| 1% crypto fee + spread | Fees | 0% commission; costs over the spread |
| € 29.00 | Cost for €1,000 | Not comparable (spread-based) |
| 110+ | Cryptos | 25–50 crypto CFDs |
| SEPA Transfer {min. $50} , Credit Card, PayPal | Payment Methods | SEPA/Bank transfer, credit/debit card, e-wallets (Skrill, Neteller – with fee) |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Regulated by KNF (Poland), CySEC (Cyprus), FCA (UK), among others |
According to 658 analyzed user reviews, eToro is generally often described as easy to understand and practical for everyday use. Users especially appreciate the intuitive app and the clear layout, while fees and support are more often viewed critically in the user data.
According to the analyzed user reviews, the overall picture of XTB is mixed. Users particularly appreciate the clear, easy-to-understand interface; however, in terms of support, fees, and technical reliability, users occasionally report critical experiences.
This analysis is based on 658 user reviews analyzed by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews presented reflect users' experiences and do not represent the website operator's own assessment. All information is provided without guarantee. As of: March 2026. This comparison does not constitute investment advice.
| ✓ | Savings plan | ✓ |
| ✓ | Staking | ✓ |
| ✓ | Wallet transfer | ✓ |
| ✓ | Credit card | ✓ |
| ✓ | Futures trading | ✓ |
| ✓ | Copy trading | ✓ |
| ✓ | NFT marketplace | ✓ |
| ✓ | Tax export | ✓ |
| ✓ | Demo mode | ✓ |
| ✓ | Card | ✓ |
| ✓ | Education area | ✓ |
| eToro Europe Ltd. | Company | XTB S.A. |
| 2007 | Founded | 2002 |
| Crypto custodian Tangany GmbH has a BaFin license. | Regulation | Regulated by KNF (Poland), CySEC (Cyprus), FCA (UK), among others |
| approx. € 50 | Minimum Amount | 0 € (recommended approximately 250 € for the first deposit) |
| Video-ID | KYC | Photo ID, fully digital verification |