eToro vs Revolut Comparison
| 1% crypto fee + spread | Fees | 1.49 % |
| € 29.00 | Cost for €1,000 | € 26.90 |
| 110+ | Cryptos | 210+ |
| SEPA Transfer (min. $50), Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| € 29.00 | Cost for €1,000 | € 26.90 |
| 1% crypto fee + spread | Fees | 1.49 % |
| – | Wallet transfer | € 1.49 |
| No | Cost transparency | No |
| approx. € 50 | Minimum Amount | € 1.50 |
| SEPA Transfer (min. $50), Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
On a €1,000 purchase you pay €2.10 less at Revolut.
Pros & Cons
- Trade over 100 verified cryptoassets according to the website
- CopyTrader is available for automatically copying other traders
- Multi-asset offering with stocks, ETFs, indices, commodities and currencies
- Demo account and Academy with courses, webinars and tutorials available
- Crypto wallet and wallet transfer within the eToro ecosystem available
- Fee structure with additional costs depending on the product has room for improvement
- Staking and individual features are partly limited by region and have room for improvement
- Extended crypto functions and club benefits are occasionally tied to conditions
- Over 210 cryptocurrencies tradeable – broad coin selection
- Wallet transfer to external wallets possible
- Staking and recurring investments available for regular investing
- Deposits via SEPA, SEPA Instant Transfer, and credit card
- MiCA regulation via RT Digital Securities Cyprus Ltd.
- Biometric verification for withdrawals as a security feature
- Trading fees of 1.49 % are room for improvement compared with specialized providers
- Total costs of approx. €26.90 per €1,000 trade are occasionally criticized
- According to users, cost transparency in the transaction confirmation has room for improvement
Score Comparison
User Experiences
AI AnalysisAccording to 658 analyzed user reviews, eToro is generally often described as easy to understand and practical for everyday use. Users especially appreciate the intuitive app and the clear layout, while fees and support are more often viewed critically in the user data.
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
This analysis is based on 1156 user reviews analyzed by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews presented reflect users' experiences and do not represent the website operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Futures trading | ✓ |
| ✓ | Copy trading | ✓ |
| ✓ | NFT marketplace | ✓ |
| ✓ | Tax export | ✓ |
| ✓ | Demo mode | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | MiCA regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Biometric security | ✓ |
| ✓ | SEPA Instant Transfer | ✓ |
- CopyTrader for mirroring other users' trading decisions
- 0% fee promotion on crypto purchases available for a limited time according to the website
- Cold storage and crypto wallet for custody and transfers within the offering
- Over 210 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
The five areas head to head
AI AnalysisFees & Costs
According to user reviews, the fees at eToro are comparatively often viewed critically. Users report high fees and high spreads. Overall, the fee area in the user data is described as having room for improvement.
Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
Usability & User Experience
Users especially appreciate eToro's intuitive app as well as the clear and very simple operation. According to reviews, getting started is usually quick even for less experienced users, because many processes are described as easy to follow. However, some users occasionally report login issues or that the app does not always start as expected, which means usability is perceived as limited in certain situations.
Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Features & Offering
Users particularly praise the Copy Trading feature and the many pieces of information available within the platform. According to reviews, the offering is generally seen as helpful for getting started and for finding one's way in the market. At the same time, some users would like to see more coins, additional reminder functions for SL/TP, as well as individual enhancements such as a smartwatch app or more settings for font size.
When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Stability & Security
Regarding stability and reliability, users occasionally report problems when starting the app and login difficulties. In the analyzed user reviews, it is also mentioned that the app does not function as expected in individual cases. However, a reliable overall assessment is only possible to a limited extent based on the user data available.
Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
Customer Support
The user data presents a rather critical picture of support. Users report slow support, poor experiences with customer service, or that they do not perceive sufficient support. Accordingly, customer service is more often described in reviews as having room for improvement.
When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Details
| eToro Europe Ltd. | Company | Revolut Ltd. |
| 2007 | Founded | 2015 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | MiCA regulation through RT Digital Securities Cyprus Ltd. (RTDSCL) in Cyprus by CySEC with registration number 001/22 |
| approx. € 50 | Minimum Amount | € 1.50 |
| Video-ID | KYC | Photo ID |
Verdict
Both providers are practically level in our overall rating (4.3 to 4.3).
On a €1,000 purchase you pay €2.10 less at Revolut.
eToro is considered one of the best-known multi-asset platforms worldwide and is especially recognized in the DACH region for its CopyTrader feature, which can automatically replicate other users' trading strategies. With more than 100 tradeable cryptoassets, an integrated demo account and an extensive Academy, eToro is seen as an accessible platform particularly suited to beginners.
In addition to crypto, the platform also offers stocks, ETFs, indices and commodities. According to the website, crypto trading in Germany is conducted via DLT Finance, while custody is provided by the BaFin-licensed Tangany GmbH. Staking, savings plans and a dedicated crypto wallet with wallet transfers within the eToro ecosystem are also available.
The fee structure is occasionally viewed by users as having room for improvement, as additional costs may arise depending on the product and usage. Extended crypto features and club benefits are also partly tied to certain conditions. eToro is therefore especially suitable for investors who want to trade crypto in the context of a broad multi-asset offering and value social trading features.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 210 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. MiCA regulation via the Cypriot subsidiary RT Digital Securities provides a European regulatory framework.
Unlike many German neobrokers, Revolut enables both wallet transfers to external wallets and staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
The trading fees of 1.49 % are at the upper end in the broker comparison and are occasionally criticized by users. Cost transparency in the transaction confirmation is also considered to have room for improvement. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app and who are willing to accept higher trading fees for it.