Binance vs KuCoin Comparison
In our overall rating Binance leads with 4.3 out of 5 points, ahead of KuCoin with 3.9. Our table lists the trading fee as “0.1% spot, up to 2% instant buy” for Binance and “0.1% maker/taker (spot)” for KuCoin. If you care most about stability and support, Binance has the better sub-scores, while KuCoin leads on features and fees.
| 0.1% spot, up to 2% instant buy | Fees | 0.1% maker/taker (spot) |
| € 1.00 | Minimum cost per €1,000 | — |
| 482 | Cryptos | — |
| SEPA Transfer, Credit Card | Payment Methods | — |
| License in Germany refused by BaFin | Regulation | MiCA licence from the FMA (Austria) since 27 Nov 2025, FMA does not yet permit commencement of operations |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 1.00 | Minimum cost per €1,000 | — |
| 0.1% spot, up to 2% instant buy | Fees | 0.1% maker/taker (spot) |
| € 7.47 | Wallet transfer | — |
| Limited | Cost transparency | — |
| ~$10 USD | Minimum Amount | €10 per order (BTC/EUR) |
| SEPA Transfer, Credit Card | Payment Methods | — |
Binance separates order book trading from direct purchases: regular users pay 0.1% on spot trades, while buying by card or wallet payment costs 2%.
| Transaction | Cost at Binance |
|---|---|
| Spot trading, regular user | 0.1% maker, 0.1% taker |
| Spot trading paying fees in BNB | 0.075% maker and taker (25% discount) |
| Direct buy and sell by card, Apple Pay or Google Pay | 2% |
| Direct buy and sell via PayPal | 1.5% |
| Direct buy via Revolut | 1.1% |
| Buy and sell via SEPA | EUR 1 |
| Crypto withdrawals | network fee per coin |
How to save: Going through the order book pays off: EUR 1,000 costs EUR 1 in spot trading fees, but EUR 20 by card. Paying fees in BNB saves another 25%. See how Binance compares with MiCA-licensed providers in our crypto exchange comparison.
Fees as of 21 October 2026 according to the Binance fee overview.
Note, as of 21 October 2026: KuCoin EU states on its website that trading and deposits have been suspended since 4 February 2026. The table shows the rates KuCoin EU lists in its fee schedule.
| Transaction | Cost at KuCoin EU |
|---|---|
| Spot trading, base tier VIP 0 | 0.1% maker, 0.1% taker |
| Spot trading, VIP 3 | 0.075% maker, 0.09% taker |
| Spot trading, VIP 6 | 0.025% maker, 0.05% taker |
| Spot trading, VIP 12 | 0% maker, 0.025% taker |
| EUR deposits and withdrawals | via SEPA and SEPA Instant, fee shown before the withdrawal |
| Crypto withdrawals | network fee per coin |
How to save: Rates fall as your VIP tier rises. Users who already hold VIP status at another exchange can apply at KuCoin EU for a tier two levels higher for 60 days. We compare MiCA-licensed exchanges that are open for trading in our crypto exchange comparison.
Fees as of 21 October 2026 according to KuCoin EU VIP tiers and fees.
Pros & Cons
- 482 cryptocurrencies tradable, the widest selection among established exchanges (measured on 3 September 2026 via Binance's public API)
- Savings plan and staking are offered
- Largest crypto exchange worldwide with low spreads
- Wallet transfer possible
- No granted MiCA authorisation. Binance appears in no EU register and, by its own announcement, withdrew its application with the Greek regulator on 24 June 2026. A new host state has been announced but not confirmed.
- Only 29 of the 482 coins trade directly against the euro. Everything else goes through another currency, usually a stablecoin, which adds cost and exchange rate risk.
- Direct purchases by card cost 2%
- Cost transparency is rated as limited
- 700+ coins – a vast altcoin selection
- Spot fees from 0.1% maker and taker
- MiCA CASP licence (FMA Austria, November 2025)
- Wide feature set: spot, futures, bots, earn products
- Trading and deposits at KuCoin EU suspended since 4 February 2026 (as of 21 October 2026)
- Historically no local European support structures
- 2023 US settlement still weighs on its record
Score Comparison
User Experiences
AI AnalysisAccording to reviews, Binance is often praised overall for its ease of use, the large selection of coins, and fees that are generally perceived as low. At the same time, users occasionally report criticism regarding support, verification, and language options, especially with regard to a German app version.
This analysis is based on 1002 user reviews evaluated by AI from the Apple App Store and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect user experiences and do not represent the site operator’s own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| available | Savings plan | not specified |
| available | Staking | not specified |
| not available | Wallet transfer | not specified |
| not available | Cost transparency | not specified |
| not available | 2FA security | not specified |
| available | Whitelist | not specified |
| available | SEPA transfer | not specified |
| available | Credit card | not specified |
| not available | Minimum amount | not specified |
| available | Mobile app (iOS/Android) | not specified |
- Largest crypto exchange worldwide by trading volume
- Low spreads in order book trading
- Savings plan and staking available
- On the market since 2017
- Altcoin heavyweight with 700+ coins
- MiCA licence in hand, trading at KuCoin EU suspended since February 2026
The five areas head to head
AI AnalysisFees & Costs
Users often cite Binance’s fees as a positive point and frequently describe them as low compared with other providers. At the same time, some reviews perceive the fees as too high. Overall, user data suggests a predominantly positive view of the fees.
Spot at KuCoin EU: 0.1% maker and 0.1% taker in the base tier, falling with the VIP tier to 0% maker and 0.025% taker. According to KuCoin EU, trading and deposits have been suspended since 4 February 2026 (as of 21 October 2026).
Usability & User Experience
According to reviews, users particularly appreciate the intuitive app and ease of use at Binance, which appeals to both beginners and more experienced users. However, the interface is occasionally described as confusing or too complicated. Many users also want a German language option to make everyday use even more convenient.
Not enough reviews available.
Features & Offering
According to reviews, users mainly praise the large selection of coins. Users also report that Binance is suitable for beginners and appears easy to use. Occasionally, users would like additional language options as well as an iPad app to better adapt the offering to their usage.
Not enough reviews available.
Stability & Security
According to reviews, Binance is perceived by many users as reliable. Overall, the opinion on stability and reliability is predominantly positive.
Not enough reviews available.
Customer Support
User data paints a rather critical picture of support: users report a lack of support. Verification is also described as time-consuming in some reviews. In addition, users would like better assistance with account-related issues and withdrawals.
Not enough reviews available.
Details
| Binance Holdings Ltd. | Company | KuCoin EU Exchange GmbH |
| 2017 | Founded | 2017 |
| License in Germany refused by BaFin | Regulation | MiCA licence from the FMA (Austria) since 27 Nov 2025, FMA does not yet permit commencement of operations |
| ~$10 USD | Minimum Amount | €10 per order (BTC/EUR) |
| Photo ID | KYC | — |
Verdict
In our overall rating Binance leads with 4.3 against 3.9 for KuCoin.
For most investors Binance is therefore the better choice.
Binance is considered the world’s largest crypto exchange by trading volume and is valued for its low spreads in order book trading. With over 370 tradable cryptocurrencies, savings plans and staking, the platform offers a broad range of services. On the market since 2017, Binance has established itself as a major player in crypto trading.
For the German market, however, it should be noted that Binance does not have a BaFin license. The direct-buy fee of 2% by card, i.e. €20 per €1,000, is occasionally criticized, as is the limited cost transparency for direct purchases. The minimum amount of 15 € is also higher than at some competitors.
Binance is seen especially as suitable for experienced traders who want to benefit from the low spreads in order book trading and for whom a missing BaFin license matters less than the platform’s global market presence and liquidity.
KuCoin has been a fixture for altcoin traders for years. Its EU position is difficult as of October 2026: the Austrian MiCA licence has been granted, but according to the company, trading and deposits at KuCoin EU have been suspended since 4 February 2026. If regulatory certainty inside the EU is your priority, fully operational MiCA venues such as Bitpanda, Bybit EU or Kraken are the safer bet for now.