eToro vs Kraken Comparison
| 1% crypto fee + spread | Fees | 0.99 % |
| € 29.00 | Cost for €1,000 | € 9.90 |
| 110+ | Cryptos | 380+ |
| SEPA Transfer (min. $50), Credit Card, PayPal | Payment Methods | SEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | EU: MiCA USA: CFTC UK: FCA |
Pros & Cons
- Trade over 100 verified cryptoassets according to the website
- CopyTrader is available for automatically copying other traders
- Multi-asset offering with stocks, ETFs, indices, commodities and currencies
- Demo account and Academy with courses, webinars and tutorials available
- Crypto wallet and wallet transfer within the eToro ecosystem available
- Fee structure with additional costs depending on the product has room for improvement
- Staking and individual features are partly limited by region and have room for improvement
- Extended crypto functions and club benefits are occasionally tied to conditions
- Over 380 cryptocurrencies available
- Savings plan and staking offered
- On the market since 2011 – one of the oldest crypto exchanges
- Payment methods: SEPA instant bank transfer, PayPal, and credit card
- Wallet transfer fees of approx. €1.49
- Minimum investment possible from €1
- Trading fees of 0.99% could be improved compared with cheaper exchanges
- Total costs of €9.90 per trade occasionally criticized
- Cost transparency is assessed as limited
- No EU regulation or BaFin license available
Score Comparison
User Experiences
AI AnalysisAccording to 658 analyzed user reviews, eToro is generally often described as easy to understand and practical for everyday use. Users especially appreciate the intuitive app and the clear layout, while fees and support are more often viewed critically in the user data.
According to the analyzed user reviews, Kraken is often described as simple and easy to understand, especially with regard to the app and basic usability. At the same time, users mainly report criticism of support-related topics and costs, so the overall picture from a user perspective is mixed.
This analysis is based on 658 user reviews analyzed by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews presented reflect users' experiences and do not represent the website operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Futures trading | ✓ |
| ✓ | Copy trading | ✓ |
| ✓ | NFT marketplace | ✓ |
| ✓ | Tax export | ✓ |
| ✓ | Demo mode | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | Account lock | ✓ |
| ✓ | SEPA instant bank transfer | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
- CopyTrader for mirroring other users' trading decisions
- 0% fee promotion on crypto purchases available for a limited time according to the website
- Cold storage and crypto wallet for custody and transfers within the offering
- On the market since 2011 with a significant market presence
- Comprehensive security protocols incl. 2FA and account lock
- 380+ cryptocurrencies tradable
- Savings plan and staking on one platform
Details
| eToro Europe Ltd. | Company | Payward Inc. |
| 2007 | Founded | 2011 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | EU: MiCA USA: CFTC UK: FCA |
| approx. € 50 | Minimum Amount | € 1 |
| Video-ID | KYC | Photo ID |