Gate.io vs Smartbroker+ Comparison
In our overall rating Smartbroker+ leads with 4.4 out of 5 points, ahead of Gate.io with 3.7. Our table lists the trading fee as “0.1% spot (maker and taker)” for Gate.io and “0.9 %” for Smartbroker+. Gate.io has the better score in all five sub-ratings. Gate.io has been on the market longer, founded in 2013, while Smartbroker+ followed in 2019.
| 0.1% spot (maker and taker) | Fees | 0.9 % |
| — | Minimum cost per €1,000 | € 9.00 |
| — | Cryptos | 39 |
| — | Payment Methods | SEPA Transfer |
| MiCA licence via MFSA (Malta) | Regulation | Crypto custodian Tangany GmbH has a BaFin license |
Cost comparison
The basis is a Bitcoin purchase worth €1,000, calculated from the disclosed trading fee. A price markup in the spread is not included, because most providers do not publish it.
| — | Minimum cost per €1,000 | € 9.00 |
| 0.1% spot (maker and taker) | Fees | 0.9 % |
| — | Wallet transfer | – |
| — | Cost transparency | Limited |
| ~$10 USD | Minimum Amount | € 0.01 |
| — | Payment Methods | SEPA Transfer |
Not enough reviews available.
For crypto trades, Smartbroker+ charges a 0.90% mark-up when buying and a 0.90% mark-down when selling on the trading venue's price. The quoted price also contains the trading venue's own margin. Trading runs around the clock against euros, via market order.
| Transaction | Cost at Smartbroker+ |
|---|---|
| Buying or selling a cryptocurrency | 0.90% of the trade value plus the trading venue's mark-up or mark-down |
| Order under €500 | an extra €1 small-order surcharge |
| Order size | from €0.01 to €100,000 per order |
| Securities account and crypto wallet | free, no system fee |
| Savings plan on one of 35 crypto ETPs | no order fee, plus customary spreads and product costs |
| Deposit by SEPA direct debit | up to €5,000 per deposit and €12,000 per month, funds tradable within seconds |
How to save: From an order volume of €500, the small-order surcharge no longer applies. On a €100 order it amounts to 1%, so together with the 0.90% you pay 1.90% plus the trading venue's mark-up. If you want to invest regularly, a savings plan on a crypto ETP runs without an order fee; you then hold a security rather than your own coins.
As of 1 November 2026 according to the Smartbroker+ conditions page and its crypto price and service schedule.
Pros & Cons
- MiCA authorisation as a crypto-asset service provider from Malta's MFSA since 29 September 2025, passported across the EEA, plus a licence for payment services
- Gate EU with localised sites: more than 200 cryptocurrencies, each tradable against the euro and USDC
- Spot fee of 0.1% for makers and takers, makers pay 0% from VIP 10
- Convert, OTC trading, staking and the Gate Card alongside spot trading
- A much smaller selection for EU customers than on the global platform, which according to Gate lists more than 5,400 cryptocurrencies
- No futures trading on Gate EU
- No USDT pairs, no GT token and no GT fee discount on Gate EU
- Migration required: existing EEA customers of the global platform are being moved to Gate EU step by step
- 39 cryptocurrencies tradable alongside stocks, ETFs, and derivatives
- Savings plans on 35 crypto ETPs with no order fee, plus more than 10,800 savings plans on stocks, ETFs and funds
- Crypto custodian Tangany GmbH, authorised by BaFin under MiCAR since August 2025
- Minimum investment possible from just 0.01 €
- App available for iOS, Android, and web use
- Deposits by SEPA direct debit can be traded within seconds
- No transfers to or from your own wallets: crypto can only be bought and sold within Smartbroker+
- No staking for directly held cryptocurrencies
- On top of the 0.90%, the trading venue's mark-up or mark-down applies, plus a €1 small-order surcharge on orders under €500
- Crypto wallet requires residence in Germany, and trading is only against euros via market order
- Waiting time after registration until first trade is occasionally criticized
Score Comparison
User Experiences
AI AnalysisAccording to reviews, Smartbroker+ is generally often described as clear and easy to understand. Users particularly appreciate the simple app experience as well as low fees and conditions, while support-related topics and individual technical points are perceived by some users as having room for improvement.
Provider details (fees, licences, pros and cons) editorially reviewed: November 2026. Investing in crypto assets carries a high level of risk, up to and including total loss of capital. This is not investment advice. Figures without guarantee, check current conditions with the provider.
Features
| not specified | Savings plan | available |
| not specified | Staking | not available |
| not specified | Wallet transfer | not available |
| not specified | Credit card payment | not available |
| not specified | BaFin-regulated custodian | available |
| not specified | Web platform | available |
| not specified | Mobile app (iOS/Android) | available |
| not specified | Stocks & ETFs | available |
| not specified | SEPA transfer | available |
- MiCA and PSD2 licensed through Gate Technology Ltd in Malta
- Gate EU with more than 200 cryptocurrencies against the euro and USDC
- Neobroker with stocks, ETFs, derivatives, and crypto on one platform
- BaFin-licensed crypto custodian Tangany GmbH
- Crypto purchases from €0.01, crypto ETP savings plans with no order fee
- Trading fees of 0.9 % for crypto
The five areas head to head
AI AnalysisFees & Costs
Spot on Gate EU: 0.1% for makers and takers (VIP 0). The fee falls step by step with your 30-day volume or account balance, and makers pay 0% from VIP 10. Gate EU does not offer futures (as of 1 November 2026).
According to reviews, Smartbroker+ fees are often viewed positively. Users particularly appreciate the low fees and conditions, which are generally perceived as inexpensive. Overall, the pricing data gives a largely positive impression.
Usability & User Experience
Not enough reviews available.
Users particularly appreciate the clear and intuitive operation of the Smartbroker+ app. According to reviews, the application is often perceived as easy to use, which makes getting started easier. However, some users also report that the interface can be confusing, so this area is described in individual cases as having room for improvement.
Features & Offering
Not enough reviews available.
Some users would like additional convenience features such as direct debit for savings plans, instant or real-time transfers, and notes for the watchlist. According to reviews, the newsletter is also occasionally perceived as rather limited.
Stability & Security
Not enough reviews available.
Regarding stability and reliability, users occasionally report technical issues or longer loading times. Overall, the available reviews in this area do not point to a clearly positive or negative picture.
Customer Support
Not enough reviews available.
When it comes to support, users in the reviews report mixed experiences comparatively often. In some cases, poor customer service, unanswered email requests, or a lack of support are mentioned, which is why this area is considered to have room for improvement from the users' perspective.
Details
| Gate Technology Ltd | Company | Smartbroker AG |
| 2013 | Founded | 2019 |
| MiCA licence via MFSA (Malta) | Regulation | Crypto custodian Tangany GmbH has a BaFin license |
| ~$10 USD | Minimum Amount | € 0.01 |
| Photo ID and selfie (required before deposits and withdrawals) | KYC | eID, Video-ID, PostIdent |
Verdict
In our overall rating Smartbroker+ leads with 4.4 against 3.7 for Gate.io.
For most investors Smartbroker+ is therefore the better choice.
Gate, known as Gate.io until May 2025, is one of the exchanges with the widest altcoin selection worldwide: according to Gate, more than 5,400 cryptocurrencies can be traded on its global platform. Customers in the EEA are served through Gate EU, run by Gate Technology Ltd in Malta. Malta's regulator MFSA authorised the company as a crypto-asset service provider under MiCA on 29 September 2025; the authorisation is passported across the EEA, and the company also holds a licence for payment services. Since the end of June 2026, Gate has been moving existing EEA customers from the global platform to Gate EU step by step.
Gate EU is leaner than the global exchange: on 1 November 2026 it listed more than 200 cryptocurrencies, each against the euro and USDC. It also offers convert, OTC trading, staking and the Gate Card; futures, USDT pairs and the in-house GT token are not part of the offering. The spot fee is 0.1% for makers and takers and falls with trading volume, with makers paying nothing from VIP 10.
Our verdict: for experienced altcoin traders in Europe, Gate EU is a regulated option with a broad selection and a low spot fee. It is not designed for futures trading.
Smartbroker+ is perceived in the DACH region as a multi-asset broker that combines cryptocurrencies with stocks, ETFs, and derivatives on one platform. With 39 tradable cryptocurrencies and custody via Tangany GmbH, which has held a MiCAR authorisation from BaFin since August 2025, the provider is considered to be on solid regulatory footing. Smartbroker AG has notified BaFin under MiCAR that it receives and transmits crypto orders, which are executed via Baader Bank. Trading fees of 0.9 % for crypto are in the mid-range among German neobrokers; the trading venue's mark-up or mark-down and a €1 small-order surcharge below €500 come on top.
Users appreciate that crypto can be bought from as little as €0.01, which enables an especially accessible entry point. Regular investing works through savings plans on 35 crypto ETPs, which run without an order fee. The platform is available via app and web and is aimed at investors who want to manage different asset classes centrally. For users who already invest in stocks and ETFs and want to add crypto as an additional component, Smartbroker+ is seen as a practical solution.
Transfers to or from personal wallets are not possible, and staking is not offered for directly held cryptocurrencies; both are occasionally criticized by users. Deposits come only from the registered reference account, either by SEPA direct debit with funds available within seconds or by bank transfer. Users see room for improvement in the waiting time after registration, and the crypto wallet requires residence in Germany. Smartbroker+ is therefore particularly suitable for securities investors in the DACH region looking for a German broker with BaFin-regulated crypto custody and a broad product range.