Atomic Wallet vs Bitget Comparison
| — | Fees | 0.1 % |
| — | Minimum cost per €1,000 | € 1.00 |
| — | Cryptos | 1080+ |
| — | Payment Methods | SEPA Transfer, Credit Card |
| — | Regulation | MiCA authorisation applied for with Austria's FMA, not yet listed in the ESMA register (as of 22 October 2026) |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| — | Minimum cost per €1,000 | € 1.00 |
| — | Fees | 0.1 % |
| — | Wallet transfer | € 7.47 |
| — | Cost transparency | Yes |
| — | Minimum Amount | € 5 |
| — | Payment Methods | SEPA Transfer, Credit Card |
Atomic Wallet is free, with no account and no subscription. Costs arise when you send (network fee) and when you swap. For swaps, the help article (as of 2023) cites a markup, while the product page for the Cosmos wallet speaks of zero Atomic fees; what counts is the amount the app shows before you confirm. Swaps also earn cashback in AWC, Atomic's token.
| Action | Cost at Atomic Wallet |
|---|---|
| Download and use the wallet | free, no account |
| Send and receive crypto | no Atomic fee, network fee only |
| Swap in the app | according to the help article (as of 2023) 0.5% plus the swap partner's commission, according to the Cosmos wallet product page zero Atomic fees; the estimate before the swap counts, plus AWC cashback |
| Buy with a bank card | purchase fee as quoted in the app |
| Staking | network fee for the transfer to your staking address, rewards vary by network |
How to save: if the markup from the help article applies, 0.5% on a 1,000 euro swap costs 5 euros, plus the partner's commission and the network fee. Compare the amount shown with the market price before you confirm. Larger moves are often cheaper on an exchange with a published fee schedule from our exchange comparison.
Tax: in many countries a swap is a disposal, and staking rewards can count as income. A tool from our crypto tax software comparison keeps the records.
Security: keep the twelve words offline, as described in our guide to storing a seed phrase safely, and move larger holdings to a device from our hardware wallet comparison. More wallets are compared in our software wallet comparison.
As of 27 October 2026 according to atomicwallet.io, the help article on fees (updated 11 September 2023), the statement on 3 June 2023 (updated 12 September 2023) and Elliptic’s analysis of 2 August 2023.
Bitget charges maker and taker fees for spot and futures trading. They fall with your 30-day trading volume, your balance or your BGB holdings. Paying fees in BGB saves 20%.
| Transaction | Cost at Bitget |
|---|---|
| Spot, VIP 0 | 0.1% maker, 0.1% taker |
| Spot, fee paid in BGB | 0.08% maker, 0.08% taker |
| Spot, highest VIP tier | 0% maker, 0.03% taker |
| Futures (USDT-M, Coin-M, USDC-M), VIP 0 | 0.02% maker, 0.06% taker |
| Futures, highest VIP tier | 0% maker, 0.02% taker |
| Crypto withdrawal | network fee per coin and network |
Example: Buying Bitcoin worth €1,000 against USDT costs €1.00 as a taker, €0.80 with BGB; buying and later selling costs €2.00 in total. How to save: place limit orders in the order book (maker) and pay the fee in BGB. Our crypto exchange comparison shows how Bitget compares with exchanges licensed in the EU.
Fees as of 24 October 2026 according to the Bitget fee schedule. Rates can differ by region and coin; the figure shown before you place the order applies.
Pros & Cons
- 1,000+ coins and tokens, Monero included
- No account, no verification for basic features
- Swaps with AWC cashback
- Staking for many coins in the app
- Desktop for Windows, macOS and Linux
- June 2023 incident with reported losses above 100 million US dollars according to Elliptic
- No final cause of the incident (as of the statement of 12 September 2023)
- Swap costs stated inconsistently: 0.5% plus partner commission per help article (as of 2023), zero Atomic fees per the Cosmos wallet product page
- No deposit protection, as with any self-custody wallet
- Spot trading from 0.1% maker and taker, 20% cheaper when paying with BGB
- Futures from 0.02% maker and 0.06% taker
- More than 1,000 coins, 11 of them tradable directly against the euro
- Copy trading for futures, spot, bots and CFDs
- Monthly proof of reserves, latest coverage 115% (21 October 2026)
- Protection fund of more than $300 million
- Not available in the US, Canada, Japan, Singapore and further countries (Terms of Use, 20 October 2026); new EU accounts once the MiCA licence is granted
- Hack on 24 September 2026 with about $388 million in losses, covered by the protection fund
- No savings plan
- Many notices and promotions in the app after logging in
Score Comparison
User Experiences
AI AnalysisNot enough reviews available.
Bitget is frequently praised in user data for its intuitive app, clear design, and ease of use. At the same time, users in the reviews also report criticism regarding fees and support, so the overall picture varies depending on the user experience.
Editorial assessment based on publicly documented provider information and independent industry sources. As of October 2026. Self-custody means that losing your recovery phrase results in permanent loss of funds. This comparison is not investment advice. All information without guarantee.
Features
| not specified | Savings plan | not available |
| not specified | Staking | available |
| not specified | Wallet transfer | available |
| not specified | Cost transparency | available |
| not specified | 2FA security | available |
| not specified | Whitelist | available |
| not specified | SEPA transfer | available |
| not specified | Credit card | available |
| not specified | Mobile app (iOS/Android) | available |
| not specified | Web platform | available |
- 1,000+ coins and tokens
- Monero and many non-EVM networks
- Swaps with cashback
- Staking in the app
- More than 1,000 coins, one of the largest selections
- Spot from 0.1%, futures from 0.02% maker
- Copy trading and trading bots
- Monthly proof of reserves, latest coverage 115%
The five areas head to head
AI AnalysisFees & Costs
Atomic charges no fee of its own for sending and receiving; only the network fee applies. For swaps, Atomic's help article cites a 0.5% markup plus the swap partner's commission, both included in the estimate before you swap (last updated 11 September 2023); the product page for the Cosmos wallet speaks of zero Atomic fees. What counts is the amount the app shows before you confirm. As of October 2026.
Users more often express criticism in the reviews when it comes to fees and costs. Users report that the fees are sometimes perceived as high. As a result, this cost area is described by some users as having room for improvement.
Usability & User Experience
Setup needs no account, and the basic features need no identity check: set a password, back up twelve recovery words, done. Desktop versions are available for Windows 10 and 11, macOS, Ubuntu, Debian and Fedora, plus apps for iOS and Android. In the German App Store Atomic Wallet is rated 4.4 out of 5 (855 ratings), on Google Play 4.3 (72,300 reviews, 1 million+ downloads), retrieved on 27 October 2026. As of October 2026.
Users especially appreciate Bitget's intuitive app and its ease of use in everyday trading. According to reviews, the interface is often described as clear, although some users occasionally perceive it as confusing. The quick verification process and smooth trading workflows are also mentioned positively.
Features & Offering
According to Atomic, the wallet manages 1,000+ coins and tokens, including Bitcoin, Ethereum, XRP, Solana and Monero, plus NFTs. In the app you swap coins and receive cashback in Atomic's own token AWC, buy with a bank card and stake ETH, ADA, BNB, SOL, TRX, NEAR, XTZ, HBAR and more. Keys and the twelve words are stored encrypted on your device. As of October 2026.
According to reviews, users particularly praise copy trading, as well as the wide range of promotions and events on the platform. Users report an overall broad offering that can be used well in everyday trading. Occasionally, users would like additional convenience features such as a landscape view on the iPad, the return of certain icons, or more offers for specific regions.
Stability & Security
The wallet is run by Atomic Protocol Systems OÜ in Estonia; its CEO is Konstantin Gladych, also co-founder of Changelly. On 3 June 2023 users reported funds leaving their Atomic addresses. In its statement Atomic said fewer than 0.1 percent of users were affected and no new cases had been reported since 3 June; as of its update of 12 September 2023, the statement names no final cause. On 2 August 2023 the analytics firm Elliptic put the losses reported by users at more than 100 million US dollars and attributed the incident to North Korea's Lazarus Group. As of October 2026.
In terms of stability and reliability, Bitget is repeatedly described by users as reliable. According to reviews, fast trades are also mentioned positively, suggesting mostly smooth everyday use. However, some users occasionally report delayed withdrawals, which means this area is not perceived uniformly.
Customer Support
Support is available around the clock via live chat and email, backed by a knowledge base and a YouTube channel with guides. As with any self-custody wallet, support cannot replace lost recovery words, because Atomic has no access to your wallet. As of October 2026.
The user data paints an overall critical picture of support. Users report room for improvement in response times and occasionally note that replies to inquiries do not arrive or that concerns are only handled with delays. According to reviews, support is also sometimes viewed critically in connection with registration, account matters, and withdrawals.
Details
| Atomic Protocol Systems OÜ | Company | BG Limited |
| Estonia | Headquarters | — |
| — | Founded | 2018 |
| — | Regulation | MiCA authorisation applied for with Austria's FMA, not yet listed in the ESMA register (as of 22 October 2026) |
| — | Minimum Amount | € 5 |
| — | KYC | Personal information |
Verdict
In our overall rating Bitget leads with 4.9 against 3.7 for Atomic Wallet.
For most investors Bitget is therefore the better choice.
Atomic Wallet suits anyone who wants to hold many different coins in one app: 1,000+ coins and tokens including Monero, swaps, purchases and staking, on desktop and mobile, without an account and, for the basic features, without verification.
The June 2023 incident is part of the assessment. According to Elliptic, the losses reported by users exceeded 100 million US dollars; Atomic itself speaks of fewer than 0.1 percent of users affected, and as of its update of 12 September 2023 the statement names no final cause. That clearly lowers our stability score.
Our recommendation: Atomic works well for everyday use with many small holdings and for coins other wallets do not list. Larger amounts belong on a hardware wallet as well, and before every swap it pays to check the amount shown.
In short: Bitget is one of the large crypto exchanges for active traders: more than 1,000 coins, spot trading from 0.1%, futures from 0.02% for makers, plus copy trading and trading bots. It serves customers in many countries outside the EU and publishes a proof of reserves every month, most recently with 115% coverage. Whether you can open an account depends on where you live, so check the country section below first.
Is Bitget safe and legit?
Regulation: Bitget is operated by BTG Technology Holdings Limited. Its licence page lists a digital currency exchange registration with AUSTRAC in Australia, a crypto asset service provider licence from the FSCA in South Africa, registration with the CNV in Argentina, licences in El Salvador, Mauritius and Georgia, membership of a FINMA-recognised self-regulatory organisation in Switzerland, and in the UK promotions approved by an FCA-authorised firm under section 21 of FSMA. Australia's securities regulator ASIC confirms the AUSTRAC registration for exchange services and points out that Bitget holds no Australian financial services licence for its crypto futures (ASIC investor alert).
The hack of 24 September 2026: Through a flaw at a third-party software supplier, about $388 million left the exchange's wallets; Chainalysis attributes the attack to groups linked to North Korea. Bitget's protection fund covered the loss and customer balances stayed unchanged. From 28 September Bitget reopened withdrawals in stages; according to the exchange's public API, Bitcoin, Ether, USDT, XRP and Solana were withdrawable again on 24 October 2026. More in our reports Bitget after the hack and what existing customers should check.
Reserves and protection fund: Bitget has published a Merkle-tree proof of reserves every month since December 2022. The snapshot of 21 October 2026 shows total coverage of 115%: 113% for Bitcoin, 105% for USDT and 162% for Ether (Bitget proof of reserves). According to Bitget, the protection fund is back at $300 million (3,705 BTC). It is a voluntary reserve of the exchange, not a statutory deposit guarantee.
What you can do yourself: turn on two-factor authentication and a withdrawal address whitelist, and keep larger amounts in your own wallet, for example a hardware wallet.
Where can you use Bitget?
Bitget's Terms of Use (version of 20 October 2026) exclude residents of Afghanistan, Austria, Belarus, Canada, the Central African Republic, Cuba, the Democratic Republic of the Congo, France, Germany, Guinea-Bissau, Haiti, Hong Kong, Iran, Iraq, Japan, Kazakhstan, Lebanon, Libya, Malaysia, North Korea, Russia, Singapore, Somalia, South Sudan, Sudan, Thailand, the United States and its territories, Yemen and the Crimea, Luhansk, Donetsk, Kherson and Zaporizhzhia regions. Using a VPN to get around this is not allowed.
In the EU every crypto exchange needs a licence under the MiCA regulation since 1 July 2026. Bitget has applied to Austria's Financial Market Authority and does not yet appear in the ESMA register (file of 22 October 2026), so it opens new EU accounts once that licence is granted. In India crypto service providers register with the Financial Intelligence Unit (FIU-IND); Bitget said in July 2025 that it was in talks about registration. In the Philippines the SEC named Bitget in an advisory of 1 August 2025 on platforms without a local registration.
Bitget referral code and welcome bonus
The Bitget referral code is 94qs. If you open the sign-up page through the button on this page, the code is already filled in. On 25 October 2026 Bitget's sign-up page advertised welcome rewards of up to 6,200 USDT for new users; the tasks behind them, such as a first deposit or trading volume, and the amount you can actually earn depend on your country and are shown on Bitget's event page after sign-up.
Bitget copy trading
Copy trading mirrors the trades of other users, Bitget's “elite traders”, in your own account. Bitget offers it for futures, spot, trading bots and CFDs. For every elite trader the copy trading leaderboard shows the 30-day profit and loss, return, the profit of their copiers, the assets they manage and the maximum drawdown. The trader you follow passes on losses just as readily as gains, and futures copy trading uses leverage, so set a maximum amount per trader and a stop-loss before you start. Our Bitget copy trading guide walks through the settings.
Bitget Wallet and the exchange
Bitget Wallet is a separate self-custody app, not your exchange account: coins in the wallet do not sit on the exchange, and coins on the exchange are not in the wallet. The September attack hit the exchange's wallets, not the app. With the keyless setup one of two key shares sits on Bitget's server; what that means for you is explained in Bitget Wallet is not the exchange.
Who is Bitget for?
Bitget suits experienced traders who want futures, copy trading and a very large choice of coins and who live in a country where Bitget accepts customers, such as Australia. If you live in the EU, choose an exchange with a MiCA licence, such as Bybit EU (licensed by the FMA), OKX, Kraken or Bitvavo. Exchanges licensed in your region are listed in our comparison of regulated crypto exchanges.