| 0 % | Fees | 0.9 % |
| € 24.00 | Cost for €1,000 | € 9.00 |
| 33 | Cryptos | 1 |
| SEPA Transfer | Payment Methods | SEPA Transfer, Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Virtual Asset Service Provider in Switzerland and MiCAR license applied for |
According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.
According to the analyzed user data, Relai is frequently praised by users for its intuitive and clear app. At the same time, users occasionally report hurdles with support, verification, and individual app launches, so the overall experience varies depending on the usage situation.
This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | Dedicated TAN app | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Self-custody wallet | ✓ |
| ✓ | VASP license (Switzerland) | ✓ |
| ✓ | Hardware wallet support | ✓ |
| finanzen.net zero GmbH | Company | Relai AG |
| 2021 | Founded | 2020 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Virtual Asset Service Provider in Switzerland and MiCAR license applied for |
| € 0.01 | Minimum Amount | € 50 |
| eID, Video-ID, POSTIDENT | KYC | VideoIdent |