| 1.49 % | Fees | 0% commission; costs over the spread |
| € 26.90 | Cost for €1,000 | Not comparable (spread-based) |
| 210+ | Cryptos | 39 crypto CFDs |
| SEPA Instant Transfer, SEPA Transfer, Credit Card | Payment Methods | SEPA/Bank transfer, credit/debit card, e-wallets (Skrill, Neteller – with fee) |
| MiCA regulation through RT Digital Securities Cyprus Ltd. in Cyprus by CySEC with registration number 001/22 | Regulation | Regulated by KNF (Poland), CySEC (Cyprus), FCA (UK), among others |
Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
According to the analyzed user reviews, the overall picture of XTB is mixed. Users particularly appreciate the clear, easy-to-understand interface; however, in terms of support, fees, and technical reliability, users occasionally report critical experiences.
This analysis is based on 155 user reviews evaluated with AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect users' experiences and do not constitute an evaluation by the site operator. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card payment | ✓ |
| ✓ | MiCA regulation | ✓ |
| ✓ | Web platform | ✓ |
| ✓ | Mobile app (iOS/Android) | ✓ |
| ✓ | Biometric security | ✓ |
| ✓ | SEPA Instant Transfer | ✓ |
| ✓ | Card | ✓ |
| ✓ | Futures trading | ✓ |
| ✓ | Copy trading | ✓ |
| ✓ | Tax export | ✓ |
| ✓ | Demo mode | ✓ |
| ✓ | Education area | ✓ |
| Revolut Ltd. | Company | XTB S.A. |
| 2015 | Founded | 2002 |
| MiCA regulation through RT Digital Securities Cyprus Ltd. in Cyprus by CySEC with registration number 001/22 | Regulation | Regulated by KNF (Poland), CySEC (Cyprus), FCA (UK), among others |
| € 1.50 | Minimum Amount | 0 € (recommended approximately 250 € for the first deposit) |
| Photo ID | KYC | Photo ID, fully digital verification |