XRP price prediction: 240 million XRP move at a two-year low, but not to an exchange

What is confirmed: as XRP fell as low as $0.89 overnight into Sunday, its lowest level in two years, two blocks of 120 million XRP each were moved within seven minutes, and neither ended up on an exchange. Our assessment follows further down: the selling pressure of recent days is coming from leveraged positions and funds, not from this one large address.

On Sunday afternoon XRP traded at around $0.95, or roughly €0.87, according to CoinGecko. The 24-hour low was $0.894 and the high $0.984. It is down almost 3 percent on the day, almost 17 percent on the week and a good 27 percent over 30 days. Where the price could head over the coming months is covered in our XRP price prediction. This article stays with Sunday: the whale transfers at the low, the next escrow date on December 1 and the levels that matter until then.

XRP price on Sunday afternoon: $0.95 after the overnight low of $0.894

The overnight slide did not come alone. Bitcoin fell at times to around $62,000 on Sunday and stood at about $64,500 in the afternoon, 2 percent below the previous day and just under 14 percent below a week earlier. At almost 17 percent, XRP's weekly loss was once again slightly larger than bitcoin's. XRP's market capitalisation was $60.6 billion according to CoinGecko, sixth place in the ranking.

XRP is now just under 74 percent below its record high of $3.65 from July 2025. Trade outlet crypto.news puts the starting point for November at around $1.30; since then the price has lost a good quarter. In that context, the recovery from the overnight low to $0.95 is a gain of a little over 6 percent, nothing more.

240 million XRP in seven minutes: three addresses, no exchange

In the very hour of the low, the service Whale Alert reported two transfers of 120 million XRP each. According to the analysis by U.Today, which draws on the blockchain explorers XRPSCAN and Bithomp, seven minutes separated the two transfers. Both took the same route across three addresses: from an unlabelled address beginning with rGMiNv, via an intermediate stop starting with r3bh7p, almost without delay to a third address beginning with rpxh7h. Afterwards, 98 XRP remained at the originating address.

At the price of the low, the 240 million XRP were worth around $214 million; U.Today cites $215.2 million. According to XRPSCAN, none of the three addresses is assigned to a crypto exchange or to Ripple's escrow accounts, and who owns them is unknown. The analytics service TrackWhale classified the move as a reshuffle.

In crypto jargon, a whale is an address or investor holding so much that their moves can influence the price. 240 million XRP equal just under 0.4 percent of the 63.5 billion units in circulation, according to CoinGecko.

Whale transfer without an exchange: why the destination of the coins matters

A large transfer sounds like a sale, but it is one only if the coins arrive where selling happens: on an exchange. Anyone wanting to dump XRP sends it to a deposit address at a trading platform and places the order there. Only then does the supply meet buy orders and potentially push the price down. A move between private addresses, by contrast, does not change the amount up for sale.

Typical reasons for such reshuffles are a change of custody, for instance from a single-signature address to one with multiple keys, an internal booking at a custodian or preparation for an over-the-counter deal. Which reason applies here cannot be read from the data. All that is documented is the route the coins took, and it did not lead to an exchange.

Another signal points the other way. CryptoQuant analyst CryptoOnchain has examined how often large holders send XRP to exchanges. The 50-day average of these transfers rose from 12,315 to 23,816 between August 16 and November 12, an increase of around 93 percent. That puts it almost exactly at the annual average of 23,834. Large addresses are therefore bringing considerably more XRP to exchanges overall than in the summer, even if Sunday's 240 million are not among them.

Since Saturday: the $1 mark remains lost, $0.77 untouched

On Saturday afternoon XRP stood at around $0.96 when our XRP analysis on Saturday described its fall behind USDC into sixth place. At the time we named $1.00 and $1.09 as levels on the upside and $0.77 on the downside. A day later the price is almost unchanged at $0.95, but in between came the spike down to $0.894.

XRP has not reclaimed the $1 mark since then; the 24-hour high stayed just below it at $0.984. The $0.77 level was not reached; from the afternoon price it is still a good 19 percent away. New is a fresh low at which buyers stepped in: $0.894. In addition, loans collateralised with cbXRP, Coinbase's wrapped version of XRP, came under pressure at the weekend; on the lending protocol Morpho, such positions were forcibly unwound, according to its data.

Escrow on December 1: one billion XRP will be released

XRP's next fixed date is in just over two weeks. Ripple holds a large share of its XRP in so-called escrow objects on the XRP Ledger. An escrow is a trust account directly on the blockchain: the coins are locked until a set point in time, and only then can the owner dispose of them. Ripple has staggered its holdings so that up to one billion XRP are released on the first of every month.

According to crypto.news, the next billion from four escrow objects becomes releasable on December 1, 2026. On November 1 the same pattern played out: one billion XRP was released and Ripple placed 700 million of it back into a new escrow. On balance, 300 million XRP went to Ripple, which the company can sell, pass on to partners or hold.

For the price, the release itself is not the key figure, but the portion that does not go back. If December sees a similar ratio to November, a few hundred million XRP would again come within reach of the market. Compared with Sunday's 240 million, that is the same order of magnitude, except that here the sender is known and the date is fixed.

XRP ETFs: $19 million in outflows in the weakest week since March

The US funds on XRP are currently providing no tailwind. According to SoSoValue data, the spot ETFs lost a net $19.13 million from November 9 to 13, their second consecutive week of outflows and, according to crypto.news, the weakest in around eight months. On November 9 alone, $10.42 million flowed out, around $9.4 million of it from the Bitwise fund, followed by another $7.62 million on November 10. On November 11 and 12 there was no net change, and on November 13 $1.09 million left.

Assets under management across all XRP ETFs stood at around $1.15 billion at the weekend. An ETF is an exchange-traded fund that tracks the price of an underlying asset; the US XRP funds hold actual XRP for this. When money flows out, the fund redeems shares and sells XRP to do so. As long as the outflows continue, there is no additional demand from this side.

Activity on the XRP Ledger: 42,300 active accounts and an RSI around 20

On the XRP Ledger itself, by contrast, things are busy. According to an analysis by U.Today, the number of active accounts recently rose by 154.5 percent to 42,300, and payment volume by around 140 percent to about 1.1 billion XRP. That is not a record. Some of the activity is likely to come from trading bots, and more payments can also mean investors are sending XRP to exchanges to sell.

The relative strength index, or RSI, measures on a scale of 0 to 100 how one-sided a price move has been recently. Readings below 30 are considered oversold, readings above 70 overbought. According to U.Today, XRP's RSI fell into the area around 20. That does not mean the price will turn. It shows that a great deal has been sold in a short time, and in such phases rebounds are often sharp but also short-lived.

XRP support at $0.85, resistance at $1.00 and $1.16

On the downside, the overnight low of $0.894 is the first level. Analyst Carolina, quoted by crypto.news, names $0.90 and $0.85 below that as zones traders are watching. If $0.85 does not hold, the $0.77 level we named on Saturday as the lower bound comes back into view.

On the upside, $1.00 is the level XRP broke through to the downside on November 14. A close above it would at least partly undo that break. Above that lies the 20-day average at around $1.16. A moving average smooths closing prices over a period, here 20 days, and serves many traders as a trend line. Carolina names $1.05, $1.12 and $1.25 as further targets; U.Today sees $1.20 as the most important level for a recovery, because many investors bought there in the past.

Analyst CrediBULL Crypto wrote, according to crypto.news, that XRP had reached a downside price target he had named earlier, but that the XRP/bitcoin and XRP/ether pairs did not yet look like a bottom. He would nonetheless consider buying at the current price. That is his view, not a recommendation from us.

The editorial view: the pressure comes from leverage and funds, not the whale

Our assessment: Sunday's 240 million XRP do not serve as evidence of a sell-off by large holders, because they did not reach an exchange. What has pushed the price down this week is documented and lies elsewhere. According to CoinGlass, after bitcoin fell below $67,000, XRP futures worth $27 million were forcibly closed within 24 hours, 97 percent of them bets on rising prices. The US ETFs shed $19 million, and transfers by large holders to exchanges are almost twice as high as in August.

The RSI around 20 and the busy use of the XRP Ledger argue for the price stabilising. Against that stand the ongoing fund outflows and the escrow date on December 1, when Ripple will again be able to dispose of a billion XRP. As long as XRP closes below $1.00 and the ETFs attract no new money, the situation remains tense in our view. Cryptocurrencies can fall to the point of total loss.

When buying, the European MiCA regulation has applied since the end of 2024. Providers offering crypto services in the EU need MiCA authorisation for this; whether a provider has it can be checked in the public register of the European Securities and Markets Authority, ESMA. For leveraged products on XRP, this week shows how quickly positions are forcibly closed: 97 percent of the $27 million in liquidations hit leveraged buyers.

XRP escrow and overnight low: until December 1, the $0.89 level is what counts

1. Check the provider: if you buy or sell XRP, make sure the provider holds MiCA authorisation. Our comparison of regulated crypto exchanges shows which platforms have it.
2. Settle custody: if you want to hold XRP beyond the escrow date, it is safer off the exchange. Which devices support XRP is listed in our hardware wallet comparison.

(As of November 15, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)