Bitget vs Scalable Capital Comparison
| 0.1 % | Fees | 0.99 % |
| € 1.00 | Minimum cost per €1,000 | € 9.90 |
| 1080+ | Cryptos | 32 (as ETPs) |
| SEPA Transfer, Credit Card | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| No MiCA authorisation; CASP application pending with Austria's FMA (as of August 2026) | Regulation | BaFin license as a securities institution |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 1.00 | Minimum cost per €1,000 | € 9.90 |
| 0.1 % | Fees | 0.99 % |
| € 7.47 | Wallet transfer | – |
| Yes | Cost transparency | Yes |
| € 5 | Minimum Amount | € 1 |
| SEPA Transfer, Credit Card | Payment Methods | SEPA Direct Debit, SEPA Transfer |
On disclosed fees you pay €8.90 less at Bitget per €1,000 purchase.
Pros & Cons
- Over 1080 cryptocurrencies available
- Low spot fees of 0.1% and futures from 0.02%
- Total costs of €4.00 per trade
- Staking is offered
- Wallet transfer possible
- Minimum investment from €5 possible
- Not available in Germany or France. Both countries appear in Bitget's own terms of use among the restricted jurisdictions: German users have been unable to open accounts since 16 January 2026, and in France all services ended on 31 March 2026.
- Only nine of the 1,230 coins trade directly against the euro. Everything else requires a detour through another currency.
- No granted MiCA authorisation; the CASP application is pending with Austria's FMA
- No savings plan available
- User interface with numerous popups and notifications after login
- BaFin license as an investment firm headquartered in Germany
- Savings plans for crypto and ETFs possible from just €1
- Staking for crypto ETPs is offered
- Device-bound 2FA is considered a solid security solution
- Broad range of stocks and ETFs in addition to crypto
- Wallet transfers to personal wallets not possible — occasionally criticized by users
- Crypto selection with 32 coins is room for improvement compared with specialized providers
- Deposit methods limited to SEPA bank transfer and SEPA direct debit — additional options are room for improvement
Score Comparison
User Experiences
AI AnalysisBitget is frequently praised in user data for its intuitive app, clear design, and ease of use. At the same time, users in the reviews also report criticism regarding fees and support, so the overall picture varies depending on the user experience.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 675 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The ratings shown reflect users' experiences and do not represent the website operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Whitelist | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
- Over 1080 tradable cryptocurrencies – one of the largest selections
- Spot fees from 0.1% and futures from 0.02% are considered low
- Copy trading and bot trading available
- Total costs of €4.00 per trade
- Neobroker with stocks, ETFs, and crypto in one place
- BaFin-regulated with headquarters in Germany
- Crypto savings plans from €1 for regular investing
- Staking available via crypto ETPs
The five areas head to head
AI AnalysisFees & Costs
Users more often express criticism in the reviews when it comes to fees and costs. Users report that the fees are sometimes perceived as high. As a result, this cost area is described by some users as having room for improvement.
There is only limited concrete feedback in the user data regarding fees and costs. According to reviews, users mainly comment on usability, login, and features in comparison, while pricing questions are mentioned less often.
Usability & User Experience
Users especially appreciate Bitget's intuitive app and its ease of use in everyday trading. According to reviews, the interface is often described as clear, although some users occasionally perceive it as confusing. The quick verification process and smooth trading workflows are also mentioned positively.
According to reviews, users particularly appreciate Scalable Capital for its clear and partly intuitive app, which some also describe as easy to learn. At the same time, users also report a confusing interface and login problems. From the user perspective, usability is therefore perceived differently.
Features & Offering
According to reviews, users particularly praise copy trading, as well as the wide range of promotions and events on the platform. Users report an overall broad offering that can be used well in everyday trading. Occasionally, users would like additional convenience features such as a landscape view on the iPad, the return of certain icons, or more offers for specific regions.
According to reviews, Scalable Capital is used by users primarily for long-term investing, and some also highlight the cash account positively. At the same time, users express several wishes, including a trailing stop-loss, an overall profit and loss overview, more ELTIFs, and more savings plans. Users also want changes to the dark design and the YTD view, as well as a group watchlist and less analysis in the free area.
Stability & Security
In terms of stability and reliability, Bitget is repeatedly described by users as reliable. According to reviews, fast trades are also mentioned positively, suggesting mostly smooth everyday use. However, some users occasionally report delayed withdrawals, which means this area is not perceived uniformly.
According to reviews, users describe Scalable Capital as reliable in part. At the same time, users report technical issues such as a black screen, OTP codes not being sent, as well as app problems and crashes. Stability is therefore perceived differently by users.
Customer Support
The user data paints an overall critical picture of support. Users report room for improvement in response times and occasionally note that replies to inquiries do not arrive or that concerns are only handled with delays. According to reviews, support is also sometimes viewed critically in connection with registration, account matters, and withdrawals.
According to reviews, users occasionally report rather negative experiences with support, especially in connection with login or 2FA topics. Some feedback describes customer service as slow or not very helpful.
Details
| BG Limited | Company | Scalable Capital GmbH |
| 2018 | Founded | 2014 |
| No MiCA authorisation; CASP application pending with Austria's FMA (as of August 2026) | Regulation | BaFin license as a securities institution |
| € 5 | Minimum Amount | € 1 |
| Personal information | KYC | eID, Video-ID, PostIdent |
Verdict
In our overall rating Bitget leads with 4.9 against 2.9 for Scalable Capital.
On disclosed fees you pay €8.90 less at Bitget per €1,000 purchase.
For most investors Bitget is therefore the better choice.
Bitget is especially valued for its large selection of over 1080 cryptocurrencies and low spot fees starting at 0.1%. In addition, the copy trading and bot trading features are considered a standout offering, which is viewed particularly positively by active traders. Futures fees starting at 0.02% are among the lowest in the comparison.
However, it should be noted that Bitget does not have EU regulation or a BaFin license and is headquartered in the Seychelles. This aspect is seen by security-conscious investors as having room for improvement. The lack of a savings plan and the user interface with numerous popups after login are also occasionally criticized.
Bitget is considered especially suitable for experienced traders who prioritize a large coin selection, copy trading, and low trading fees, and are willing to do without EU regulation.
Scalable Capital has made a name for itself in the DACH region primarily as a robo-advisor and ETF broker and has also offered cryptocurrency trading for some time now. With a BaFin license as an investment firm and a headquarters in Germany, the provider is considered well positioned from a regulatory standpoint. The crypto offering currently includes 32 coins traded via crypto ETPs — an approach that is appreciated by security-conscious investors.
The savings plans starting from €1 enable an especially low-threshold entry, and staking via ETPs is seen as a meaningful addition. The device-bound two-factor authentication is considered a solid security solution. For investors who primarily invest in stocks and ETFs and want to hold crypto as an allocation in the same portfolio, Scalable Capital is seen as a practical solution.
However, the crypto selection with 32 coins is considered room for improvement compared with specialized providers. Wallet transfers to personal wallets are also not possible, which is occasionally criticized by users. Scalable Capital is therefore primarily suitable for mainstream investors who are looking for a regulated German broker with a broad securities offering and want to use crypto as a supplementary component.