to reviews, users at OKX especially appreciate the intuitive app, the easy handling, and the clean interface. In everyday use, the platform is described by many as easy to understand. Occasionally, users also would like a German-language interface and a landscape mode.
Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Features & Offering
According to user reviews, the range of coins and features is viewed positively by many. Users report that the platform is experienced as versatile and offers different use cases. Occasionally, users would like more fiat options, additional bot options, and adjustments to the withdrawal whitelist.
When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Stability & Security
Regarding stability and reliability, users report in some cases smooth usage and in other cases problems related to accounts or withdrawals. In the reviews, blocked accounts and blocked withdrawals are occasionally mentioned. Overall, the user data does not present a uniform picture.
Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
Customer Support
The user reviews of support are mostly critical. Users report slow or unanswered replies, and occasionally describe customer service as not helpful or as not being perceived at all. In addition, several users would like better support in German.
When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Details
| OKX Europe Ltd | Company | Revolut Ltd. |
| 2017 | Founded | 2015 |
| MiCA licence, MiFID II licence and payment institution (MFSA, Malta) | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
| ~$10 USD | Minimum Amount | € 1.50 |
| eID, Photo ID | KYC | Photo ID |
Verdict
In our overall rating OKX leads with 4.5 against 4.3 for Revolut.
On disclosed fees you pay €12.90 less at OKX per €1,000 purchase.
For most investors OKX is therefore the better choice.
OKX is considered one of the first crypto exchanges with a fully fledged MiCA license in the EU and is valued for combining regulatory compliance with low fees. With a 0.20% taker fee on a spot-only account, or €2.00 per €1,000, OKX is among the cheapest providers in the comparison. The availability of proof of reserves is positively viewed by security-conscious users. OKX's European offering now also includes futures up to 10x, tokenized stocks and ETFs, a recurring-buy savings plan and the OKX Card.
The selection of 280+ cryptocurrencies is room for improvement compared with some competitors with over 600 coins. The KYC process with eID and photo ID is also occasionally criticized as time-consuming. However, the extensive payment methods — including PayPal, Apple Pay, and Google Pay — are seen as practical.
OKX is particularly suitable for cost-conscious investors who prefer an EU-regulated platform with a MiCA license and low trading fees and are willing to make compromises on coin selection.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 300 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. The crypto business sits with the Cypriot entity Revolut Digital Assets (Europe) Ltd., which has held licence CASP001/25 in the CySEC MiCAR register since 20 October 2025. The entity previously named here, RT Digital Securities Cyprus Ltd., is no longer listed there.
Unlike many German neobrokers, Revolut enables both wallet transfers to external wallets and staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
Costs call for caution: Revolut advertises exchange fees “from 0 %”, but the small print on the same page states that the fee depends on the plan and the trading volume, and that exchange-rate and subscription fees apply on top. No standard fee is given, neither on the crypto page nor in the fee schedule. Anyone who wants to know the total cost has to work it out for their own plan and their own order size. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app.