| 0 % | Fees | 0.99 % |
| € 24.00 | Cost for €1,000 | € 10.89 |
| 33 | Cryptos | 13 |
| SEPA Transfer | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
According to 167 analyzed user reviews, finanzen.net zero is especially appreciated for its clear and easy-to-understand use. Users frequently report simple operation and in some cases fast processes, while occasionally longer loading times, a frozen app, or difficulties logging in are mentioned.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 167 user reviews from Google Play Store evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings presented reflect the experiences of users and do not constitute a separate assessment by the website operator. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin-regulated custodian | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | Dedicated TAN app | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | SEPA direct debit | ✓ |
| finanzen.net zero GmbH | Company | Scalable Capital GmbH |
| 2021 | Founded | 2014 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | BaFin license as a securities institution |
| € 0.01 | Minimum Amount | € 1 |
| eID, Video-ID, POSTIDENT | KYC | eID, Video-ID, PostIdent |