Kraken Pro vs Revolut Comparison
Kraken Pro and Revolut are practically level in our overall rating, 4.4 to 4.3 out of 5 points. On disclosed fees Kraken Pro is cheaper: 0.8 % instead of 1.49 % trading fee, which means € 8.00 instead of € 14.90 per €1,000 purchase. Kraken Pro lists 629 cryptocurrencies, Revolut more than 300.
| 0.8 % | Fees | 1.49 % |
| € 8.00 | Minimum cost per €1,000 | € 14.90 |
| 629 | Cryptos | 300+ |
| SEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
| - EU: MiCA - USA: CFTC - UK: FCA | Regulation | MiCA licence for Revolut Digital Assets Europe Ltd from CySEC (Cyprus), CASP001/25 of 20 October 2025 |

Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| € 8.00 | Minimum cost per €1,000 | € 14.90 |
| 0.8 % | Fees | 1.49 % |
| € 1.49 | Wallet transfer | £1 to £3 + network fee |
| Yes | Cost transparency | No |
| € 5 | Minimum Amount | € 1.50 |
| SEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card | Payment Methods | SEPA Instant Transfer, SEPA Transfer, Credit Card |
On disclosed fees you pay €6.90 less at Kraken Pro per €1,000 purchase.
Kraken Pro uses a maker/taker model with 17 tiers. Since 9 July 2026 the best of three measures applies: 30-day spot volume, 30-day futures volume or your current assets on the platform, such as crypto, cash and staked coins. The tier you reach applies to both spot and futures. Volume on stablecoin and FX pairs, Instant Buy and conversions does not count.
| Tier | 30-day spot volume (USD) | or assets on platform (USD) | Maker | Taker |
|---|---|---|---|---|
| Tier 1 | 0+ | not applicable | 0.40% | 0.80% |
| Tier 2 | 2,500+ | not applicable | 0.30% | 0.60% |
| Tier 3 | 10,000+ | 20,000+ | 0.22% | 0.38% |
| Tier 4 | 25,000+ | 50,000+ | 0.20% | 0.35% |
| Tier 5 | 50,000+ | 100,000+ | 0.15% | 0.30% |
| Tier 6 | 100,000+ | 200,000+ | 0.12% | 0.25% |
| Tier 7 | 250,000+ | 400,000+ | 0.10% | 0.22% |
| Tier 8 | 500,000+ | 600,000+ | 0.08% | 0.20% |
| Tier 9 | 1M+ | 1M+ | 0.06% | 0.18% |
| Tier 10 | 2.5M+ | 2.5M+ | 0.04% | 0.15% |
| Tier 11 | 5M+ | 5M+ | 0.02% | 0.12% |
| Tier 12 | 10M+ | 10M+ | 0.00% | 0.10% |
| Pro 1 to Pro 5 | 50M+ | 20M+ | 0.00% | 0.09% to 0.05% |
Stablecoins, pegged tokens and FX pairs have their own schedule from 0.20% maker and taker. Margin positions also incur opening and rollover fees per pair, for example 0.02% to 0.04% on opening and every four hours. As of 1 November 2026, Kraken fee schedule. This comparison does not constitute investment advice.
Revolut charges crypto purchases and sales in the app according to your plan and your trading volume over the past 30 days. You pay whichever is higher, the percentage fee or the minimum fee; according to Revolut, a one-sided spread of typically 0 to 3% comes on top. In Germany the plans cost €0 (Standard), €2.99 (Plus), €8.99 (Premium), €15.99 (Metal) and €65 (Ultra) a month.
| Transaction | Standard and Plus | Premium and Metal | Ultra |
|---|---|---|---|
| Crypto purchase or sale in the app, up to €10,000 of volume in 30 days | 1.49% | 0.99% | 0.49% |
| €10,000 to €50,000 | 1.29% | 0.79% | 0.39% |
| €50,000 to €100,000 | 1.09% | 0.69% | 0.29% |
| €100,000 to €250,000 | 0.89% | 0.49% | 0.19% |
| €250,000 and above | 0.49% | 0.29% | 0% |
| Minimum fee on an order of €100 to €150 | €2.49 | €1.49 | €0.99 |
| Recurring buy (savings plan) | percentage fee, no minimum fee | percentage fee, no minimum fee | percentage fee, no minimum fee |
| Fair usage fee on exchanges above the monthly limit | Standard 1% above €1,000, Plus 0.5% above €3,000 | none | none |
| Custody and crypto deposits | €0 | €0 | €0 |
| Crypto withdrawal to an external wallet | service fee equivalent to £3 (£1 for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA) plus the network fee | ||
| Trading on the Revolut X exchange | 0% maker, 0.09% taker, regardless of plan | ||
How to save: A €100 purchase costs €2.49 on the Standard plan because of the minimum fee; from €200 the percentage applies, which is €14.90 on €1,000. The same €1,000 market order costs €0.90 in taker fees on Revolut X, and a limit order as a maker costs nothing. Recurring buys pay no minimum fee. If you regularly exchange more than €1,000 a month on the Standard plan, you pay a 1% fair usage fee on the rest; Plus raises the limit to €3,000 for €2.99 a month.
As of 1 November 2026 according to the “Exchanging Cryptocurrencies” fee schedule of Revolut Digital Assets Europe Ltd, the euro tables for volume tiers and minimum fees, the Revolut X page and Revolut's plan comparison for Germany.
Pros & Cons
- Maker/taker fees from 0.40% / 0.80%; since 9 July 2026 your balance also counts towards your tier, with Tier 3 (0.22% / 0.38%) from USD 20,000
- Pro order types: stop-loss, take-profit, trailing stop, iceberg, OCO
- Margin trading up to 5x (selected pairs up to 10x)
- Full-featured API: REST and WebSocket v2 incl. Level 3 order book
- Shared account with standard Kraken, no transfer required
- In the EEA, Bitcoin and Ether options since 26 October 2026, in the same derivatives account as futures
- Learning curve compared to the standard interface has room for improvement
- Margin for EEA customers on fiat pairs only against USD and EUR, funded in USDC and EURC
- Futures and options only via a separate derivatives account, options only after an appropriateness assessment
- Lowest fee tiers only reachable from high 30-day volume onward
- Stablecoin and FX pairs on their own schedule from 0.20%, and their volume does not count towards your tier

- More than 300 tokens tradable, the widest selection among the brokers compared here
- Transfers of BTC, ETH and more than 30 other tokens to your own wallets, with biometric confirmation for withdrawals
- Staking and recurring investments available, recurring buys without a minimum fee
- Deposits via SEPA, SEPA instant transfer and credit card
- MiCA authorisation held by Revolut Digital Assets (Europe) Ltd, CySEC licence CASP001/25 of 20 October 2025
- Revolut's own exchange Revolut X with 0% maker and 0.09% taker fees and over 400 trading pairs
- On the Standard and Plus plans a crypto purchase in the app costs 1.49%, on Premium and Metal 0.99% and on Ultra 0.49% (up to €10,000 of volume in 30 days); a minimum fee applies to small amounts, so a €100 purchase costs €2.49 on Standard
- According to Revolut, a one-sided spread of typically 0 to 3% comes on top; on the Standard plan, exchanges above €1,000 a month also incur a 1% fair usage fee (Plus: 0.5% above €3,000)
- Crypto withdrawals to an external wallet cost a service fee equivalent to £3 (£1 for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA) plus the network fee
- Cost transparency at the transaction confirmation has room for improvement, according to users
- In September 2026, Revolut confirmed it had handed over identity and account data of around 680 customers in Europe in response to forged requests from an authority; according to Revolut, its systems and customer funds were not affected
User Experiences
AI AnalysisNo separate analysis -- based on Kraken.

Based on the analyzed user reviews, Revolut presents an overall predominantly positive picture. Users especially appreciate the clear, intuitive app and often report that it is easy to use, while support and individual features are described in reviews as having room for improvement in some cases.
Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. This comparison does not constitute investment advice. All information without guarantee.
Features
| not available | Maker/Taker Model | not specified |
| not available | Margin Trading | not specified |
| not available | Futures/Derivatives | not specified |
| not available | Order Types | not specified |
| not available | API | not specified |
| not available | Charts | not specified |
| not available | Mobile App (Pro Mode) | not specified |
| not available | Asset Selection | not specified |
| not available | 2FA Security | not specified |
| not available | Cold Storage | not specified |
| not specified | Savings plan | available |
| not specified | Staking | available |
| not specified | Wallet transfer | available |
| not specified | Credit card payment | available |
| not specified | MiCA regulation | available |
| not specified | Web platform | available |
| not specified | Mobile app (iOS/Android) | available |
| not specified | Biometric security | available |
| not specified | SEPA Instant Transfer | available |
- Volume-based fee model from 0.40% maker / 0.80% taker
- Pro order types including iceberg and OCO bracket
- Margin trading with up to 5x leverage across 150+ markets
- API access for REST and WebSocket v2
- MiCA authorisation from the Central Bank of Ireland, valid in 30 EEA countries
- Bitcoin and Ether options for EEA customers since 26 October 2026

- Over 300 tradeable cryptocurrencies
- Crypto, card payments, transfers, and currency exchange in one app
- MiCA-regulated via CySEC-registered subsidiary
- Wallet transfer and staking available
The five areas head to head
AI AnalysisFees & Costs
No separate analysis -- based on Kraken.

Users provide only a few concrete experiences regarding fees and costs. Revolut is occasionally perceived as more expensive than N26. Overall, this area can only be assessed to a limited extent based on the available user data.
Usability & User Experience
No separate analysis -- based on Kraken.

Users especially appreciate Revolut's clear and intuitive app. According to reviews, it is very easy to use, and the interface is repeatedly described as fast and straightforward. However, some users occasionally report display or compatibility issues, which means usability is sometimes seen as having room for improvement.
Features & Offering
No separate analysis -- based on Kraken.

When it comes to features, users report mixed experiences. According to reviews, individual services are used gladly in everyday life, while some users would like familiar functions, cashback programs, or additional options such as cash deposits. It is also occasionally criticized that certain features do not work as expected or that advantages could be removed in the future.
Stability & Security
No separate analysis -- based on Kraken.

Regarding stability and reliability, users report a mostly positive experience with Revolut. According to reviews, the app is repeatedly described as fast and reliable, which is appreciated by many users in everyday use. However, account issues or features not working as expected are occasionally mentioned; overall, though, feedback on reliability is largely positive.
Customer Support
No separate analysis -- based on Kraken.

When it comes to support, users speak rather cautiously about their experiences. According to reviews, it is occasionally criticized that bot support is offered instead of human help and that not every case is covered sufficiently. As a result, some users feel that support has room for improvement in certain situations.
Details
| Payward Europe Solutions Limited | Company | Revolut Ltd. |
| 2011 | Founded | 2015 |
| - EU: MiCA - USA: CFTC - UK: FCA | Regulation | MiCA licence for Revolut Digital Assets Europe Ltd from CySEC (Cyprus), CASP001/25 of 20 October 2025 |
| € 5 | Minimum Amount | € 1.50 |
| Photo ID, VideoIdent | KYC | Photo ID |
Verdict
Both providers are practically level in our overall rating (4.4 to 4.3).
On disclosed fees you pay €6.90 less at Kraken Pro per €1,000 purchase.
Kraken Pro is the separate trading interface from Kraken (pro.kraken.com and Pro mode in the mobile app) and is aimed at active traders. Unlike the standard platform with flat 1% fees, the maker/taker model applies here, starting at 0.40% maker and 0.80% taker and falling across 17 tiers to 0.00% maker and 0.05% taker. Since 9 July 2026 Kraken sets your tier by the best of three measures: 30-day spot volume, 30-day futures volume or assets on the platform. Anyone holding USD 20,000 at Kraken therefore trades in Tier 3 at 0.22% maker and 0.38% taker even without any turnover. Account, verification, and asset balances are shared between both interfaces.
The order set covers market, limit, stop-loss, take-profit, trailing stop, iceberg orders, and bracket/OCO combinations. Margin trading is offered with up to 5x leverage depending on the pair, with selected assets reaching 10x; for EEA customers, margin on fiat pairs is now limited to USD and EUR and funded in USDC and EURC. EEA customers trade futures and, since 26 October 2026, Bitcoin and Ether options on Kraken Pro from a separate derivatives account using the same wallet; the provider is Cyprus-based Payward Europe Digital Solutions (CY) Limited with a MiFID licence from CySEC, and options require an appropriateness assessment. The crypto services themselves are provided by Payward Europe Solutions Limited, authorised under MiCA by the Central Bank of Ireland since 25 June 2025 and passported to 30 EEA countries (ESMA register, file dated 30 October 2026). Charts, order book, and API access (REST and WebSocket v2) are described in user reviews as sufficient for active strategies; the learning curve compared to the standard interface is occasionally criticized.
Kraken Pro is considered particularly suitable for active traders who value pro order types, lower volume-based fees, and margin features. Those primarily looking for savings plans or simple spot investing will find a more fitting setup on the standard interface. This comparison does not constitute investment advice.
Revolut is considered one of the most versatile financial apps in the DACH region and is popular with users who want to manage crypto, banking, card payments, and currency exchange in a single application. With more than 300 tradeable cryptocurrencies, Revolut offers by far the broadest coin selection among the brokers compared here. The crypto business sits with the Cypriot entity Revolut Digital Assets (Europe) Ltd., which has held licence CASP001/25 in the CySEC MiCAR register since 20 October 2025. The entity previously named here, RT Digital Securities Cyprus Ltd., is no longer listed there.
Unlike many German neobrokers, Revolut enables transfers to your own wallets, according to Revolut for BTC, ETH and more than 30 other tokens, as well as staking and recurring investments. Biometric verification for withdrawals is viewed positively as an additional security feature. Deposits are possible via SEPA, SEPA Instant Transfer, and credit card, which increases flexibility.
Costs deserve a close look: Revolut advertises exchange fees “from 0%”, but that rate only applies on the Ultra plan above €250,000 of trading volume in 30 days. According to the fee schedule of Revolut Digital Assets Europe, a crypto purchase in the app costs 1.49% on the Standard and Plus plans, 0.99% on Premium and Metal and 0.49% on Ultra, with lower rates at higher volumes. Small orders are subject to a minimum fee, so a €100 purchase costs €2.49 on the Standard plan, and a one-sided spread of typically 0 to 3% comes on top. Trading is considerably cheaper on Revolut's own exchange Revolut X, at 0% maker and 0.09% taker fees. Revolut is therefore especially suitable for investors looking for a wide selection of coins with wallet functionality in an all-in-one financial app.
In September 2026, Revolut confirmed that it had handed over customer data, including identity documents, account statements and transaction histories, in response to forged information requests sent from the email account of a genuine public authority. According to Revolut, around 680 customers in Europe were affected, while its systems and customer funds were not. On 20 October 2026, the app was disrupted for part of the day following an outage at Google Cloud; Revolut said customers' money and data were safe.