Atomic Wallet vs Exodus Comparison
In our overall rating Exodus leads with 4.0 out of 5 points, ahead of Atomic Wallet with 3.7. If you care most about features and fees, Atomic Wallet has the better sub-scores, while Exodus leads on usability, stability, and support.
Cost comparison
Atomic Wallet is free, with no account and no subscription. Costs arise when you send (network fee) and when you swap. For swaps, the help article (as of 2023) cites a markup, while the product page for the Cosmos wallet speaks of zero Atomic fees; what counts is the amount the app shows before you confirm. Swaps also earn cashback in AWC, Atomic's token.
| Action | Cost at Atomic Wallet |
|---|---|
| Download and use the wallet | free, no account |
| Send and receive crypto | no Atomic fee, network fee only |
| Swap in the app | according to the help article (as of 2023) 0.5% plus the swap partner's commission, according to the Cosmos wallet product page zero Atomic fees; the estimate before the swap counts, plus AWC cashback |
| Buy with a bank card | purchase fee as quoted in the app |
| Staking | network fee for the transfer to your staking address, rewards vary by network |
How to save: if the markup from the help article applies, 0.5% on a 1,000 euro swap costs 5 euros, plus the partner's commission and the network fee. Compare the amount shown with the market price before you confirm. Larger moves are often cheaper on an exchange with a published fee schedule from our exchange comparison.
Tax: in many countries a swap is a disposal, and staking rewards can count as income. A tool from our crypto tax software comparison keeps the records.
Security: keep the twelve words offline, as described in our guide to storing a seed phrase safely, and move larger holdings to a device from our hardware wallet comparison. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to atomicwallet.io, the help article on fees (updated 11 September 2023), the statement on 3 June 2023 (updated 12 September 2023) and Elliptic’s analysis of 2 August 2023.
The Exodus wallet is free to download and needs no account. You pay for it mainly when you swap one cryptocurrency for another inside the app, through a spread with no stated percentage. The quarterly report shows how important that line is: in the second quarter of 2026, 18.74 of 26.23 million US dollars in revenue came from swaps, or 71.5 percent, including 3.76 million through business partners. A year earlier it was 23.42 million US dollars and 90.7 percent. Swap revenue therefore also fell in absolute terms, with swap volume down 21.4 percent, while acquired payment services added new revenue.
| Action | Cost at Exodus |
|---|---|
| Download and use the wallet | free, no account |
| Send crypto | network fee only, which according to Exodus goes entirely to the network |
| Swap in the app | any spread in the quoted rate, plus the network fee to send the coins to the swap provider |
| Buy through partners | the partner's fee, shown in the app before you buy |
| Sell through MoonPay | MoonPay's fee, shown before you sell |
| Staking via Everstake | Exodus receives a fee from Everstake, and the coins stay under your control |
How to check the spread: enter the amount in the app, note how much you would receive and compare it with the market price. The gap is your cost. On a 1,000 euro swap, a 0.5% spread costs about 5 euros and 2% about 20 euros, plus the network fee. If you regularly move larger amounts, an exchange with a published fee schedule from our exchange comparison is often cheaper, and you withdraw the coins to your own wallet afterwards.
Tax: in many countries a swap counts as selling one asset and buying another, so it can be a taxable event. A tool from our crypto tax software comparison reads your addresses and keeps the records.
For the part of your holdings you plan to keep for longer, a device from our hardware wallet comparison is worth it; our guide to hot and cold wallets explains the difference. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to the 10-Q quarterly report for 30 June 2026 filed with the SEC, the help article on transaction fees (updated 16 October 2026) and Getting started with Exodus (updated 18 October 2026).
Pros & Cons
- 1,000+ coins and tokens, Monero included
- No account, no verification for basic features
- Swaps with AWC cashback
- Staking for many coins in the app
- Desktop for Windows, macOS and Linux
- June 2023 incident with reported losses above 100 million US dollars according to Elliptic
- No final cause of the incident (as of the statement of 12 September 2023)
- Swap costs stated inconsistently: 0.5% plus partner commission per help article (as of 2023), zero Atomic fees per the Cosmos wallet product page
- No deposit protection, as with any self-custody wallet
- Very clean interface on desktop and mobile
- 50+ networks with swaps, purchases and staking in one app
- Trezor on desktop and Ledger on mobile
- Listed company with public quarterly figures
- 24/7 support
- Swap spread without a stated rate
- Browser extension discontinued on 1 October 2026
- NFT gallery ends on 1 December 2026
- No deposit protection, as with any self-custody wallet
Score Comparison
Features
- 1,000+ coins and tokens
- Monero and many non-EVM networks
- Swaps with cashback
- Staking in the app
- 50+ networks
- Desktop and mobile
- Trezor and Ledger support
- Staking for 7 coins
The five areas head to head
AI AnalysisFees & Costs
Atomic charges no fee of its own for sending and receiving; only the network fee applies. For swaps, Atomic's help article cites a 0.5% markup plus the swap partner's commission, both included in the estimate before you swap (last updated 11 September 2023); the product page for the Cosmos wallet speaks of zero Atomic fees. What counts is the amount the app shows before you confirm. As of October 2026.
Downloading and holding are free; sending costs only the network fee, and according to Exodus all of it goes to the network. Swaps may include a spread with no stated percentage, built into the quoted rate; the app shows how much you will receive before you swap. When buying or selling through partners, you see their fee before you confirm. As of October 2026.
Usability & User Experience
Setup needs no account, and the basic features need no identity check: set a password, back up twelve recovery words, done. Desktop versions are available for Windows 10 and 11, macOS, Ubuntu, Debian and Fedora, plus apps for iOS and Android. In the German App Store Atomic Wallet is rated 4.4 out of 5 (855 ratings), on Google Play 4.3 (72,300 reviews, 1 million+ downloads), retrieved on 27 October 2026. As of October 2026.
Exodus is one of the cleanest wallets in our comparison: portfolio and prices at a glance, set up in minutes without an account. It runs on Windows, macOS and Linux and as an app for iOS and Android. In the German App Store it is rated 4.6 out of 5 (3,671 ratings), on Google Play 4.5 (133,000 reviews, 5 million+ downloads), retrieved on 27 October 2026. As of October 2026.
Features & Offering
According to Atomic, the wallet manages 1,000+ coins and tokens, including Bitcoin, Ethereum, XRP, Solana and Monero, plus NFTs. In the app you swap coins and receive cashback in Atomic's own token AWC, buy with a bank card and stake ETH, ADA, BNB, SOL, TRX, NEAR, XTZ, HBAR and more. Keys and the twelve words are stored encrypted on your device. As of October 2026.
Exodus supports 50+ networks with unlimited tokens on the major web3 networks, including Bitcoin, Ethereum and Solana. In the app you swap through third-party providers across thousands of pairs, buy by card, bank transfer, PayPal, Apple Pay or Google Pay and sell through MoonPay. Staking is available for 7 cryptocurrencies via the provider Everstake, and the coins stay in your wallet. For extra security you can connect a Trezor (One, Model T, Safe 3, Safe 5) on desktop and a Ledger Nano X or Flex on mobile. The Exodus Web3 Wallet browser extension was discontinued on 1 October 2026, and the NFT gallery ends on 1 December 2026. As of October 2026.
Stability & Security
The wallet is run by Atomic Protocol Systems OÜ in Estonia; its CEO is Konstantin Gladych, also co-founder of Changelly. On 3 June 2023 users reported funds leaving their Atomic addresses. In its statement Atomic said fewer than 0.1 percent of users were affected and no new cases had been reported since 3 June; as of its update of 12 September 2023, the statement names no final cause. On 2 August 2023 the analytics firm Elliptic put the losses reported by users at more than 100 million US dollars and attributed the incident to North Korea's Lazarus Group. As of October 2026.
The wallet is run by Exodus Movement, Inc., a remote-first company without a headquarters; its mailing address is in Omaha, Nebraska. Its shares are listed on NYSE American (ticker EXOD), so the company files quarterly reports with the SEC. In the second quarter of 2026, Exodus reported 1.4 million monthly active users and revenue of 26.23 million US dollars. According to Exodus, keys and wallet files are not stored on Exodus servers. As of October 2026.
Customer Support
Support is available around the clock via live chat and email, backed by a knowledge base and a YouTube channel with guides. As with any self-custody wallet, support cannot replace lost recovery words, because Atomic has no access to your wallet. As of October 2026.
Support is available around the clock via chat and email, backed by a detailed knowledge base. If you lose your twelve words and any passkey backup, support cannot help: Exodus sees neither your keys nor your transaction history. As of October 2026.
Details
| Atomic Protocol Systems OÜ | Company | Exodus Movement, Inc. (NYSE American: EXOD) |
| Estonia | Headquarters | US |
Verdict
In our overall rating Exodus leads with 4.0 against 3.7 for Atomic Wallet.
For most investors Exodus is therefore the better choice.
Atomic Wallet suits anyone who wants to hold many different coins in one app: 1,000+ coins and tokens including Monero, swaps, purchases and staking, on desktop and mobile, without an account and, for the basic features, without verification.
The June 2023 incident is part of the assessment. According to Elliptic, the losses reported by users exceeded 100 million US dollars; Atomic itself speaks of fewer than 0.1 percent of users affected, and as of its update of 12 September 2023 the statement names no final cause. That clearly lowers our stability score.
Our recommendation: Atomic works well for everyday use with many small holdings and for coins other wallets do not list. Larger amounts belong on a hardware wallet as well, and before every swap it pays to check the amount shown.
Exodus is the wallet for anyone who values a clear interface and wants to manage several coins in one place. Desktop and mobile, 50+ networks, swaps, purchases and staking in one app plus Trezor and Ledger support: for getting started with self-custody it is one of the most convenient options.
You should understand the business model. Exodus is listed and discloses how it earns money: in the second quarter of 2026, 18.74 of 26.23 million US dollars in revenue came from swaps, or 71.5 percent, including 3.76 million through business partners. The price sits in the rate as a spread with no stated percentage. If you only hold and send, you pay almost nothing; if you swap often, check the numbers first.
For long-term holdings, pair it with a hardware wallet, which Exodus supports directly. And as with any software wallet, responsibility lies with you: your backup is the only way back to your funds, meaning the twelve words and, in the mobile app, optionally a passkey.