| 0.99 % | Fees | 0.35 % |
| € 9.90 | Cost for €1,000 | € 1.10 |
| 380+ | Cryptos | 270+ |
| SEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card | Payment Methods | Deposits: SEPA / SEPA Instant, Open Banking, Credit Card and PayPal Express purchases: PayPal, Google Pay, Apple Pay and Credit Card |
| - | Regulation | MiCA license |
According to the analyzed user reviews, Kraken is often described as simple and easy to understand, especially with regard to the app and basic usability. At the same time, users mainly report criticism of support-related topics and costs, so the overall picture from a user perspective is mixed.
According to the analyzed user reviews, OKX is mentioned by many users for its intuitive app, easy usability, and wide range of coins. At the same time, users also report critical experiences with support, as well as occasionally with blocked accounts or blocked withdrawals.
This analysis is based on 733 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users’ experiences and do not represent the site operator’s own assessment. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Account lock | ✓ |
| ✓ | SEPA instant bank transfer | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Recurring savings plan | ✓ |
| ✓ | Anti-phishing code | ✓ |
| ✓ | Passkey login | ✓ |
| ✓ | Wallet whitelist | ✓ |
| ✓ | Web platform | ✓ |
| Payward Inc. | Company | OKX Europe Ltd |
| 2011 | Founded | 2017 |
| - | Regulation | MiCA license |
| € 1 | Minimum Amount | ~$10 USD |
| Photo ID | KYC | eID, Photo ID |