finanzen.net ZERO vs Traders Place Comparison
| 0 % | Fees | 1 % |
| € 24.00 | Cost for €1,000 | € 10.00 |
| 33 | Cryptos | 33 |
| SEPA Transfer | Payment Methods | SEPA Transfer |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
Pros & Cons
- 0 % explicit trading fees – costs arise only through the spread
- 33 cryptocurrencies tradable
- Savings plans already from 0.01 € for crypto and securities
- Staking for crypto ETPs is offered
- Crypto custodian Tangany GmbH with BaFin license
- Dedicated TAN app as a security feature
- Wallet transfer to your own wallets not possible – occasionally criticized by users
- Total costs of 24 EUR per 1,000 EUR trade despite 0 % trading fees due to spreads – cost transparency has room for improvement
- Deposits only by SEPA transfer – additional payment methods have room for improvement
- 33 cryptocurrencies available to trade
- Savings plans starting from €1 for crypto and securities
- Crypto custodian Tangany GmbH with BaFin license
- App available for iOS, Android, and web
- German broker based in Germany
- Wallet transfer to your own wallets not possible – occasionally criticized by users
- Staking features currently not available – room for improvement
- Deposits only via SEPA transfer – additional payment methods room for improvement
- 2FA security based on SMS – expanded options room for improvement
Score Comparison
User Experiences
AI AnalysisAccording to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.
According to reviews, Traders Place is generally described as clear and, in many cases, easy to use. At the same time, users repeatedly report difficulties with the app and login, which means the overall impression from a user perspective is mixed.
This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | Dedicated TAN app | ✓ |
| ✓ | Staking | ✓ |
| ✓ | SEPA transfer | ✓ |
- No explicit trading fees – only spread-based costs
- Savings plans from 0.01 € for low-threshold investing
- BaFin-licensed crypto custodian Tangany GmbH
- Neobroker with stocks, ETFs and crypto in one app
- German broker with BaFin-licensed crypto custodian Tangany
- Savings plans from €1 for a low-threshold entry
- 33 tradable cryptocurrencies
- Trading fees of 1 % for crypto
Details
| finanzen.net zero GmbH | Company | Traders Place GmbH & Co. KGaA |
| 2021 | Founded | 2023 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
| € 0.01 | Minimum Amount | € 1 |
| eID, Video-ID, POSTIDENT | KYC | eID, Video-ID |