Bitcoin.de vs ByBit EU Comparison
In our overall rating ByBit EU leads with 4.1 out of 5 points, ahead of Bitcoin.de with 3.2. ByBit EU lists more cryptocurrencies (more than 100) than Bitcoin.de (10). Bitcoin.de has been on the market longer, founded in 2011, while ByBit EU followed in 2018.
| 0.5 % | Fees | 0.25% taker 0.10 to 0.15% maker from 5 Oct 2026: 0.25% |
| € 5.00 | Minimum cost per €1,000 | — |
| 10 | Cryptos | +100 |
| SEPA Transfer | Payment Methods | SEPA transfer, Visa, Mastercard, Google Pay, Apple Pay |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCAR license via FMA |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 5.00 | Minimum cost per €1,000 | — |
| 0.5 % | Fees | 0.25% taker 0.10 to 0.15% maker from 5 Oct 2026: 0.25% |
| € 3.73 | Wallet transfer | — |
| Limited | Cost transparency | — |
| € 60 | Minimum Amount | 1 EUR per order, card deposit from 10 USD |
| SEPA Transfer | Payment Methods | SEPA transfer, Visa, Mastercard, Google Pay, Apple Pay |
Pros & Cons
- Regulated in Germany as a marketplace of futurum bank AG
- Pioneer among German cryptocurrency platforms – active since 2011
- Trading fees of 0.5 %
- Wallet transfer possible
- Funds remain in the user’s own bank account
- Trading and deposits are paused until further notice. bitcoin.de suspended both because of its pending MiCAR authorisation, according to its own notice dated 21 August 2026. Withdrawals continue. Nothing can currently be bought.
- No granted MiCA authorisation in the ESMA register
- Selection of only 10 cryptocurrencies could be expanded
- Only SEPA bank transfer as a payment method
- Interface occasionally criticised as in need of modernisation
- MiCA licence from Austria's FMA – a clear regulatory basis for EU/EEA investors
- Spot fees from 0.10% maker / 0.25% taker
- Hundreds of tradable crypto assets
- Assets held largely in cold storage, 2FA, proof-of-reserves audits
- Fast execution and a well-rated app (iOS/Android)
- Registered in Vienna, inside the EU
- No futures or other derivatives for EEA retail clients, spot trading only
- Security incident in February 2025 (around 401,000 ETH drained)
- The sheer number of features can overwhelm outright beginners
User Experiences
AI AnalysisNot enough reviews available.
Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures as of September 2026, without guarantee – check current conditions on bybit.eu.
Features
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Cost transparency | ✓ |
| ✓ | 2FA security | ✓ |
| ✓ | SEPA transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Minimum amount | ✓ |
| ✓ | Mobile app | ✓ |
| ✓ | Web platform | ✓ |
- Pioneer among German crypto marketplaces – since 2011
- Regulated through futurum bank AG in Germany
- Euro balances remain in the user’s own bank account
- KYC via bank verification, VideoIdent or PostIdent
- EU-regulated (MiCA, FMA Austria)
- Spot fees from 0.10% maker
- Cold-wallet custody and proof of reserves
The five areas head to head
AI AnalysisFees & Costs
Not enough reviews available.
Spot trading (VIP 0, crypto pairs): 0.10% maker / 0.25% taker; from 5 October 2026 a flat 0.25%. Bybit EU does not offer futures or other derivatives to EEA retail clients. Deposit and withdrawal costs depend on the method used; crypto transfers incur the usual network fees.
Details
| futurum bank AG | Company | Bybit EU GmbH |
| 2011 | Founded | 2018 |
| Regulated in Germany as a marketplace of futurum bank AG | Regulation | MiCAR license via FMA |
| € 60 | Minimum Amount | 1 EUR per order, card deposit from 10 USD |
| Bank verification, VideoIdent, PostIdent | KYC | Identity verification (required for fiat deposits and withdrawals) |
Verdict
In our overall rating ByBit EU leads with 4.1 against 3.2 for Bitcoin.de.
For most investors ByBit EU is therefore the better choice.
Bitcoin.de is regarded as a pioneer among German crypto marketplaces and has been active since 2011 – making the platform one of the oldest providers in the German-speaking market. Regulation through futurum bank AG in Germany and the principle that euro balances remain in the user’s own bank account are viewed positively by security-conscious users.
The selection of just 10 cryptocurrencies is clearly room for improvement compared with modern exchanges. The limitation to SEPA as the only payment method, the lack of a mobile app, and 2FA protection only via SMS are also occasionally criticized. Some users consider the interface in need of modernization.
Bitcoin.de is seen as particularly suitable for investors who want to rely on a long-established, Germany-regulated platform and focus primarily on trading Bitcoin and a few other cryptocurrencies.
Bybit EU pairs the strengths of the wider Bybit exchange – low fees, fast execution and a well-built interface – with a genuine EU licence (MiCA, granted by Austria's FMA). For European investors who want a regulated venue without giving up depth of markets, it is one of the more compelling options in 2026. Anyone expecting the very high leverage available on Bybit's global platform should note that those products are not available to EEA retail clients.