With just 0.3 bitcoin you could be a millionaire in future: we do the maths
How many bitcoins do you need to be as wealthy as a millionaire in future, if BTC becomes our new money?
Which topics should we dive deeper into?
Select what genuinely interests you. Your picks feed directly into our editorial planning.
Crypto news that's actually worth your time.
Weekly. 60 seconds. Carefully curated by our editors: no hype, no promo flood, no spam.
Update (November 1, 2026): we have redone the calculation with new figures. According to UBS’s Global Wealth Report 2026, which continues Credit Suisse’s earlier survey, there were around 57.5 million US dollar millionaires worldwide at the end of 2025; Capgemini, using a narrower definition of investable assets only, counts around 25.3 million for 2025. Dividing the maximum of 21 million bitcoin by the UBS figure leaves around 0.37 BTC per millionaire, or around 0.35 BTC using the 20.1 million mined to date. At a price of $77,683 or €69,362 on November 1, 2026 at 04:35 UTC (CoinMarketCap), 0.3 BTC costs around $23,300 or €20,800, and 0.1 BTC around $7,770. Bitcoin reached its all-time high so far on October 6, 2025, at around $126,000.
Bitcoin fascinates more and more people. Many of its fans are ideologically convinced of the “new money”. Most people, however, probably come to the cryptocurrency because they want to get rich. But how many BTC do you actually need to be the equivalent of a millionaire in future?
How can you become a “millionaire” with bitcoin?
In childhood and youth, “becoming a millionaire” was the big goal for many people. A millionaire is seen as someone who no longer has money worries and “can buy anything”. But there are far more millionaires in the world than you might think.
The number of millionaires worldwide varies by source. Data from consultancy Capgemini put the number of US dollar millionaires worldwide at 21.7 million in 2023; for 2025, Capgemini counts around 25.3 million. Credit Suisse data on wealth millionaires, on the other hand, showed 62.5 million in 2021; UBS, which continues this survey, arrives at around 57.5 million for the end of 2025.
If we bear in mind that bitcoin is capped at 21 million, we can see that millionaires can only buy a certain amount of bitcoin with their wealth. If you accumulate enough bitcoin today, you could have the status of a millionaire in future, if bitcoin becomes the world’s new money.
Buying cryptocurrencies can seem daunting to newcomers, but platforms like Bitpanda have made the process simple and user-friendly. Bitpanda is a reputable exchange known for its ease of use and security features. To buy BTC on Bitpanda, simply follow these steps:
- Create an account on the Bitpanda platform.
- Verify your identity for security reasons.
- Deposit money using your preferred payment method.
- Then search for the cryptocurrency you want.
- Select the amount you want to buy and confirm the transaction.
How many bitcoins do you need to count as a millionaire in future?
Based on these data, we can see that it does not take many bitcoins to be the equivalent of a millionaire in future. If we were to divide all bitcoins in future among all the world’s millionaires, each millionaire would be left with only a little more than 0.3 bitcoin. Using the UBS count for the end of 2025 (57.5 million), that works out at around 0.37 BTC, and with Capgemini’s narrower count (25.3 million) at around 0.83 BTC.
But we have to bear in mind that only a few people have so far accumulated a large share of bitcoins. In future, even less than 0.3 BTC could be enough to be as wealthy as today’s millionaires.
How much BTC should you aim for?
The big goal for retail investors will probably remain becoming a “wholecoiner”, owning one whole bitcoin. But if that goal seems out of reach at a price of around $77,700 on November 1, 2026, there is no need to be frustrated. Our calculation shows that with 0.3 BTC you can be rich in future if bitcoin establishes itself as the money of the future. At the price on November 1, 2026, 0.3 BTC costs around $23,300 or €20,800.
You should therefore aim to own at least 0.1 BTC to provide for yourself and your family in future. The more bitcoins you own, the sooner you will no longer have to worry about money if bitcoin takes over the world. 0.1 BTC, around $7,770 at the price on November 1, 2026, should be a realistic goal for you as an investor and can easily be reached. Even with this amount you could be as wealthy as a millionaire in several decades.
If you are interested in buying cryptocurrencies, Bitget offers a simple process:
- Verify your identity.
- Choose your preferred local currency.
- Use payment options such as VISA or Mastercard to complete the transaction.
- Buy or sell Dogecoin and various other cryptocurrencies instantly with your credit or debit card.
BUY BTC ON BITGET HERE!
Join our new Cryptoticker.io WhatsApp channel now and never miss important updates and information again.
Join our Discord channel and check out the most important price analyses!
We currently have an exciting trial offer for you! You can try our premium membership for €1 a day in the first month. Consider trying it if you always want to stay up to date in the crypto market! In the premium area you get trading ideas and professional trading support. You also often get early information on the latest crypto trends, which allowed our customers to buy various NFTs early enough. If you want to read more about our premium trial offer, click here!
(As of November 1, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)
Transparency note: This article was produced with the assistance of artificial intelligence and reviewed by our editorial team before publication. All figures and claims were checked against the primary sources linked in the text.
More on Bitcoin: All Bitcoin news at a glance
Related articles
- Bitcoin halving explained: at block 1,050,000 the reward drops to 1.5625 BTC
- Bitcoin Price Prediction 2030: Targets From $500,000 to $2.4 Million Put to the Test
- Will Bitcoin Go Back Up? Three Scenarios to Year-End: $70,000, $80,000 or $100,000
- Coin of the future: Which cryptocurrency should you buy for 2030?
- Bitcoin Crash: Why BTC Fell to $75,568, How Low It Could Go and How to Hedge
Which topics should we dive deeper into?
Select what genuinely interests you. Your picks feed directly into our editorial planning.
Crypto news that's actually worth your time.
Weekly. 60 seconds. Carefully curated by our editors: no hype, no promo flood, no spam.
November 4, 2026 12:00 AM
Trump, Iran and the MOAB: What Moves the Oil Price and Gold Price After the Midterms
Trump's pause on Iran ended with the vote. What is on record about the mother of all bombs, why gold has fallen on most big oil days, and where oil and gold can be traded.
November 3, 2026 11:35 PM
Bitcoin whitepaper explained: what Satoshi Nakamoto described on nine pages in 2008
On October 31, 2008, Satoshi Nakamoto published nine pages on which every bitcoin still rests today. We go through the Bitcoin whitepaper section by section and show what it says and what was only added later.
October 31, 2026 9:46 AM
Bitcoin Price Crash Continues: BTC Slips Below $78,000, Here Is the Next Target
Bitcoin price crashes below the key $78,000 area as selling pressure builds. We analyze the chart and reveal the next short-term target for BTC.
October 30, 2026 9:14 AM
How Much Would It Take to Bankrupt Binance? The $6 Billion Hack Explained
Binance lost $6.3 billion in the biggest crypto hack ever. How much would it take to bankrupt the exchange, and what does it mean for the crypto market?
October 29, 2026 9:49 PM
Is This the End? How Low Bitcoin Could Fall After the Binance Hack
About $2.8 billion left a Binance hot wallet and Bitcoin slid below $79,000. Whether this turns into a real crash depends on one question. Three scenarios, the key price levels for Bitcoin, Ethereum and Solana and what to do now.
October 29, 2026 9:45 PM
How to Short Bitcoin in the Crash: Step by Step on Bitget and OKX
Bitcoin fell below $79,000 after the Binance hack. If you want to bet on falling prices or hedge, a short does exactly that. How it works on Bitget and, for EU readers, on OKX Europe, a worked example at tonight's price and the risks of shorting after a crash.
October 26, 2026 12:00 PM
Bitcoin Wallet Bug: Why Speeding Up a Payment Could Drain Your Wallet
A Bitcoin wallet bug let rogue servers swap a real payment for a fake one and trick users into signing it. How the fee bump trap works and how to stay safe.
October 26, 2026 7:36 AM
Bitcoin Price Crash: Top 3 Reasons Why BTC Price Dropped Below $80,000
Bitcoin price crashed below $80,000 over the weekend. Oil, ETF outflows and a wave of liquidations explain the move, and the Fed decides this week.
October 22, 2026 12:31 AM
What Is Bitcoin Mining? How It Works and When It Pays Off
Miners secure the Bitcoin network and earn 3.125 BTC per block. How proof of work functions, what an ASIC costs in electricity in Germany and at what power price mining breaks even.
October 12, 2026 10:27 AM
Is Bitcoin Still a Good Investment in October 2026?
Spot ETFs have changed who sets the Bitcoin price, and the easy repricing is behind us. What still supports BTC, what could break it, and how much belongs in a portfolio today.
October 11, 2026 4:50 AM
90 Crypto Kidnappings and Robberies in 7 Months: Why France Is the Most Dangerous Country for Bitcoin Holders
France logged 90 crypto kidnappings, extortions and violent thefts this year, one every 2.5 days. Leaked tax data is to blame. Here is how to protect yourself.
September 24, 2026 10:28 PM
Can Bitcoin Be Seized? What Creditors and Insolvency Administrators May Do with Crypto Assets
Crypto assets can be seized in Germany, and the Berlin Higher Regional Court has confirmed it at appellate level. What matters is the route of access: if the coins sit with a provider, an attachment order suffices; with self-custody the law reaches for the debtor in person.
September 23, 2026 4:21 AM
How to Check a Crypto Project: Nine Checks Before You Buy an Unknown Coin
An unknown token can be checked in half an hour, without specialist knowledge and without a subscription. These nine checkpoints run from the European MiCAR register through the spread of holdings to the exit route on selling.
September 23, 2026 4:12 AM
How to Set Up a Crypto Wallet: Securing Your Coins in Seven Steps
Your own crypto wallet is set up in twenty minutes, yet a single step decides everything that follows. This guide takes you through wallet type, recovery words and the test amount, and sets out what BaFin and the tax office expect.
September 21, 2026 10:40 AM
Bitcoin Price Explodes Past $84,000: Here Is What Is Driving BTC
Bitcoin just ripped through months of resistance in a single session. Here are the real reasons behind the BTC rally and the level that matters next.
September 9, 2026 10:21 AM
Bitcoin Price Frozen Near $79,000 as Oil and War Risk Rewrite the Macro Playbook
Bitcoin price is consolidating near $79,000 while crude oil surges, Hormuz tensions escalate and a Fed rate hike moves into play. Here is what matters.
September 7, 2026 7:17 PM
L-BTC Backing Explained: How Much Bitcoin Really Sits Behind the Liquid Network
After the peg-out of September 6, just 197 Bitcoin in reserve stand against 4,205 L-BTC issued, a backing ratio of 4.70 percent. Here is how to recalculate that number yourself from two public endpoints and what it means for your balance.
September 6, 2026 11:19 AM
Bitcoin Price Today: BTC Holds Firm Before The Biggest Week Of The Month
Bitcoin sits near $80,000 after a jobs report killed a four-month high. CPI, the Fed and a Senate vote all land in the next ten days.
August 28, 2026 10:15 AM
Selling Bitcoin Privately: What Tax Applies in Austria
Selling bitcoin directly to another person? In Austria, private sales can still trigger 27.5 percent tax on the realised gain.
August 22, 2026 4:16 PM
Crypto Stolen or Scammed: What to Do Now and Where to Report It
Wallet drained or fooled by a fake platform? Which steps count in the first hours, where to file a report, when regulators, exchanges and stablecoin issuers can help, and why recovery services that want money upfront are the second trap.
August 20, 2026 4:12 AM
Wrapped Bitcoin in Austria: Is Converting BTC to WBTC Tax-Neutral?
Swapping BTC for Wrapped Bitcoin: when the move to WBTC can be tax-neutral in Austria, and which tax risks investors should know about. Acquisition costs carry over, but the classification of the token decides the outcome.
August 17, 2026 6:12 PM
Bitcoin Price Breaks $64,000: Is the Iran Truce Really the Reason?
Bitcoin broke above $64,000 on Monday as Al Arabiya reported a US-Iran truce extension. The chart says the rally started long before the headline.
August 11, 2026 2:48 PM
How Many Bitcoins Does Donald Trump Own?
Trump Media disclosed 14,139 BTC on August 10. The president's own filings report value brackets, not coin counts. The figures, examined.
July 12, 2026 10:17 AM
Why Is Crypto Holding Steady as US-Iran Strikes Escalate?
Bitcoin is barely moving even as the US strikes Iran again and Tehran closes the Strait of Hormuz. Here is what is driving the crypto market today.
July 5, 2026 7:10 PM
Should Satoshi's Bitcoin Be Frozen? CZ's Quantum Warning Splits the Industry
Binance's CZ says Satoshi's 1.1M BTC should be frozen before quantum computers can steal it. Top developers and investors are deeply divided — here's why it matters.
More from CryptoTicker