Bitpanda vs Revolut Comparison
| 0.99 % | Fees | 1.49 % |
| € 9.90 | Cost for €1,000 | € 26.90 |
| 650+ | Cryptos | 210+ |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| € 9.90 | Cost for €1,000 | € 26.90 |
| 0.99 % | Fees | 1.49 % |
| € 2.91 | Wallet transfer | € 1.49 |
| Yes | Cost transparency | No |
| € 1 | Minimum Amount | € 1.50 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
On a €1,000 purchase you pay €17.00 less at Bitpanda.
Pros & Cons
- Over 650 cryptocurrencies available
- BaFin license for custody and proprietary trading available
- Savings plans and staking are offered
- Stocks, ETFs, and precious metals also tradable on one platform
- Wide range of payment methods: SEPA, SEPA instant transfer, credit card, and PayPal
- Minimum investment possible from 1 €
- Trading fees of 0.99 % are room for improvement compared with some competitors
- Total costs of 9.90 € per trade occasionally criticized
- Security features beyond 2FA (TOTP) are room for improvement
- Over 210 cryptocurrencies tradeable – broad coin selection
- Wallet transfer to external wallets possible
- Staking and recurring investments available for regular investing
- Deposits via SEPA, SEPA Instant Transfer, and credit card
- MiCA regulation via RT Digital Securities Cyprus Ltd.
- Biometric verification for withdrawals as a security feature
- Trading fees of 1.49 % are room for improvement compared with specialized providers
- Total costs of approx. €26.90 per €1,000 trade are occasionally criticized
- According to users, cost transparency in the transaction confirmation has room for improvement
Score Comparison
User Experiences
AI AnalysisAccording to reviews, Bitpanda is frequently praised for its clear design and intuitive app. Users also report that the platform is perceived as easy to use. In reviews of the costs, it repeatedly stands out that they are described as high or too expensive. Support also receives frequent praise from many users for quick replies and prompt help, while occasionally there is also critical feedback about response times.
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
This analysis is based on 1930 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The ratings shown reflect users’ experiences and do not represent the website operator’s own assessment. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | MiCA regulation | ✓ |
| ✓ | Biometric security | ✓ |
| ✓ | SEPA Instant Transfer | ✓ |
- One of the few EU-based exchanges with a BaFin license
- Multi-asset platform: crypto, stocks, ETFs, and precious metals in one place
- Savings plans available from a 1 € minimum amount
- Investment in fractional shares possible
- Over 210 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
The five areas head to head
AI AnalysisFees & Costs
According to reviews, users often express criticism regarding fees and costs. The fees are repeatedly described as high or too expensive. Overall, users tend to perceive the cost area rather negatively in the reviews.
Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
Usability & User Experience
Users especially appreciate Bitpanda’s clear interface and intuitive app. According to reviews, the platform is often described as easy to use, which is highlighted particularly positively when getting started. However, some users occasionally report that the app does not always work smoothly.
Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Features & Offering
Users would like an iPad app, a chart widget, the display of the average price, as well as limit buys. In addition, some users suggest a larger coin selection. An Apple Watch widget and a widget for favorites are also occasionally requested.
When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Stability & Security
According to user reports, there is occasional criticism of Bitpanda’s app functionality. Some users report that the app does not always work or crashes in individual cases. In addition, some users describe experiences with a blocked account.
Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
Customer Support
Support is frequently praised by users for quick help, prompt replies, and competent feedback. According to reviews, many users report positive service experiences, especially regarding response speed. However, it is occasionally criticized that inquiries are not answered or that support does not respond as expected.
When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Details
| Bitpanda GmbH | Company | Revolut Ltd. |
| 2014 | Founded | 2015 |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
| € 1 | Minimum Amount | € 1.50 |
| eID, Photo ID | KYC | Photo ID |
Verdict
Both providers are practically level in our overall rating (4.3 to 4.3).
On a €1,000 purchase you pay €17.00 less at Bitpanda.
Bitpanda is considered one of the most established crypto platforms in the German-speaking region. With over 650 tradable cryptocurrencies, a BaFin license for custody and proprietary trading, as well as access to stocks, ETFs, and precious metals, the platform is valued by many users as a versatile all-in-one solution. The option to invest from just 1 € and set up savings plans is rated especially positively by beginners.
The fee structure, with 0.99 % trading fees and total costs of 9.90 € per trade, is room for improvement compared with cheaper providers. Nevertheless, the transparent cost overview and the variety of payment methods — including SEPA, credit card, and PayPal — are seen as an advantage. The security features beyond 2FA are considered in need of improvement.
Overall, Bitpanda is especially regarded as suitable for investors who want to invest not only in cryptocurrencies but also in other asset classes, while placing value on a regulated, EU-based platform with a BaFin license.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 210 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. MiCA regulation via the Cypriot subsidiary RT Digital Securities provides a European regulatory framework.
Unlike many German neobrokers, Revolut enables both wallet transfers to external wallets and staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
The trading fees of 1.49 % are at the upper end in the broker comparison and are occasionally criticized by users. Cost transparency in the transaction confirmation is also considered to have room for improvement. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app and who are willing to accept higher trading fees for it.