| 0.35 % | Fees | 0 % |
| € 1.10 | Cost for €1,000 | € 9.00 |
| 270+ | Cryptos | 50+ |
| Deposits: SEPA / SEPA Instant, Open Banking, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| MiCA license | Regulation | BaFin license as a securities institution |
According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
According to the evaluated user data, Trade Republic is especially appreciated for its intuitive and clear app. At the same time, users report room for improvement in support, while fees and individual aspects of the app are perceived in mixed ways according to reviews.
This analysis is based on 744 user reviews evaluated by AI from the Apple App Store, Trustpilot, Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users' experiences and do not represent the site operator's own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Recurring savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Anti-phishing code | ✓ |
| ✓ | Passkey login | ✓ |
| ✓ | Wallet whitelist | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Savings plan | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| OKX Europe Ltd | Company | Trade Republic Bank GmbH |
| 2017 | Founded | 2015 |
| MiCA license | Regulation | BaFin license as a securities institution |
| ~$10 USD | Minimum Amount | € 1 |
| eID, Photo ID | KYC | Video-ID |