justTrade vs Trade Republic Comparison

In the DACH region, justTrade was long perceived as a fee-free trading model. That is no longer the case: under the price and services list dated 1 September 2026, the bank charges an order commission of 0.125 % of the order volume for executing orders in crypto assets, plus the trading venue’s spread. It remains inexpensive by comparison, but it is not free.

73 crypto assets and 94 crypto ETPs are tradable, 43 of them eligible for savings plans. The minimum order volume is €25, and fractional purchases are possible. The service is processed via the BaFin-licensed Sutor Bank, and the crypto assets are held by Tangany GmbH in Munich. In ESMA’s MiCA register (file dated 30 October 2026), Sutor Bank has been notified for crypto services under Article 60 MiCAR since 18 December 2025 and JT Technologies GmbH, under the justTRADE brand, since 14 July 2026; Tangany has held a MiCA authorisation from BaFin since 8 August 2025. For cost-conscious investors who also want to trade stocks and ETFs alongside crypto, justTrade is considered one of the cheaper options.

Also appreciated is the ability to set up crypto savings plans, as well as the 20 % discount at Blockpit for crypto tax reports. The platform can be used via both app and web and is aimed at investors who prefer an uncomplicated trading environment. Staking via crypto ETPs is seen as a useful addition. It is now also possible to stake crypto assets directly: flexible staking for Ethereum, Solana and Cardano is activated in the settings via the custodian Tangany and can be ended at any time.

However, wallet transfers to personal wallets are not possible, which is occasionally criticized by users. Multi-factor authentication is active from account opening: on the web via push through the app or by email, in the app by email code, with SMS as a fallback. justTrade is therefore particularly suitable for price-conscious beginners and occasional investors looking for inexpensive access to crypto and securities in a regulated German environment.

Trade Republic is considered one of the best-known neobrokers in the DACH region and is used by many users as an entry point into the world of cryptocurrencies. Trade Republic is a bank supervised by BaFin and, in addition to 50 cryptocurrencies, also offers stocks, ETFs, and derivatives from a single source. By its own account it is one of the first banks in Europe authorised under the EU's MiCA regulation; ESMA's register has listed the crypto services of Trade Republic Bank GmbH since 28 April 2025, notified to BaFin as a bank under Article 60 of MiCA. Users appreciate that Trade Republic charges no order commission; each single order costs a flat EUR 1, savings plans run without it, and the remaining costs arise through the spread, whose transparency is occasionally rated as room for improvement.

Particularly appreciated are the savings plans from €1, which make it easy to get started with regular crypto investing. For investors who want to manage crypto, stocks, and ETFs in a single app, Trade Republic is considered one of the most accessible solutions on the German market. The app is described as intuitive and clearly geared toward beginners and occasional investors.

The Crypto Wallet lets you send cryptocurrencies to external wallets and receive them from there, according to Trade Republic without any transaction fees of its own. The SMS-based 2FA security is also considered room for improvement. Trade Republic is therefore especially suitable for investors looking for a regulated, uncomplicated way to access cryptocurrencies as part of a broad securities offering and who want to be able to move their coins to a wallet of their own.