Robinhood Crypto in Europe: 0.95 percent per trade and a licence from Lithuania

Robinhood Crypto is available in Europe: Robinhood Europe, UAB has been licensed by the Bank of Lithuania as a crypto service provider under MiCA since May 29, 2025, and may market its offering across the EU via passporting. According to the current German fee schedule, buying and selling cryptocurrencies costs 0.95 percent of the euro value, with a minimum of €0.01. Robinhood does not charge for transfers to your own wallets, while a 15 percent commission trims staking rewards on Ethereum and Solana.

Robinhood is known as a US neobroker. For investors in Europe the question is how the app stacks up against established providers. This guide covers licensing, costs, coins, staking and tax. Our crypto broker comparison gives an overview of the alternatives.

Robinhood Crypto in Europe: what the app offers

Robinhood Crypto in the EU is an app for buying, selling and holding cryptocurrencies. Customers deposit euros, buy coins and can keep them in the app or send them to external wallets. The line-up includes the major assets such as Bitcoin, Ethereum and Solana, plus stablecoins such as USDC and EURC and numerous meme coins such as Dogecoin, Shiba Inu, Pepe and Bonk.

Exactly how many coins can be traded cannot be read unambiguously from Robinhood's own European crypto page: the header mentions more than 90 cryptocurrencies, while the FAQ further down says more than 65. Large crypto exchanges list several hundred coins in some cases, so Robinhood's selection is limited.

Besides spot trading, Robinhood offers staking for selected coins in Europe, so-called stock tokens on US shares and perpetual futures. The last two products are derivatives with considerably higher risk and are covered separately below. The group also runs its own blockchain, Robinhood Chain, on which, according to our report of August 6, 2026, meme coins dominated trading.

MiCA licence: Robinhood Europe UAB has been licensed since May 29, 2025

MiCA (Markets in Crypto-Assets Regulation) is the EU regulation that has set uniform rules for crypto service providers in all member states since December 30, 2024. Anyone who holds crypto assets for customers or executes orders needs a licence as a crypto-asset service provider, or CASP. Such a licence from one member state is valid throughout the EU after notification.

According to the register of the EU securities regulator ESMA, the Bank of Lithuania licensed Robinhood Europe, UAB, based in Vilnius, on May 29, 2025. The licence covers four services:

• Custody and administration of crypto assets on behalf of clients
• Execution of orders for crypto assets on behalf of clients
• Reception and transmission of orders
• Transfer services for crypto assets

According to the same register entry, the company also holds an investment firm licence under MiFID II and a payment services licence under PSD2, the latter only for transactions in e-money tokens such as EURC. The group also includes Bitstamp Europe S.A., which is licensed in Luxembourg by the financial regulator CSSF as a crypto service provider. Which providers operate with a MiCA licence is shown in our comparison of regulated crypto exchanges.

EU passport: the 30 countries where Robinhood Crypto is licensed

Alongside its home country Lithuania, the ESMA register lists 29 states to which Robinhood has passported its crypto services: Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden. The offering thus covers all 27 EU states as well as Iceland, Liechtenstein and Norway.

For customers outside Lithuania, this means Robinhood may operate in their country without a local licence. The competent supervisor is the Bank of Lithuania, not the national regulator in the customer's home country. If you value local supervision and a local point of contact, you should be aware of this difference.

Robinhood Crypto fees: 0.95 percent per buy and sell

Robinhood Europe's German standard fee schedule lists a trading fee of 0.95 percent of the euro value of the executed amount for buying and selling cryptocurrencies, with a minimum of €0.01. Buying and selling the euro stablecoin EURC is free. Transfers of crypto assets to external wallets cost €0 at Robinhood itself, but the customer still pays the network fee of the blockchain concerned.

In the same document, Robinhood reserves the right to change prices and fees for individual customers depending on account value, balance or loyalty. No explicit spread mark-up is listed in the fee schedule. As with any provider, it pays to compare the quoted price with the market rate before a larger purchase.

Worked example: what a €1,000 bitcoin purchase costs on Robinhood

A percentage fee weighs equally on small and large amounts. Our calculation based on the fee schedule:

• Buying bitcoin for €1,000: €9.50 fee
• later selling at the same value: another €9.50
• so a round trip costs €19, or 1.9 percent of the stake
• savings plan of €50 a month: €0.48 per execution, €5.70 a year

After a purchase, the price therefore has to rise by almost 2 percent before a sale yields any profit at all. If you hold for the long term and rarely trade, you feel the fee less. If you switch often, ten buys and ten sells of €1,000 each already cost €190 in fees. Whether other apps are cheaper depends on the provider and the order type.

Staking on Robinhood: 15 percent commission on ETH and SOL, 25 percent on ADA

Staking means providing coins of a proof-of-stake blockchain to secure the network and receiving newly issued coins as a reward. According to its crypto page, Robinhood offers this in Europe for Ethereum and Solana; the fee schedule also lists Cardano. Robinhood does not state a fixed rate; the yield varies with the network.

Robinhood keeps a commission on the rewards: 15 percent for ETH and SOL, 25 percent for ADA. A worked example shows the effect: if a network yields 3 percent a year gross, 2.55 percent remains after a 15 percent commission, and only 2.25 percent after 25 percent. How high other providers' commissions are is compared in our overview of staking platforms.

Wallets and transfers: sending Robinhood Crypto to your own wallet

In Europe, Robinhood allows coins to be sent and received via external wallets. Purchased coins can thus be moved to your own hardware wallet and held there yourself. Robinhood charges nothing for this, but the network fee applies depending on the blockchain and congestion.

As long as the coins sit with Robinhood, the provider holds them on the customer's behalf. MiCA obliges crypto service providers to keep client holdings separate from their own assets so that they do not fall into the insolvency estate if the firm goes bust. There is no statutory deposit guarantee for crypto assets like the one for euro balances in a bank account.

Stock tokens and perpetual futures: derivatives with a risk of total loss

At Robinhood Europe, stock tokens are not shares but derivative contracts between the customer and Robinhood that track the price of a US share. Robinhood itself points out that they confer no rights to the underlying share and that investors can lose all of their capital, including through a Robinhood insolvency. According to the fee schedule, a currency conversion fee of 0.10 percent applies per transaction, because euros are exchanged into US dollars.

Perpetual futures are futures contracts without an expiry date that let you bet on rising or falling prices with leverage. Robinhood charges 0.02 percent as a maker and taker fee, plus a venue fee of 0.02 percent for takers. A forced closure costs 0.05 percent of the liquidated notional value. Additional requirements apply for access. With leverage, a small price move can cost the entire stake.

Crypto taxes and DAC8: what Robinhood customers should note

For tax purposes it makes no difference whether coins are held at Robinhood or another provider. How gains from selling cryptocurrencies and staking rewards are taxed depends on the country you live in. Since January 1, 2026, crypto service providers in the EU have been reporting data on their customers' transactions to the tax authorities under the DAC8 directive. For your tax return, purchase and sale data from several providers can be combined with a tax tool.

Robinhood Crypto: the licence is in place, the 0.95 percent fee decides

Robinhood is a fully licensed crypto provider in Europe, with a MiCA licence from Lithuania, wallet transfers and staking. The trading fee of 0.95 percent per buy and sell is the point on which you should compare the app with other providers. Three steps help with the decision:

1. Compare fees: run the numbers with your typical purchase amount and compare them with other apps' terms in the crypto broker comparison.
2. Choose a venue: if you want many coins and lower fees for frequent trades, you will find alternatives in the crypto exchange comparison.
3. Prepare for tax: record purchase date, price and staking rewards from the start. Suitable tools are shown in our comparison of crypto tax tools.

(As of November 14, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)