Kraken vs Revolut Comparison

Kraken
Kraken
4.2of 5
Go to Kraken
vs
Revolut
Revolut
4.3of 5
Go to Revolut
0.99 %Fees1.49 %
€ 9.90Minimum cost per €1,000€ 14.90
629Cryptos300+
SEPA Instant Transfer, SEPA Transfer, PayPal, Credit CardPayment MethodsSEPA Instant Transfer, SEPA Transfer, Credit Card
EU: MiCA USA: CFTC UK: FCARegulationMiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22

Cost comparison

The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.

KrakenRevolut
€ 9.90Minimum cost per €1,000€ 14.90
0.99 %Fees1.49 %
€ 1.49Wallet transfer€ 1.49
LimitedCost transparencyNo
€ 1Minimum Amount€ 1.50
SEPA Instant Transfer, SEPA Transfer, PayPal, Credit CardPayment MethodsSEPA Instant Transfer, SEPA Transfer, Credit Card

On disclosed fees you pay €5.00 less at Kraken per €1,000 purchase.

Pros & Cons

Kraken
Kraken
Pros
  • 629 cryptocurrencies tradable, 516 of them directly against the euro (measured on 3 September 2026 via Kraken's public API)
  • MiCA authorisation in the EEA through Payward Europe Solutions Limited, Ireland, supervised by the Central Bank of Ireland
  • Savings plan and staking are offered
  • On the market since 2011, one of the oldest crypto exchanges
  • Kraken Pro at 0.40 % maker and 0.80 % taker is far cheaper than the simple buy route
Cons
  • The simple buy route costs 1 % for instant and recurring trades, 1.5 % for custom orders
  • The cheaper Pro rates require getting to grips with an order book interface
  • Since 9 July 2026 volume tiers apply across products; the tier follows the highest of three values
  • Kraken itself gives no consistent coin count, its own pages range from 200+ to 600+
Kraken Reviews
Revolut
Revolut
Pros
  • More than 300 tokens tradable, the widest selection among the brokers compared here
  • Transfers to your own wallets are possible
  • Staking and recurring investments available
  • Deposits via SEPA, SEPA instant transfer and credit card
  • MiCA authorisation held by Revolut Digital Assets (Europe) Ltd, CySEC licence CASP001/25 of 20 October 2025
  • Biometric verification for withdrawals as a security feature
Cons
  • The exchange fee depends on the subscription plan and trading volume. On its crypto page Revolut states only “from 0 %”; no standard fee is given there
  • According to Revolut, exchange rate and subscription fees apply on top
  • Cost transparency at the transaction confirmation has room for improvement, according to users
Revolut Reviews

Score Comparison

4.5Usability4.5
4.5Features4.5
4.1Fees4.4
4.1Stability4.4
4.1Support4.3

User Experiences

AI Analysis
4.5
App Store
4.9
4.2
Google Play
4.8
3.4
Trustpilot
4.7
Kraken
Kraken

According to the analyzed user reviews, Kraken is often described as simple and easy to understand, especially with regard to the app and basic usability. At the same time, users mainly report criticism of support-related topics and costs, so the overall picture from a user perspective is mixed.

Revolut
Revolut

Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.

This analysis is based on 1184 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews shown reflect users’ experiences and do not represent the site operator’s own assessment. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.

Features

KrakenRevolut
Savings plan
Staking
Wallet transfer
Cost transparency
2FA security
Account lock
SEPA instant bank transfer
PayPal
Credit card
Mobile app (iOS/Android)
Credit card payment
MiCA regulation
Web platform
Biometric security
SEPA Instant Transfer
Kraken
KrakenHighlights
  • On the market since 2011 with a significant market presence
  • Comprehensive security protocols incl. 2FA and account lock
  • 380+ cryptocurrencies tradable
  • Savings plan and staking on one platform
Revolut
RevolutHighlights
  • Over 300 tradeable cryptocurrencies
  • Crypto, card payments, transfers, and currency exchange in one app
  • MiCA-regulated via CySEC-registered subsidiary
  • Wallet transfer and staking available

The five areas head to head

AI Analysis

Fees & Costs

Kraken
Kraken

The reviews present a mixed picture when it comes to fees and costs: on the one hand, low fees are mentioned positively several times; on the other hand, users criticize high fees. According to user reviews, the perception of costs is therefore not consistent.

Revolut
Revolut

Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.

Usability & User Experience

Kraken
Kraken

Users particularly appreciate Kraken’s intuitive app and clear design, which are repeatedly described in reviews as easy to use. According to the reviews, getting started is quick for many users, and overall navigation is also mentioned positively. Some users report that the app does not open immediately, which makes usability appear limited from the perspective of individual reviews.

Revolut
Revolut

Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.

Features & Offering

Kraken
Kraken

In the analyzed user reviews, there are only a few recurring statements about features and the offering, which is why this area mainly reveals individual requests. Among other things, users want a candlestick chart, a prediction market, an auto-sell function, a 72-hour timer, and a widget for the app. In addition, some users would like more support for beginners and a calendar. Overall, the feedback mainly shows additional feature requests.

Revolut
Revolut

When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.

Stability & Security

Kraken
Kraken

Regarding stability and reliability, the analyzed user data mainly contains individual critical feedback. Some users report that the app cannot be opened immediately or that withdrawals are perceived as delayed. Overall, however, the available data is not sufficient, according to the reviews, to derive a clearly reliable user picture for this area.

Revolut
Revolut

Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.

Customer Support

Kraken
Kraken

When it comes to support, users comparatively often report longer waiting times or no response at all. According to the reviews, missing help and slow reactions are repeatedly criticized, making this area clearly viewed critically from a user perspective. Individual feedback also suggests that issues are not always resolved promptly.

Revolut
Revolut

When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.

Details

KrakenRevolut
Payward Europe Solutions LimitedCompanyRevolut Ltd.
2011Founded2015
EU: MiCA USA: CFTC UK: FCARegulationMiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22
€ 1Minimum Amount€ 1.50
Photo IDKYCPhoto ID

Verdict

Both providers are practically level in our overall rating (4.2 to 4.3).

On disclosed fees you pay €5.00 less at Kraken per €1,000 purchase.

KrakenOur Opinion

Kraken is considered one of the oldest and most established crypto exchanges and has been active in the market since 2011. With over 380 tradable cryptocurrencies as well as savings plan and staking features, the platform is appreciated by long-term investors. The extensive security protocols, including 2FA and account lock, are rated positively.

The trading fees of 0.99% and total costs of €9.90 per trade are in the middle range compared with cheaper providers. The lack of EU regulation or a BaFin license is occasionally criticized. Cost transparency is regarded as limited, which some users see as room for improvement.

Kraken is considered particularly suitable for investors who value a long-established platform with a wide coin selection and want to use savings plans and staking — even without EU regulation.

RevolutOur Opinion

Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 300 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. The crypto business sits with the Cypriot entity Revolut Digital Assets (Europe) Ltd., which has held licence CASP001/25 in the CySEC MiCAR register since 20 October 2025. The entity previously named here, RT Digital Securities Cyprus Ltd., is no longer listed there.

Unlike many German neobrokers, Revolut enables both wallet transfers to external wallets and staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.

Costs call for caution: Revolut advertises exchange fees “from 0 %”, but the small print on the same page states that the fee depends on the plan and the trading volume, and that exchange-rate and subscription fees apply on top. No standard fee is given, neither on the crypto page nor in the fee schedule. Anyone who wants to know the total cost has to work it out for their own plan and their own order size. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app.