| 0.9 % | Fees | 0.99 % |
| € 9.00 | Cost for €1,000 | € 10.89 |
| 1 | Cryptos | 13 |
| SEPA Transfer, Credit Card | Payment Methods | SEPA Direct Debit, SEPA Transfer |
| Virtual Asset Service Provider in Switzerland and MiCAR license applied for | Regulation | BaFin license as a securities institution |
According to the analyzed user data, Relai is frequently praised by users for its intuitive and clear app. At the same time, users occasionally report hurdles with support, verification, and individual app launches, so the overall experience varies depending on the usage situation.
According to reviews, Scalable Capital presents a mixed user picture: some users appreciate the clear and intuitive app as well as everyday use that is perceived as reliable. At the same time, users report login and 2FA issues, as well as occasional delays with withdrawals and support.
This analysis is based on 272 user reviews analyzed by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the displayed platform ratings (star ratings) refer to all reviews available there. The reviews shown reflect users’ experiences and do not represent the website operator’s own assessment. All information without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Self-custody wallet | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | VASP license (Switzerland) | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Hardware wallet support | ✓ |
| ✓ | Staking (via ETPs) | ✓ |
| ✓ | BaFin regulation | ✓ |
| ✓ | Stocks & ETFs | ✓ |
| ✓ | SEPA direct debit | ✓ |
| Relai AG | Company | Scalable Capital GmbH |
| 2020 | Founded | 2014 |
| Virtual Asset Service Provider in Switzerland and MiCAR license applied for | Regulation | BaFin license as a securities institution |
| € 50 | Minimum Amount | € 1 |
| VideoIdent | KYC | eID, Video-ID, PostIdent |