Atomic Wallet Reviews
Multi-coin wallet with 1,000+ coins and tokens for desktop and mobile: very broad, and its security history matters.
Atomic Wallet Rating
Our Opinion
Atomic Wallet suits anyone who wants to hold many different coins in one app: 1,000+ coins and tokens including Monero, swaps, purchases and staking, on desktop and mobile, without an account and, for the basic features, without verification.
The June 2023 incident is part of the assessment. According to Elliptic, the losses reported by users exceeded 100 million US dollars; Atomic itself speaks of fewer than 0.1 percent of users affected, and as of its update of 12 September 2023 the statement names no final cause. That clearly lowers our stability score.
Our recommendation: Atomic works well for everyday use with many small holdings and for coins other wallets do not list. Larger amounts belong on a hardware wallet as well, and before every swap it pays to check the amount shown.
Pros & Cons
- 1,000+ coins and tokens, Monero included
- No account, no verification for basic features
- Swaps with AWC cashback
- Staking for many coins in the app
- Desktop for Windows, macOS and Linux
- June 2023 incident with reported losses above 100 million US dollars according to Elliptic
- No final cause of the incident (as of the statement of 12 September 2023)
- Swap costs stated inconsistently: 0.5% plus partner commission per help article (as of 2023), zero Atomic fees per the Cosmos wallet product page
- No deposit protection, as with any self-custody wallet
Costs & Discounts
Atomic Wallet is free, with no account and no subscription. Costs arise when you send (network fee) and when you swap. For swaps, the help article (as of 2023) cites a markup, while the product page for the Cosmos wallet speaks of zero Atomic fees; what counts is the amount the app shows before you confirm. Swaps also earn cashback in AWC, Atomic's token.
| Action | Cost at Atomic Wallet |
|---|---|
| Download and use the wallet | free, no account |
| Send and receive crypto | no Atomic fee, network fee only |
| Swap in the app | according to the help article (as of 2023) 0.5% plus the swap partner's commission, according to the Cosmos wallet product page zero Atomic fees; the estimate before the swap counts, plus AWC cashback |
| Buy with a bank card | purchase fee as quoted in the app |
| Staking | network fee for the transfer to your staking address, rewards vary by network |
How to save: if the markup from the help article applies, 0.5% on a 1,000 euro swap costs 5 euros, plus the partner's commission and the network fee. Compare the amount shown with the market price before you confirm. Larger moves are often cheaper on an exchange with a published fee schedule from our exchange comparison.
Tax: in many countries a swap is a disposal, and staking rewards can count as income. A tool from our crypto tax software comparison keeps the records.
Security: keep the twelve words offline, as described in our guide to storing a seed phrase safely, and move larger holdings to a device from our hardware wallet comparison. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to atomicwallet.io, the help article on fees (updated 11 September 2023), the statement on 3 June 2023 (updated 12 September 2023) and Elliptic’s analysis of 2 August 2023.
User Experiences
AI AnalysisOur AI collects and analyzes user reviews of Atomic Wallet from the web and summarizes the key findings.
Setup needs no account, and the basic features need no identity check: set a password, back up twelve recovery words, done. Desktop versions are available for Windows 10 and 11, macOS, Ubuntu, Debian and Fedora, plus apps for iOS and Android. In the German App Store Atomic Wallet is rated 4.4 out of 5 (855 ratings), on Google Play 4.3 (72,300 reviews, 1 million+ downloads), retrieved on 27 October 2026. As of October 2026.
Editorial assessment based on publicly documented provider information and independent industry sources. As of October 2026. Self-custody means that losing your recovery phrase results in permanent loss of funds. This comparison is not investment advice. All information without guarantee.
Features
Highlights
- 1,000+ coins and tokens
- Monero and many non-EVM networks
- Swaps with cashback
- Staking in the app
Tradeable Assets
- 1,000+ coins and tokens
- Bitcoin, Ethereum, XRP and Solana
- Monero
- NFTs
Trading Options
- Send and receive
- Swaps with AWC cashback
- Buy with a bank card
- Staking for ETH, ADA, SOL and more
About Atomic Wallet
Compare Atomic Wallet
Recent articles about Atomic Wallet
October 28, 2026 12:51 PM
Keystone destroys 18,835 hardware wallets, shipping on hold
The break-in on Keystone's website leaked the key owners use to verify their hardware wallet. Because it sits in the chip from the factory, the maker is destroying 18,835 finished devices and has halted shipping.
October 27, 2026 12:48 PM
Bloom trading bot: 9,408 SOL drained, what to watch now
The Telegram trading bot Bloom reports an outflow of 9,408 SOL from 49 addresses and points to a flaw in a third-party module. The provider promises reimbursement in full; the decisive question about the key remains open.
October 26, 2026 9:24 PM
Hardware wallet after the data breach: four ways to order without a home address
Keystone has confirmed a data breach and Trezor lost customer data at its logistics provider: the keys stayed safe in both cases, the delivery addresses did not. This piece shows the four routes to obtaining a hardware wallet in Germany without writing your home address into the next database.
October 26, 2026 12:00 PM
Bitcoin Wallet Bug: Why Speeding Up a Payment Could Drain Your Wallet
A Bitcoin wallet bug let rogue servers swap a real payment for a fake one and trick users into signing it. How the fee bump trap works and how to stay safe.
October 26, 2026 12:26 AM
Keystone confirms data breach: “We owe you an apology”
Hardware wallet maker Keystone has disclosed a break-in at its web shop: customer names, delivery addresses and order details were taken. Recovery phrases and private keys are not affected, the company says, and the real risk lies with phishing and the home address now in the open.
October 26, 2026 12:15 AM
Coldcard class action over $140 million: what it means for owners
A proposed class action against Coldcard maker Coinkite is before a court in Ontario: a firmware flaw allegedly made recovery phrases predictable, and the claim puts the Bitcoin drained as a result at more than $140 million. What owners of an affected device should check and document now.
October 25, 2026 3:31 PM
Electrum wallet vulnerable before version 4.8.3: what you can do now
Electrum released version 4.8.3 on October 23, 2026 and closed a flaw that malicious servers had already exploited. It does not harvest your keys; it targets the moment you speed up a stuck transaction.
October 25, 2026 3:23 PM
USDC on 82 million Samsung phones: the level that decides for Solana
In the last week of October, Samsung is switching on USDC transfers over Solana on 82 million Galaxy devices, with custody through Bastion and Coinbase. What that means for the SOL price we measure against fees, emission and fund flows.
Similar articles on this topic
October 28, 2026 12:51 PM
Keystone destroys 18,835 hardware wallets, shipping on hold
The break-in on Keystone's website leaked the key owners use to verify their hardware wallet. Because it sits in the chip from the factory, the maker is destroying 18,835 finished devices and has halted shipping.
October 27, 2026 12:48 PM
Bloom trading bot: 9,408 SOL drained, what to watch now
The Telegram trading bot Bloom reports an outflow of 9,408 SOL from 49 addresses and points to a flaw in a third-party module. The provider promises reimbursement in full; the decisive question about the key remains open.
October 26, 2026 9:24 PM
Hardware wallet after the data breach: four ways to order without a home address
Keystone has confirmed a data breach and Trezor lost customer data at its logistics provider: the keys stayed safe in both cases, the delivery addresses did not. This piece shows the four routes to obtaining a hardware wallet in Germany without writing your home address into the next database.
October 26, 2026 12:00 PM
Bitcoin Wallet Bug: Why Speeding Up a Payment Could Drain Your Wallet
A Bitcoin wallet bug let rogue servers swap a real payment for a fake one and trick users into signing it. How the fee bump trap works and how to stay safe.
October 26, 2026 12:26 AM
Keystone confirms data breach: “We owe you an apology”
Hardware wallet maker Keystone has disclosed a break-in at its web shop: customer names, delivery addresses and order details were taken. Recovery phrases and private keys are not affected, the company says, and the real risk lies with phishing and the home address now in the open.
October 26, 2026 12:15 AM
Coldcard class action over $140 million: what it means for owners
A proposed class action against Coldcard maker Coinkite is before a court in Ontario: a firmware flaw allegedly made recovery phrases predictable, and the claim puts the Bitcoin drained as a result at more than $140 million. What owners of an affected device should check and document now.
October 25, 2026 3:31 PM
Electrum wallet vulnerable before version 4.8.3: what you can do now
Electrum released version 4.8.3 on October 23, 2026 and closed a flaw that malicious servers had already exploited. It does not harvest your keys; it targets the moment you speed up a stuck transaction.
October 25, 2026 3:23 PM
USDC on 82 million Samsung phones: the level that decides for Solana
In the last week of October, Samsung is switching on USDC transfers over Solana on 82 million Galaxy devices, with custody through Bastion and Coinbase. What that means for the SOL price we measure against fees, emission and fund flows.