Monero slides below $470 as XMR sheds 22 percent in a week

Monero (XMR) slipped below $470 on Saturday, November 14, 2026. In the evening the coin costs around $470, or €428, about 11 percent less than at the start of the day. The last lower daily close was on August 27. Within a week, XMR has lost a good 22 percent.

The drop is part of a broad sell-off in the crypto market, but Monero is falling much harder than the large caps. For investors in the EU there is an added twist: XMR can barely be traded through a licensed exchange here any more, and from July 2027 an EU regulation tightens the situation for providers further.

Monero price on November 14: around 11 percent lower in a single day

On Kraken, XMR opened the day at $528.95. The daily low was $461.89, and in the evening the coin trades at around $470. CoinGecko shows a loss of 11.3 percent over the past 24 hours. By market capitalisation, Monero ranks 12th among cryptocurrencies.

Turnover stands out. By the evening of November 14, around 15,480 XMR had changed hands on Kraken. The average over the previous seven days was about 7,600 XMR a day, so today's figure is a good twice as high. A price drop on sharply rising volume means many holders are actively selling, rather than the price simply giving way for lack of buyers.

Lowest daily close since August 27: the XMR daily candles in review

A daily candle sums up the open, high, low and close of a trading day. For this article, the editorial team analysed Kraken's XMR/USD daily candles, a total of 721 trading days from November 24, 2024, to November 14, 2026. cryptoticker.io compiled this analysis itself on November 14, 2026.

The result: Monero last closed lower on August 27, 2026, at $454.49. The last daily low below today's came on August 29, at $461.54. The highest daily close since September dates from November 4, at $641.40. From there, XMR has lost almost 27 percent in just ten days.

For comparison over the full year: on January 1, 2026, Monero closed at $419, and the year's highest daily close followed on January 14 at $711.53. Today XMR is still a good 12 percent above where it started the year, but around 34 percent below that January high. The lowest close of the year came on February 5, at $291.91.

Monero vs bitcoin: the XMR/BTC ratio drops 6 percent

The XMR/BTC ratio shows how much bitcoin one Monero is worth. If it rises, Monero is outperforming bitcoin; if it falls, it is lagging. On November 13 the value on Kraken was 0.007792 BTC, and on the evening of November 14 it was 0.007326 BTC. That is almost 6 percent less in a single day and the lowest daily close since October 23.

Bitcoin itself fell 5.5 percent in 24 hours to around $64,500 according to CoinGecko, and Ethereum 7.8 percent. Monero is therefore losing about twice as much as bitcoin. As recently as November 3 the ratio stood at 0.008165 BTC, the highest daily close of recent weeks. Much of the relative lead Monero had built over bitcoin in October has now gone.

Fear index at 13: the crypto sell-off reaches privacy coins

The Fear and Greed Index from alternative.me stands at 13 points on November 14, down from 20 the day before. The index measures sentiment in the crypto market on a scale from 0 to 100. Readings below 25 count as extreme fear.

Privacy coins are cryptocurrencies that hide the sender, recipient and amount of a payment by default. Monero is the largest of this group. According to the reports available by the evening, there is no trigger of its own behind today's drop, such as a network outage or a new delisting. The price is following the wider market down, only with a bigger swing. That is a common pattern for smaller coins with fewer trading venues, because every larger sell order moves the price more there.

Monero chart over twelve months: the $454 and $419 levels

The twelve-month chart shows two phases. After its January peak, Monero fell below $300 by early February and mostly stayed between $300 and $420 until July. A rally began in August that took it above $640 in early November. Much of that rally has now been reversed.

Two levels from the analysis can be measured over the coming days. The first is the August 27 daily close of $454.49, the last lower close before today. The second is the start of the year at $419. If XMR closes below it, Monero would have given up its entire gain for the year. Levels like these are reference points from past prices, not a guarantee that buyers will step in there.

Buying Monero in the EU: why MiCA exchanges do not list XMR

If you want to buy more Monero now, or sell, you will run into an obstacle in the EU. A cryptoticker.io review of eight trading venues on October 5, 2026, found that Bitpanda, Bitvavo, Coinbase, Bitstamp, Gate.io and OKX did not offer a single XMR pair. Kraken does list XMR, but has blocked the markets for customers from the European Economic Area since October 31, 2024. The details are in our article Buying Monero in Germany.

The reason lies in European regulation. Article 76(3) of the MiCA regulation, the EU rulebook for crypto service providers, requires trading platforms not to admit crypto-assets with a built-in anonymisation function to trading. Our overview of MiCA licensing obligations for crypto companies sets out the duties MiCA places on providers overall. If you buy cryptocurrencies through a provider with an EU licence, our comparison of regulated crypto exchanges lists the platforms holding a MiCA licence. Monero is generally not on offer there.

AMLR from July 10, 2027: EU anti-money laundering law and XMR accounts

The second stage comes with the EU Anti-Money Laundering Regulation, or AMLR (Regulation 2024/1624). It applies directly in all member states from July 10, 2027. Article 79 of the regulation prohibits credit and financial institutions as well as crypto service providers from keeping anonymous accounts or crypto-asset accounts that allow transactions to be anonymised or their obfuscation increased, explicitly including through anonymity-enhancing coins.

For retail investors one distinction matters: according to the wording, holding Monero in your own wallet remains permitted. The regulation targets providers, not individual holders. In practice this means that accounts with service providers in the EU through which Monero transactions run will no longer be allowed from July 10, 2027. If you hold XMR, you therefore need a custody plan that works without an exchange.

Monero in your own wallet: custody without an exchange

Self-custody means you hold the private keys to your coins yourself, with no exchange in between. For Monero, the project provides its own wallets on its official website, getmonero.org. A hardware wallet also stores the keys on a device that is not connected to the internet.

Not every hardware wallet supports Monero. Before buying a device, it is worth checking the manufacturer's list of supported coins. Our hardware wallet comparison shows which devices hold up in everyday use and what they cost. In any case, the recovery phrase is what counts: lose it and you lose access to your XMR, and no exchange or hotline can help you then.

Leverage on Monero: how the liquidation price is set

In a leveraged trade you put up only part of the position's value as collateral, known as margin. The liquidation price is the price at which this collateral is used up and the platform forcibly closes the position. Simplified and without fees: if you opened a long position with 5x leverage on November 7 at a closing price of around $600, a 20 percent drop wipes out your entire collateral. That corresponds to a price of about $480, a threshold Monero has broken below today.

In practice the liquidation price sits somewhat closer to the entry because of the maintenance margin and fees. For a coin that swings 11 percent in a day, high leverage is therefore especially risky. A stop-loss, an automatic sell order at a set price, only limits the loss if it sits above the liquidation price.

Monero at $470: the August close of $454 is the next level

1. Sort out custody: check where your XMR is held. An account with a provider that has to delist Monero by mid-2027 is not a permanent arrangement. You will find a suitable hardware wallet in our hardware wallet comparison.
2. Check how you buy: for other coins, MiCA-licensed exchanges offer regulated access with euro deposits. The comparison of regulated crypto exchanges shows which platforms hold an EU licence.

Monero has lost around 11 percent in a day and a good 22 percent in a week, and is closing at its lowest since late August. The drop tracks the wider market but is about twice as steep as bitcoin's. For investors in the EU, trading through licensed exchanges remains restricted, and the AMLR tightens that from July 2027.

(As of November 14, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)