Bitpanda vs KuCoin Comparison
| 0.99 % | Fees | 0.1% spot (0.08% with KCS) |
| € 9.90 | Cost for €1,000 | — |
| 650+ | Cryptos | — |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | MiCA licence via FMA (Austria) |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| € 9.90 | Cost for €1,000 | — |
| 0.99 % | Fees | 0.1% spot (0.08% with KCS) |
| € 2.91 | Wallet transfer | — |
| Yes | Cost transparency | — |
| € 1 | Minimum Amount | ~$5 USD |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
Pros & Cons
- Over 650 cryptocurrencies available
- BaFin license for custody and proprietary trading available
- Savings plans and staking are offered
- Stocks, ETFs, and precious metals also tradable on one platform
- Wide range of payment methods: SEPA, SEPA instant transfer, credit card, and PayPal
- Minimum investment possible from 1 €
- Trading fees of 0.99 % are room for improvement compared with some competitors
- Total costs of 9.90 € per trade occasionally criticized
- Security features beyond 2FA (TOTP) are room for improvement
- 700+ coins – a vast altcoin selection
- Low fees from 0.1% on spot, with KCS discounts
- MiCA CASP licence (FMA Austria, November 2025)
- Wide feature set: spot, futures, bots, earn products
- EU operations not yet cleared despite the licence (as of July 2026)
- Historically no local European support structures
- 2023 US settlement still weighs on its record
Score Comparison
User Experiences
AI AnalysisAccording to reviews, Bitpanda is frequently praised for its clear design and intuitive app. Users also report that the platform is perceived as easy to use. In reviews of the costs, it repeatedly stands out that they are described as high or too expensive. Support also receives frequent praise from many users for quick replies and prompt help, while occasionally there is also critical feedback about response times.
This analysis is based on 1930 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The ratings shown reflect users’ experiences and do not represent the website operator’s own assessment. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
- One of the few EU-based exchanges with a BaFin license
- Multi-asset platform: crypto, stocks, ETFs, and precious metals in one place
- Savings plans available from a 1 € minimum amount
- Investment in fractional shares possible
- Altcoin heavyweight with 700+ coins
- MiCA licence in hand, EU launch still pending – worth watching
The five areas head to head
AI AnalysisFees & Costs
According to reviews, users often express criticism regarding fees and costs. The fees are repeatedly described as high or too expensive. Overall, users tend to perceive the cost area rather negatively in the reviews.
Spot: from 0.1% maker/taker, with discounts when paying in KCS. Futures are cheaper. Deposit and withdrawal costs depend on the method (as of July 2026).
Usability & User Experience
Users especially appreciate Bitpanda’s clear interface and intuitive app. According to reviews, the platform is often described as easy to use, which is highlighted particularly positively when getting started. However, some users occasionally report that the app does not always work smoothly.
Not enough reviews available.
Features & Offering
Users would like an iPad app, a chart widget, the display of the average price, as well as limit buys. In addition, some users suggest a larger coin selection. An Apple Watch widget and a widget for favorites are also occasionally requested.
Not enough reviews available.
Stability & Security
According to user reports, there is occasional criticism of Bitpanda’s app functionality. Some users report that the app does not always work or crashes in individual cases. In addition, some users describe experiences with a blocked account.
Not enough reviews available.
Customer Support
Support is frequently praised by users for quick help, prompt replies, and competent feedback. According to reviews, many users report positive service experiences, especially regarding response speed. However, it is occasionally criticized that inquiries are not answered or that support does not respond as expected.
Not enough reviews available.
Details
| Bitpanda GmbH | Company | KuCoin EU Exchange GmbH |
| 2014 | Founded | 2017 |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | MiCA licence via FMA (Austria) |
| € 1 | Minimum Amount | ~$5 USD |
| eID, Photo ID | KYC | — |
Verdict
In our overall rating Bitpanda leads with 4.3 against 3.9 for KuCoin.
For most investors Bitpanda is therefore the better choice.
Bitpanda is considered one of the most established crypto platforms in the German-speaking region. With over 650 tradable cryptocurrencies, a BaFin license for custody and proprietary trading, as well as access to stocks, ETFs, and precious metals, the platform is valued by many users as a versatile all-in-one solution. The option to invest from just 1 € and set up savings plans is rated especially positively by beginners.
The fee structure, with 0.99 % trading fees and total costs of 9.90 € per trade, is room for improvement compared with cheaper providers. Nevertheless, the transparent cost overview and the variety of payment methods — including SEPA, credit card, and PayPal — are seen as an advantage. The security features beyond 2FA are considered in need of improvement.
Overall, Bitpanda is especially regarded as suitable for investors who want to invest not only in cryptocurrencies but also in other asset classes, while placing value on a regulated, EU-based platform with a BaFin license.
KuCoin has been a fixture for altcoin traders for years. Its EU position, however, is complicated as of July 2026: the Austrian MiCA licence has been granted, but the exchange has not yet been cleared to begin EU operations while the process runs its course. If regulatory certainty inside the EU is your priority, fully operational MiCA venues such as Bitpanda, Bybit EU or Kraken are the safer bet for now.