ByBit EU vs Coinbase Comparison
In our overall rating Coinbase leads with 4.8 out of 5 points, ahead of ByBit EU with 4.1. Our table lists the trading fee as “0.25% maker; 0.25% taker” for ByBit EU and “up to 1.875% + spread” for Coinbase. If you care most about fees, ByBit EU has the better sub-score, while Coinbase leads on usability, features, stability, and support.
| 0.25% maker 0.25% taker | Fees | up to 1.875% + spread |
| — | Minimum cost per €1,000 | up to € 18.75 + spread |
| +100 | Cryptos | 404 |
| SEPA transfer, Visa, Mastercard, Google Pay, Apple Pay | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
| MiCAR license via FMA | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| — | Minimum cost per €1,000 | up to € 18.75 + spread |
| 0.25% maker 0.25% taker | Fees | up to 1.875% + spread |
| — | Wallet transfer | € 0.24 |
| — | Cost transparency | No |
| 1 EUR per order, card deposit from 10 USD | Minimum Amount | € 1 |
| SEPA transfer, Visa, Mastercard, Google Pay, Apple Pay | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal |
Bybit EU charges fixed maker and taker rates for spot trading. For pairs against the euro the rate falls with your trading volume over the last 30 days; from VIP 1 the same rate applies to both pair types.
| Transaction | Cost at Bybit EU |
|---|---|
| Spot, crypto pairs, regular user | 0.25% maker, 0.25% taker |
| Spot, EUR pairs, up to USD 100,000 volume in 30 days | 0.25% maker and taker |
| Spot, EUR pairs, USD 100,000 to 250,000 | 0.22% maker and taker |
| Spot, EUR pairs, USD 250,000 to 500,000 | 0.2% maker and taker |
| Spot, EUR pairs, from USD 500,000 | 0.15% maker and taker |
| VIP 1, all spot pairs | 0.12% maker and taker |
| EUR deposits and withdrawals | fee shown before the transaction |
| Crypto withdrawals | network fee per coin |
How to save: If you trade larger amounts against the euro, the volume tiers on EUR pairs pay off: from USD 500,000 in 30 days the rate is 0.15%. From VIP 1 the rate for all spot pairs drops to 0.12%. See how Bybit EU compares on fees in our crypto exchange comparison.
Fees as of 21 October 2026 according to the Bybit EU fee schedule.
Coinbase does not publish one fixed fee rate for all purchases. What a trade costs depends on payment method, order size and market conditions and is shown in the order preview before you confirm. The fixed items at a glance:
| Action | Cost at Coinbase |
|---|---|
| Holding euros and crypto | free |
| Transfer to other Coinbase users | free |
| Simple buy and sell | Coinbase fee depending on payment method and order size, plus a spread in the quoted price |
| Simple limit order | 1% execution fee, plus a Coinbase fee of up to 1.875% depending on payment method |
| Coinbase Advanced | no spread, order book trading with maker and taker fees that fall as volume rises |
| Coinbase One (subscription) | buy and sell without trading fees, a spread may be included; the 1% limit order fee still applies |
| Staking | 35% commission on rewards (ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, XTZ), 25.25% to 31.75% with Coinbase One |
| Sending to an external wallet | network fee based on Coinbase's estimate |
| Euro deposits and withdrawals | depends on the payment method, shown before the transaction |
How to save: Coinbase Advanced has no spread and fees fall with trading volume, so frequent traders usually pay less there than with simple buys. Simple limit orders cost an extra 1%. Coinbase One only pays off with many purchases, because the subscription itself costs money. See how Coinbase compares on fees in our crypto exchange comparison.
Fees as of 21 October 2026 according to the Coinbase Help Center.
Pros & Cons
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Spot fees of 0.25% maker / 0.25% taker, lower with VIP status
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
- No futures or other derivatives for EEA retail clients, spot trading only
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
- MiCA authorisation via Luxembourg, regulated EU-wide
- In 2021 the first company with a BaFin crypto custody licence in Germany
- Over 400 cryptocurrencies in the catalogue
- Savings plan and staking are offered
- Payment methods: SEPA instant transfer, credit card and PayPal
- Educational program with cryptocurrency rewards
- Minimum investment from 1 €
- No fixed fee rate is published any more: the Coinbase fee depends on payment method, order size and market conditions and only becomes visible in the order preview
- For simple purchases Coinbase states 1.875 %, for limit orders 1 %, both above the market average
- Cost transparency is rated as limited by users
- Coinbase itself no longer publishes a number of tradable coins
Score Comparison
User Experiences
AI AnalysisAccording to the analyzed user data, Coinbase is described by many users as intuitive, clear, and particularly suitable for a quick start. At the same time, users repeatedly report high fees as well as support and access issues.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of October 2026, without guarantee; check current conditions on bybit.eu.
Features
| not specified | Savings plan | available |
| not specified | Staking | available |
| not specified | Wallet transfer | not available |
| not specified | Cost transparency | not available |
| not specified | 2FA security | not available |
| not specified | SEPA instant transfer | available |
| not specified | Credit card | available |
| not specified | PayPal | available |
| not specified | Mobile app (iOS/Android) | available |
| not specified | Web platform | available |
- EU-regulated (MiCA, FMA Austria)
- Spot fees of 0.25% maker / 0.25% taker
- Cold-wallet custody and proof of reserves
- MiCA-licensed through Coinbase Luxembourg S.A. under CSSF supervision, regulated EU-wide (register as of 21 August 2026)
- In 2021 the first company to hold a BaFin crypto custody licence; since 2026 the EU business runs on the MiCA authorisation
- Educational program with crypto rewards for completed learning modules
- Low wallet transfer fees of approx. 0.24 €
- On the market since 2012, one of the oldest crypto companies
The five areas head to head
AI AnalysisFees & Costs
Spot trading (VIP 0, crypto pairs): 0.25% maker / 0.25% taker (as of 16 October 2026). Bybit EU does not offer futures or other derivatives to EEA retail clients. Deposit and withdrawal costs depend on the method used; crypto transfers incur the usual network fees.
When it comes to fees, many users report high costs. In the reviews, this point is repeatedly criticized.
Usability & User Experience
Not enough reviews available.
Users especially appreciate Coinbase for its intuitive app as well as its simple and clear experience. According to reviews, beginners in particular find the interface easy to use, as many processes are described as fast and user-friendly. However, some users occasionally report login issues.
Features & Offering
Not enough reviews available.
According to reviews, many users describe the basic offering as easy to access. At the same time, users want more exchange features, candlestick charts, and a larger selection of smaller coins. Additional functions such as customizable notifications, adding a beneficiary, Cash App/Apple Pay, more crypto services, and a dust button are also mentioned.
Stability & Security
Not enough reviews available.
Regarding stability, users occasionally report that the app does not start, freezes, or cannot be opened. Login issues are also mentioned in the reviews.
Customer Support
Not enough reviews available.
Regarding support, users repeatedly report difficulty reaching customer service in the reviews. According to user data, it is also mentioned that help does not come in a timely manner or that responses are missing.
Details
| Bybit EU GmbH | Company | Coinbase Global, Inc. |
| 2018 | Founded | 2012 |
| MiCAR license via FMA | Regulation | First company with BaFin crypto license. Deficiencies flagged in 2022, since remediated. MiCA via Luxembourg. |
| 1 EUR per order, card deposit from 10 USD | Minimum Amount | € 1 |
| Identity verification (required for fiat deposits and withdrawals) | KYC | eID, VideoIdent |
Verdict
In our overall rating Coinbase leads with 4.8 against 4.1 for ByBit EU.
For most investors Coinbase is therefore the better choice.
Bybit EU pairs the strengths of the wider Bybit exchange – low fees, fast execution and a well-built interface – with a genuine EU licence (MiCA, granted by Austria's FMA). For European investors who want a regulated venue without giving up depth of markets, it is one of the more compelling options in 2026. Anyone expecting the very high leverage available on Bybit's global platform should note that those products are not available to EEA retail clients.
Coinbase is regarded as one of the best-known crypto exchanges worldwide and is valued for obtaining the first BaFin crypto license in Germany. With over 260 tradable cryptocurrencies, a savings plan, and staking, the platform offers a solid range of services. In particular, the educational program, in which users receive crypto rewards for completing learning modules, is viewed positively as an innovative addition.
Trading fees of up to 1.875% depending on the payment method, up to €18.75 per €1,000 traded, are room for improvement compared with cheaper providers. The limited cost transparency is also occasionally criticized. On the other hand, the low wallet transfer fees of approx. 0,24 € and the variety of payment methods are seen as advantages.
Coinbase is especially considered suitable for beginners who prefer a BaFin-regulated platform with educational offerings and easy-to-use features and who can accept compromises on trading fees.
Is Coinbase safe and legit?
Coinbase is licensed under MiCA and supervised for EU customers by Luxembourg's financial regulator CSSF. Its parent Coinbase Global has been listed on Nasdaq since 2021 and publishes its results there regularly. Two-factor sign-in and passkeys are available for your account. In May 2025 Coinbase disclosed that bribed support staff had passed on customer data of a small share of users; according to Coinbase, passwords, private keys and funds were not affected. Coinbase never asks customers to move crypto to another account: anyone pushed to do so on the phone is dealing with scammers.