CoinTracking pricing: €39 to €769 a year, and your transaction count decides the plan

CoinTracking costs between €0 and €769 a year. Which plan suits you depends almost entirely on the number of your crypto transactions: the Starter plan at €39 covers 200 entries, Pro at €129 covers 3,500, and Expert starts at €219 for 20,000 transactions. You need a paid subscription for any tax report; the free version only shows your portfolio. This overview works through the prices on the official CoinTracking pricing page (as of November 7, 2026) for typical investors in Germany.

CoinTracking is a crypto tax calculator and portfolio tracker from Munich that has been around since 2012. The software collects purchases, sales, swaps and rewards from more than 400 exchanges and wallets, values them in euros and turns them into a crypto tax report for the tax office. If you only occasionally buy and hold Bitcoin, a small plan will do. If you run a savings plan, stake coins or trade actively, you will reach the more expensive tiers sooner than the plan names suggest. An overview of all crypto tax tools and their strengths is available in our comparison of crypto tax tools and portfolio trackers.

How much does CoinTracking cost per year? The five plans at a glance

CoinTracking's pricing has five tiers. Each tier differs mainly in its transaction limit, with extra features added in the higher plans. The euro prices apply to annual billing:

• Free: €0, portfolio view only, no tax reports, new imports only during the first seven days.
• Starter: €39 a year, up to 200 transactions, tax reports and tax options included, two backups.
• Pro: €129 a year, up to 3,500 transactions, plus auto-sync, API access and the Source of Funds report, five backups.
• Expert: €219 for 20,000, €289 for 50,000 and €389 for 100,000 transactions, plus priority support, a file converter and ten backups.
• Unlimited: €769 a year, unlimited transactions, 20 backups, advanced tools and a personal expert session.

The jump between Starter and Pro stands out. The price more than triples, but the allowance grows 17.5-fold. Per transaction, Pro is therefore much cheaper than Starter: with the allowance fully used, one entry costs just under 20 cents on Starter and under 4 cents on Pro. The catch lies elsewhere. If 200 entries are enough for you, on Pro you pay for an allowance you will never use.

Important for the calculation: every plan covers all tax years. CoinTracking says it charges no surcharge per tax year, unlike some competitors. A single subscription therefore covers the report for 2026 and, if needed, the catch-up work for earlier years, as long as the transaction limit is sufficient.

CoinTracking transaction limit: why every import counts against your allowance

The transaction limit is the factor that most decides your CoinTracking costs. Every single entry in the account counts as a transaction. That includes purchases and sales as well as deposits, withdrawals, mining income and staking rewards. In the FAQ on its pricing page, CoinTracking states explicitly that the limit applies to the total number of all imported transactions across all years, not to a single tax year.

This has two consequences. First, your needs grow with every year you invest, because old entries stay in the account. The complete transaction history is required because the tax calculator needs the original purchase price and purchase date for every sale. Second, movements that trigger no tax at all also count: if you send coins from an exchange to your own wallet, that creates a withdrawal and a deposit, in other words two entries.

Once the limit is reached, CoinTracking accepts no new transactions. You can then only free up space by upgrading, by merging entries with identical timestamps or by deleting data. The last option is a bad idea for tax purposes, because an incomplete history produces an incorrect tax report.

Counting crypto transactions: worked examples for savings plans, staking and trading

Many investors underestimate how many crypto transactions they generate in a year. Three typical profiles show where the limits lie. The figures are our own sample calculations based on how CoinTracking counts; your exchange may also list fees as separate entries.

The savings plan investor

A weekly bitcoin savings plan produces 52 purchases a year. After three years there are 156 entries in the account, plus the occasional withdrawal to a hardware wallet. The Starter plan therefore lasts about three years. A daily savings plan would mean 365 purchases a year, and the Starter allowance is exceeded in the very first year. Which providers offer savings plans at which intervals is shown in the comparison of bitcoin savings plans.

The staking investor

Staking rewards are the most common reason accounts outgrow the small plan. Many platforms pay out daily, and every reward is a separate entry. A single staked coin with daily payouts brings 365 transactions a year. Three staked coins add up to almost 1,100 entries a year. After three years that is around 3,300 entries, and the Pro plan with 3,500 transactions is almost full.

The active trader

If you execute ten trades a day on one exchange, you generate around 3,650 entries a year. That already exceeds the Pro plan in the first year, so the entry point is then Expert with 20,000 transactions for €219. If you also use DeFi, provide liquidity or trade NFTs, you will quickly need the tiers with 50,000 or 100,000 entries. For bots that place hundreds of orders a day, Unlimited is practically the only option.

A simple rule of thumb for choosing a plan: count the entries of the past year in the CSV exports from your exchanges and wallets, multiply by the number of years you want to keep in the account, and add a buffer of a quarter. If the result sits just below a limit, the next plan up is usually cheaper over time than an upgrade in the middle of a tax year.

Tax software tools compared: where CoinTracking stands on price

Among crypto tax tools, CoinTracking covers a wide field with more than 400 connected exchanges and wallets. That shows in the price of the larger plans, but hardly at entry level: €39 for a complete tax report is little for small portfolios. Competitor Blockpit charges differently; details are in our Blockpit review. One difference often overlooked in comparisons: CoinTracking does not bill tax years separately, the subscription covers the entire history. With providers that charge per tax year, catching up on several years gets more expensive.

How well CoinTracking performs day to day, meaning imports, error checks and usability, is covered in our detailed CoinTracking test and in our CoinTracking review. This article focuses on which plan offers the best balance of price and allowance for which kind of use.

Two-year plan and lifetime licence: when the one-off payment pays off

Alongside the annual subscription, CoinTracking sells two longer terms. The two-year plan noticeably lowers the annual price; the lifetime licence is a one-off payment with no further fees. The prices at a glance, listed as annual subscription, two-year plan and lifetime:

• Starter: €39, €69, €199 one-off.
• Pro: €129, €209, €569 one-off.
• Expert 20,000: €219, €329, €969 one-off.
• Expert 50,000: €289, €439, €1,399 one-off.
• Expert 100,000: €389, €629, €1,999 one-off.
• Unlimited: €769, €1,179, €5,999 one-off.

According to CoinTracking, the two-year plan saves between 12 and 25 percent compared with two separate years. On the Pro plan, the annual price falls from €129 to €104.50. If you file a tax return with crypto gains every year anyway, this is almost always the cheaper option.

The lifetime licence only pays off after several years. On the Pro plan, €569 equals just over 4.4 annual subscriptions. Compared with the two-year plan, the break-even point is even later, at almost 5.5 years. On Starter the threshold is around five years, on Unlimited almost eight. The lifetime licence is therefore mainly worthwhile for investors who are sure they will manage their crypto portfolios for many years and whose transaction count will permanently fit the chosen plan. If you are likely to grow into a bigger plan, the one-off payment buys an allowance that will later fall short. Whether and at what price a lifetime licence can be upgraded later is not stated on the pricing page.

Auto-sync, API access and backups: features by plan

Beyond the allowance, the plans differ in a few features that save more time in everyday use than the price gap suggests.

Auto-sync and API access are only available from Pro upwards. With API import, CoinTracking connects your account directly to the exchange and fetches new transactions automatically. On Starter, you upload CSV files by hand instead. With a single exchange and a few purchases a year that is no problem, but with several exchanges and wallets it becomes tedious and error-prone.

Source of Funds is a proof-of-origin report that CoinTracking offers from the Pro plan upwards. The report traces a withdrawal back to the original purchase or income and produces a PDF you can show to a bank, a notary or your tax adviser. That is useful when a bank asks about the source of funds for a larger transfer from an exchange.

File converter and priority support are only available from Expert upwards. The converter uses AI to turn CSV files in unknown formats into an importable format. The AI tax saver, which looks for optimisations in your data, is not available in every country according to the pricing page. Before upgrading, check whether it is enabled for Germany if you want to use it.

Backups save the account state with all transactions. Starter allows two, Pro five, Expert ten and Unlimited 20. A backup makes sense especially before large imports or corrections, because it lets you undo an incorrect assignment.

CoinTracking free version: what the free trial offers

Every new account starts with a seven-day trial. During that week you can import unlimited transactions without entering a credit card. Portfolio tracking with more than 25 analyses is fully available to you. Tax reports are not included in the trial; they always require a paid plan.

After seven days, the account remains as a free version. You can still see your portfolio but can no longer import new transactions. The trial is therefore well suited to one purpose: import all exchanges and wallets, read off the total number of your entries on the dashboard and only then choose the plan. That way you do not pay for an allowance that is too big or too small.

Crypto tax in Germany: holding period, exemption limit and tax report

Whether a paid crypto tax report is worth it for you also depends on what the tax office actually wants to know. In Germany, gains from selling cryptocurrencies held as private assets are private sales transactions under Section 23 of the Income Tax Act. They are only taxable if no more than one year passes between purchase and sale. If you hold for longer, you sell tax-free.

Within the holding period, an exemption limit applies: if the total gain from private sales transactions in a calendar year is below €1,000, it stays tax-free. An exemption limit is not an allowance. If the gain exceeds it, the entire amount is taxable, not just the part above €1,000. Staking rewards and other ongoing income are treated separately as other income.

This is exactly where the practical value of a tax tool lies. For every sale, it must be clear which coins were bought at which price and on which day. With many purchases across several exchanges, that is hardly manageable by hand. In its letter on crypto assets of March 6, 2025, the Federal Ministry of Finance set out investors' duties to cooperate and keep records in detail. According to tax advisers, it also requires documentation of how the data was processed when special software is used. A CoinTracking report does not replace these duties, but it provides the basis on which you or your tax adviser fill in Annex SO of the tax return.

Is CoinTracking accepted by the tax office? There is no official approval for crypto tax software in Germany. The tax office checks the figures in your tax return, not the tool you used to calculate them. What matters is complete data and a traceable calculation.

Payment, upgrades and money-back guarantee at CoinTracking

CoinTracking accepts PayPal, credit cards, Klarna and cryptocurrencies. Credit cards are set up for automatic renewal. Crypto payments are processed via NOWPayments and Crypto.com as one-off payments; if you pay with bitcoin, you get a five percent discount according to the pricing page.

You can upgrade at any time and only pay the difference. CoinTracking gives an example: if you have been on the Pro plan for half a year and switch to Expert, the remaining value of the Pro year is credited. A plan chosen too small therefore does not cost you twice. All plans come with a 14-day money-back guarantee, and the subscription can be cancelled at any time.

CoinTracking Corporate and full service for tax advisers

For tax advisers, accountants and fund managers, CoinTracking Corporate has its own price list. The base fee is €1,599 a year and includes three accounts with unlimited transactions plus management of multiple clients with custom branding. Each additional account costs €249 a year. That is not worthwhile for private investors, but for firms with many crypto clients it is cheaper than individual Unlimited subscriptions.

CoinTracking also offers a full service in which its team takes over the data preparation. The pricing page gives no fixed price for it. It mainly makes sense when a long and incomplete history spanning many years has to be reworked.

CoinTracking plan: your transaction count beats any discount

The cheapest plan is the one whose allowance carries your account for years without vastly exceeding it. Three steps get you there:

1. Count your entries: Use the free trial week to import all exchanges and wallets, then read off the total. Other crypto tax tools with a trial period are listed in the comparison of crypto tax tools.
2. Consolidate data sources: Every exchange and every wallet adds its own deposits and withdrawals to the account. If you concentrate your purchases on one platform, you keep the transaction count low. Suitable providers are listed in the crypto exchange comparison.
3. Look at the reward interval: Daily staking rewards fill any plan quickly. Platforms with weekly or monthly payouts save entries; an overview is provided by the comparison of staking platforms.

(As of November 7, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)