Bitpanda Fusion vs ByBit EU Comparison
| 0.25 % | Fees | 0.1% |
| € 3.00 | Cost for €1,000 | — |
| 100+ | Cryptos | +100 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
| MiCA license via BaFin | Regulation | MiCAR license via FMA |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.
| € 3.00 | Cost for €1,000 | — |
| 0.25 % | Fees | 0.1% |
| € 2.91 | Wallet transfer | — |
| Yes | Cost transparency | — |
| € 1 | Minimum Amount | ~$5-10 USD |
| SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPal | Payment Methods | — |
Pros & Cons
- Volume-based maker/taker fees from 0.25% down to 0.02%
- Pro order types: limit, stop-limit, stop-market, take-profit, OCO
- Native TradingView charts with advanced indicators
- Public REST and WebSocket API for algorithmic trading
- Shared account with standard Bitpanda -- no extra onboarding
- Liquidity from 12+ aggregated order books
- Learning curve compared to the standard Bitpanda app has room for improvement
- Savings plan feature not available on Fusion
- Lowest fee tiers only reachable from high 30-day volume onward
- Asset selection limited to spot pairs -- no precious metals or stocks like on standard Bitpanda
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Low fees: 0.25% spot, 0.02% maker / 0.055% taker on futures
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
- High-leverage derivatives are restricted for EEA retail clients under MiCA
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
User Experiences
AI AnalysisNo separate analysis -- based on Bitpanda.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of July 2026, without guarantee – check current conditions on bybit.eu.
Features
| ✓ | Maker/Taker Model | ✓ |
| ✓ | Order Types | ✓ |
| ✓ | API | ✓ |
| ✓ | Charts | ✓ |
| ✓ | Aggregated Order Books | ✓ |
| ✓ | Savings Plan | ✓ |
| ✓ | Wallet Transfer | ✓ |
| ✓ | 2FA Security | ✓ |
| ✓ | BaFin License | ✓ |
| ✓ | Mobile App | ✓ |
- 7-tier maker/taker model from 0.25% down to 0.02%
- Native TradingView charts and pro order types
- Public REST and WebSocket API
- BaFin licensing via the Bitpanda ecosystem
- EU-regulated (MiCA, FMA Austria)
- Competitive spot and futures fees
- Cold-wallet custody and proof of reserves
The five areas head to head
AI AnalysisFees & Costs
No separate analysis -- based on Bitpanda.
Spot trading: 0.25%. Futures: 0.02% maker / 0.055% taker. Deposit and withdrawal costs depend on the method used; crypto transfers incur the usual network fees.
Details
| Bitpanda GmbH | Company | Bybit EU GmbH |
| 2014 | Founded | 2018 |
| MiCA license via BaFin | Regulation | MiCAR license via FMA |
| € 1 | Minimum Amount | ~$5-10 USD |
| eID, Photo ID | KYC | — |
Verdict
In our overall rating Bitpanda Fusion leads with 4.6 against 4.1 for ByBit EU.
For most investors Bitpanda Fusion is therefore the better choice.
Bitpanda Fusion is the pro trading platform within the Bitpanda ecosystem and is aimed at active traders with higher volume. Instead of the flat 0.99% fee on the standard app, a 7-tier volume-based maker/taker model applies here, ranging from 0.25% down to 0.02%. Account, verification, and custody are shared with the regular Bitpanda platform -- no separate onboarding is required.
The trading interface is based on a classic limit order book with native TradingView integration and supports limit, stop-limit, stop-market, take-profit, and OCO orders. According to the provider, liquidity is sourced from more than twelve aggregated order books. A public REST and WebSocket API rounds out the offering for algorithmic trading. The learning curve compared to the standard Bitpanda app is occasionally criticized in user comments, as is the absence of the savings plan feature.
Bitpanda Fusion is considered particularly suitable for traders who value maker/taker conditions, pro order types, and API access. Those who mainly use savings plans, precious metals, or simple direct purchase are better served on the standard platform. This comparison does not constitute investment advice.
Bybit EU pairs the strengths of the wider Bybit exchange – low fees, fast execution and a well-built interface – with a genuine EU licence (MiCA, granted by Austria's FMA). For European investors who want a regulated venue without giving up depth of markets, it is one of the more compelling options in 2026. Anyone expecting the very high leverage available on Bybit's global platform should note that those products are restricted for EEA retail clients under MiCA.