Bitpanda vs Coinbase Comparison
| 0.99 % | Fees | 1.49 % |
| € 9.90 | Cost for €1,000 | € 14.90 |
| 650+ | Cryptos | 260+ |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Pros & Cons
- Over 650 cryptocurrencies available
- BaFin license for custody and proprietary trading available
- Savings plans and staking are offered
- Stocks, ETFs, and precious metals also tradable on one platform
- Wide range of payment methods: SEPA, SEPA instant transfer, credit card, and PayPal
- Minimum investment possible from 1 €
- Trading fees of 0.99 % are room for improvement compared with some competitors
- Total costs of 9.90 € per trade occasionally criticized
- Security features beyond 2FA (TOTP) are room for improvement
- Savings plan from a one euro minimum
- More than 260 cryptocurrencies available
- First company with a BaFin crypto custody licence, MiCA authorisation via Luxembourg
- Broad choice of payment routes including PayPal
- Staking and wallet transfers available
- Trading fee of around 1.49% — high in this comparison
- Costs compound across many small instalments
- Limited cost transparency on direct purchases
- Withdrawal fees only visible when withdrawing the respective cryptocurrency
Score Comparison
User Experiences
AI AnalysisAccording to reviews, Bitpanda is frequently praised for its clear design and intuitive app. Users also report that the platform is perceived as easy to use. In reviews of the costs, it repeatedly stands out that they are described as high or too expensive. Support also receives frequent praise from many users for quick replies and prompt help, while occasionally there is also critical feedback about response times.
Not enough reviews available.
This analysis is based on 1760 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The ratings shown reflect users’ experiences and do not represent the website operator’s own assessment. All information without guarantee. As of March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
- One of the few EU-based exchanges with a BaFin license
- Multi-asset platform: crypto, stocks, ETFs, and precious metals in one place
- Savings plans available from a 1 € minimum amount
- Investment in fractional shares possible
- Savings plan from one euro
- 260+ cryptocurrencies
- BaFin licence and MiCA authorisation
- Payment by PayPal supported
Details
| Bitpanda GmbH | Company | Coinbase Global, Inc. |
| 2014 | Founded | 2012 |
| MiCA authorisations in Austria (FMA), Germany (BaFin) and Malta | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| € 1 | Minimum Amount | € 1 |
| eID, Photo ID | KYC | eID, VideoIdent |