ByBit EU vs Coinbase Comparison
| 0.1% | Fees | 1.49 % |
| — | Cost for €1,000 | € 14.90 |
| +100 | Cryptos | 260+ |
| — | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| MiCAR license via FMA | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| — | Cost for €1,000 | € 14.90 |
| 0.1% | Fees | 1.49 % |
| — | Wallet transfer | € 0.24 |
| — | Cost transparency | No |
| ~$5-10 USD | Minimum Amount | € 1 |
| — | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
Pros & Cons
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Low fees: 0.25% spot, 0.02% maker / 0.055% taker on futures
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
- High-leverage derivatives are restricted for EEA retail clients under MiCA
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
- First company with a crypto license from BaFin
- Over 260 cryptocurrencies available
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card, and PayPal
- Educational program with cryptocurrency rewards for completed modules
- Minimum investment possible from 1 €
- Trading fees of 1.49 % are room for improvement compared with competitors
- Total costs of 14,90 € per trade are occasionally criticized
- Cost transparency is rated as limited
Score Comparison
User Experiences
AI AnalysisAccording to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions on bybit.eu.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA instant transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | PayPal | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Web platform | ✓ |
- EU-regulated (MiCA, FMA Austria)
- Competitive spot and futures fees
- Cold-wallet custody and proof of reserves
- First crypto license from BaFin in Germany
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0,24 €
- On the market since 2012 – one of the oldest crypto companies
The five areas head to head
AI AnalysisFees & Costs
Spot trading: 0.25%. Futures: 0.02% maker / 0.055% taker. Deposit and withdrawal costs depend on the method used; crypto transfers incur the usual network fees.
When it comes to fees, many users report high costs. In the reviews, this point is repeatedly criticized.
Usability & User Experience
Not enough reviews available.
Users especially appreciate Coinbase for its intuitive app as well as its simple and clear experience. According to reviews, beginners in particular find the interface easy to use, as many processes are described as fast and user-friendly. However, some users occasionally report login issues.
Features & Offering
Not enough reviews available.
According to reviews, many users describe the basic offering as easy to access. At the same time, users want more exchange features, candlestick charts, and a larger selection of smaller coins. Additional functions such as customizable notifications, adding a beneficiary, Cash App/Apple Pay, more crypto services, and a dust button are also mentioned.
Stability & Security
Not enough reviews available.
Regarding stability, users occasionally report that the app does not start, freezes, or cannot be opened. Login issues are also mentioned in the reviews.
Customer Support
Not enough reviews available.
Regarding support, users repeatedly report difficulty reaching customer service in the reviews. According to user data, it is also mentioned that help does not come in a timely manner or that responses are missing.
Details
| Bybit EU GmbH | Company | Coinbase Global, Inc. |
| 2018 | Founded | 2012 |
| MiCAR license via FMA | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| ~$5-10 USD | Minimum Amount | € 1 |
| — | KYC | eID, VideoIdent |
Verdict
In our overall rating Coinbase leads with 4.8 against 4.1 for ByBit EU.
For most investors Coinbase is therefore the better choice.
Bybit EU pairs the strengths of the wider Bybit exchange – low fees, fast execution and a well-built interface – with a genuine EU licence (MiCA, granted by Austria's FMA). For European investors who want a regulated venue without giving up depth of markets, it is one of the more compelling options in 2026. Anyone expecting the very high leverage available on Bybit's global platform should note that those products are restricted for EEA retail clients under MiCA.
Coinbase is regarded as one of the best-known crypto exchanges worldwide and is valued for obtaining the first BaFin crypto license in Germany. With over 260 tradable cryptocurrencies, a savings plan, and staking, the platform offers a solid range of services. In particular, the educational program, in which users receive crypto rewards for completing learning modules, is viewed positively as an innovative addition.
The trading fees of 1.49 % and total costs of 14,90 € per trade are room for improvement compared with cheaper providers. The limited cost transparency is also occasionally criticized. On the other hand, the low wallet transfer fees of approx. 0,24 € and the variety of payment methods are seen as advantages.
Coinbase is especially considered suitable for beginners who prefer a BaFin-regulated platform with educational offerings and easy-to-use features and who can accept compromises on trading fees.