Revolut vs Traders Place Comparison
In our overall rating Revolut leads with 4.3 out of 5 points, ahead of Traders Place with 2.7. On disclosed fees Traders Place is cheaper: 0.9 % instead of 1.49 % trading fee, which means € 9.00 instead of € 14.90 per €1,000 purchase. If you care most about usability, features, stability, and support, Revolut has the better sub-scores.
| 1.49 % | Fees | 0.9 % |
| € 14.90 | Minimum cost per €1,000 | € 9.00 |
| 300+ | Cryptos | 59 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card | Payment Methods | SEPA Transfer |
| MiCA licence for Revolut Digital Assets Europe Ltd from CySEC (Cyprus), CASP001/25 of 20 October 2025 | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 14.90 | Minimum cost per €1,000 | € 9.00 |
| 1.49 % | Fees | 0.9 % |
| £1 to £3 + network fee | Wallet transfer | – |
| No | Cost transparency | Limited |
| € 1.50 | Minimum Amount | € 1 |
| SEPA Instant Transfer, SEPA Transfer, Credit Card | Payment Methods | SEPA Transfer |
On disclosed fees you pay €5.90 less at Traders Place per €1,000 purchase.
Revolut charges crypto purchases and sales in the app according to your plan and your trading volume over the past 30 days. You pay whichever is higher, the percentage fee or the minimum fee; according to Revolut, a one-sided spread of typically 0 to 3% comes on top. In Germany the plans cost €0 (Standard), €2.99 (Plus), €8.99 (Premium), €15.99 (Metal) and €65 (Ultra) a month.
| Transaction | Standard and Plus | Premium and Metal | Ultra |
|---|---|---|---|
| Crypto purchase or sale in the app, up to €10,000 of volume in 30 days | 1.49% | 0.99% | 0.49% |
| €10,000 to €50,000 | 1.29% | 0.79% | 0.39% |
| €50,000 to €100,000 | 1.09% | 0.69% | 0.29% |
| €100,000 to €250,000 | 0.89% | 0.49% | 0.19% |
| €250,000 and above | 0.49% | 0.29% | 0% |
| Minimum fee on an order of €100 to €150 | €2.49 | €1.49 | €0.99 |
| Recurring buy (savings plan) | percentage fee, no minimum fee | percentage fee, no minimum fee | percentage fee, no minimum fee |
| Fair usage fee on exchanges above the monthly limit | Standard 1% above €1,000, Plus 0.5% above €3,000 | none | none |
| Custody and crypto deposits | €0 | €0 | €0 |
| Crypto withdrawal to an external wallet | service fee equivalent to £3 (£1 for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA) plus the network fee | ||
| Trading on the Revolut X exchange | 0% maker, 0.09% taker, regardless of plan | ||
How to save: A €100 purchase costs €2.49 on the Standard plan because of the minimum fee; from €200 the percentage applies, which is €14.90 on €1,000. The same €1,000 market order costs €0.90 in taker fees on Revolut X, and a limit order as a maker costs nothing. Recurring buys pay no minimum fee. If you regularly exchange more than €1,000 a month on the Standard plan, you pay a 1% fair usage fee on the rest; Plus raises the limit to €3,000 for €2.99 a month.
As of 1 November 2026 according to the “Exchanging Cryptocurrencies” fee schedule of Revolut Digital Assets Europe Ltd, the euro tables for volume tiers and minimum fees, the Revolut X page and Revolut's plan comparison for Germany.
Traders Place charges a fixed percentage of the trade value for crypto, with a surcharge on small orders. The securities account and settlement account are free. The items at a glance:
| Item | Cost at Traders Place |
|---|---|
| Buying or selling crypto assets | 0.9 % of the trade value (0.5 % Traders Place, 0.4 % Baader Bank) |
| Crypto order below €500 trade value | additional €1.00 small-order surcharge |
| Savings plan on crypto ETPs (13 ETPs from 21Shares) | €0 per execution, plus customary market spreads |
| Stocks, ETFs, funds and bonds via gettex | €0 per order from €500 trade value, €0.95 below |
| Securities account and settlement account at Baader Bank | free |
| Transferring crypto assets in or out | not possible |
How to save: The €1 surcharge only applies below €500 trade value. A €100 purchase therefore costs €1.90, or 1.9 %, while a €1,000 purchase costs €9. If you want to put small amounts into crypto regularly, a savings plan on a crypto ETP carries no order fee.
Fees as of 1 November 2026 according to the Traders Place crypto price list.
Pros & Cons
- More than 300 tokens tradable, the widest selection among the brokers compared here
- Transfers of BTC, ETH and more than 30 other tokens to your own wallets, with biometric confirmation for withdrawals
- Staking and recurring investments available, recurring buys without a minimum fee
- Deposits via SEPA, SEPA instant transfer and credit card
- MiCA authorisation held by Revolut Digital Assets (Europe) Ltd, CySEC licence CASP001/25 of 20 October 2025
- Revolut's own exchange Revolut X with 0% maker and 0.09% taker fees and over 400 trading pairs
- On the Standard and Plus plans a crypto purchase in the app costs 1.49%, on Premium and Metal 0.99% and on Ultra 0.49% (up to €10,000 of volume in 30 days); a minimum fee applies to small amounts, so a €100 purchase costs €2.49 on Standard
- According to Revolut, a one-sided spread of typically 0 to 3% comes on top; on the Standard plan, exchanges above €1,000 a month also incur a 1% fair usage fee (Plus: 0.5% above €3,000)
- Crypto withdrawals to an external wallet cost a service fee equivalent to £3 (£1 for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA) plus the network fee
- Cost transparency at the transaction confirmation has room for improvement, according to users
- In September 2026, Revolut confirmed it had handed over identity and account data of around 680 customers in Europe in response to forged requests from an authority; according to Revolut, its systems and customer funds were not affected
- 59 cryptocurrencies available to trade, around the clock
- Savings plans from €1 with no order fee, for crypto via 13 crypto ETPs from 21Shares
- Crypto custodian Tangany GmbH with a MiCA licence from BaFin
- Securities account and settlement account at Baader Bank free of charge
- App available for iOS, Android, and web
- German investment firm based in Freilassing, majority owned by the GRAWE Group
- Wallet transfer to your own wallets not possible, the price list rules out moving coins in or out
- No staking on offer
- No savings plans directly on the 59 crypto assets, only on crypto ETPs
- Crypto trading only for customers resident in Germany
- Deposits only via SEPA transfer, additional payment methods would help
- 2FA security based on SMS, expanded options would help
Score Comparison
User Experiences
AI AnalysisBased on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
According to reviews, Traders Place is generally described as clear and, in many cases, easy to use. At the same time, users repeatedly report difficulties with the app and login, which means the overall impression from a user perspective is mixed.
Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. This analysis is based on 798 user reviews evaluated with AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher, the platform ratings shown (star ratings) refer to all reviews available there. The reviews presented reflect users' experiences and do not constitute an evaluation by the site operator. All information is provided without guarantee. Ratings as of: September 2026; review summaries as of: March 2026. This comparison does not constitute investment advice.
Features
| available | Savings plan | available |
| available | Staking | not available |
| available | Wallet transfer | not available |
| available | Credit card payment | not available |
| available | MiCA regulation | not specified |
| available | Web platform | available |
| available | Mobile app (iOS/Android) | available |
| available | Biometric security | not specified |
| available | SEPA Instant Transfer | not specified |
| not specified | BaFin-regulated custodian | available |
| not specified | Stocks & ETFs | available |
| not specified | SEPA transfer | available |
- Over 300 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
- German broker with BaFin-licensed crypto custodian Tangany
- Savings plans from €1 for a low-threshold entry
- 59 tradable cryptocurrencies
- Trading fees of 0.9 % for crypto
The five areas head to head
AI AnalysisFees & Costs
Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
According to reviews, users generally view the fees and conditions positively. Users report fair prices and good conditions. Overall, the available user data contains mostly praise, while major criticism of fees is not a focal point.
Usability & User Experience
Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Users appreciate the clear layout and describe the app in many reviews as easy to use. However, according to reviews, the user navigation is also often perceived as not intuitive or somewhat confusing in places. Some users also report that registration and login do not always work smoothly, so from a user perspective the usability still has room for improvement.
Features & Offering
When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Users are mainly looking for a tax-loss certificate in the app, two-factor authentication, and more filtering and sorting options. In addition, the lack of push notifications and a watchlist as a tab are mentioned. Some users also want movable logos and small improvements.
Stability & Security
Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
According to reviews, some users describe Traders Place as reliable. At the same time, users repeatedly report that the app freezes, hangs, or crashes; incorrect prices and interrupted VideoIdent processes are also mentioned. Stability is therefore perceived in a mixed way from a user perspective.
Customer Support
When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Users sometimes report fast support, which is explicitly praised in some reviews. At the same time, according to reviews, it is mentioned more often that responses do not arrive or inquiries are not answered. Support is therefore perceived differently overall from a user perspective.
Details
| Revolut Ltd. | Company | Traders Place GmbH & Co. KGaA |
| 2015 | Founded | 2023 |
| MiCA licence for Revolut Digital Assets Europe Ltd from CySEC (Cyprus), CASP001/25 of 20 October 2025 | Regulation | Crypto custodian Tangany GmbH has a BaFin license. |
| € 1.50 | Minimum Amount | € 1 |
| Photo ID | KYC | eID, Video-ID |
Verdict
In our overall rating Revolut leads with 4.3 against 2.7 for Traders Place.
On disclosed fees you pay €5.90 less at Traders Place per €1,000 purchase.
For most investors Revolut is therefore the better choice.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 300 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. The crypto business sits with the Cypriot entity Revolut Digital Assets (Europe) Ltd., which has held licence CASP001/25 in the CySEC MiCAR register since 20 October 2025. The entity previously named here, RT Digital Securities Cyprus Ltd., is no longer listed there.
Unlike many German neobrokers, Revolut enables transfers to your own wallets, according to Revolut for BTC, ETH and more than 30 other tokens, as well as staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
Costs deserve a close look: Revolut advertises exchange fees “from 0%”, but that rate only applies on the Ultra plan above €250,000 of trading volume in 30 days. According to the fee schedule of Revolut Digital Assets Europe, a crypto purchase in the app costs 1.49% on the Standard and Plus plans, 0.99% on Premium and Metal and 0.49% on Ultra, with lower rates at higher volumes. Small orders are subject to a minimum fee, so a €100 purchase costs €2.49 on the Standard plan, and a one-sided spread of typically 0 to 3% comes on top. Trading is considerably cheaper on Revolut's own exchange Revolut X, at 0% maker and 0.09% taker fees. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app.
In September 2026, Revolut confirmed that it had handed over customer data, including identity documents, account statements and transaction histories, in response to forged information requests sent from the email account of a genuine public authority. According to Revolut, around 680 customers in Europe were affected, while its systems and customer funds were not. On 20 October 2026, the app was disrupted for part of the day following an outage at Google Cloud; Revolut said customers' money and data were safe.
Traders Place is a comparatively young German broker (founded in 2023) that offers 59 cryptocurrencies in addition to stocks and ETFs. Crypto custody is handled by Tangany GmbH, which is licensed by BaFin and is regarded as regulatorily reliable in the DACH region. Savings plans start at €1 with no order fee, but for crypto they only cover 13 crypto ETPs from 21Shares, not the crypto assets themselves.
How crypto trading works: Traders Place takes the order and passes it to Baader Bank, which buys or sells as a commission agent via Hyphe, currently the only trading venue. The coins are held in custody by Tangany GmbH. All three parties appear in ESMA's MiCA register: Tangany with its own BaFin licence for custody and transfers since 8 August 2025, Traders Place (since 21 July 2025) and Baader Bank with a MiCA notification to BaFin. Trading runs around the clock, and the execution price can differ from the displayed price when markets move sharply. Crypto trading is only open to customers resident in Germany; the majority owner of Traders Place is the Austrian GRAWE Group.
For investors who prefer a German broker based in Germany and want to use crypto as a supplement to a classic securities account, Traders Place is seen as one of the newer alternatives. The platform can be used via app and web and covers a solid range of cryptocurrencies with 59 coins. Trading fees of 0.9 % of the trade value, plus €1 below €500, are in the middle to upper range among the compared German brokers.
However, wallet transfers to your own wallets are not possible, and staking is currently not offered; both are occasionally criticized by users. The SMS-based 2FA and the limited deposit methods (SEPA transfer only) are also seen as room for improvement. Traders Place is therefore especially suitable for investors who want to try a young German broker with regulated custody and a broad coin offering and can do without wallet functionality.