crypto.com vs Kraken Comparison

crypto.com
crypto.com
4.2of 5
Go to crypto.com
vs
Kraken
Kraken
4.2of 5
Go to Kraken
1.2 %Fees0.99 %
€ 12.00Cost for €1,000€ 9.90
350+Cryptos380+
SEPA Instant Transfer, SEPA Transfer, Credit CardPayment MethodsSEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card
Fully MiCA CompliantRegulationEU: MiCA USA: CFTC UK: FCA

Cost comparison

The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.

crypto.comKraken
€ 12.00Cost for €1,000€ 9.90
1.2 %Fees0.99 %
€ 44.81Wallet transfer€ 1.49
NoCost transparencyLimited
€ 3Minimum Amount€ 1
SEPA Instant Transfer, SEPA Transfer, Credit CardPayment MethodsSEPA Instant Transfer, SEPA Transfer, PayPal, Credit Card

On a €1,000 purchase you pay €2.10 less at Kraken.

Pros & Cons

crypto.com
crypto.com
Pros
  • Over 350 cryptocurrencies available
  • Own VISA debit card with cashback program
  • Savings plan and staking are offered
  • Payment methods: SEPA, SEPA instant transfer, and credit card
  • Minimum investment possible from €3
Cons
  • No BaFin license for the German market
  • Withdrawal fees of around €44.81 room for improvement
  • Cost transparency is rated as limited
  • Trading fees of 1.2% occasionally criticized
crypto.com Reviews
Kraken
Kraken
Pros
  • Over 380 cryptocurrencies available
  • Savings plan and staking offered
  • On the market since 2011 – one of the oldest crypto exchanges
  • Payment methods: SEPA instant bank transfer, PayPal, and credit card
  • Wallet transfer fees of approx. €1.49
  • Minimum investment possible from €1
Cons
  • Trading fees of 0.99% could be improved compared with cheaper exchanges
  • Total costs of €9.90 per trade occasionally criticized
  • Cost transparency is assessed as limited
  • No EU regulation or BaFin license available
Kraken Reviews

Score Comparison

2.9Usability4.5
3.1Features4.5
2.7Fees4.1
2.6Stability4.1
2.7Support4.1

User Experiences

AI Analysis
4.6
App Store
4.5
4.4
Google Play
4.2
1.3
Trustpilot
3.4
crypto.com
crypto.com

Based on the analyzed user data, crypto.com is especially valued for its intuitive and easy-to-navigate app. At the same time, user reviews more often report room for improvement regarding fees, support, and individual account or login issues, which means the overall picture varies noticeably depending on how it is used.

Kraken
Kraken

According to the analyzed user reviews, Kraken is often described as simple and easy to understand, especially with regard to the app and basic usability. At the same time, users mainly report criticism of support-related topics and costs, so the overall picture from a user perspective is mixed.

This analysis is based on 1674 user reviews evaluated by AI from the Apple App Store, Trustpilot, and Google Play Store. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The ratings shown reflect users' experiences and do not represent our own assessment by the site operator. All information without guarantee. Status: March 2026. This comparison does not constitute investment advice.

Features

crypto.comKraken
Savings plan
Staking
Wallet transfer
Cost transparency
2FA security
Anti-phishing code
SEPA instant transfer
Credit card
Mobile app (iOS/Android)
Web platform
Account lock
SEPA instant bank transfer
PayPal
crypto.com
crypto.comHighlights
  • VISA debit card with cashback program
  • 350+ cryptocurrencies available
  • Savings plan and staking on one platform
  • On the market since 2016
Kraken
KrakenHighlights
  • On the market since 2011 with a significant market presence
  • Comprehensive security protocols incl. 2FA and account lock
  • 380+ cryptocurrencies tradable
  • Savings plan and staking on one platform

The five areas head to head

AI Analysis

Fees & Costs

crypto.com
crypto.com

According to reviews, the fees at crypto.com are viewed critically more often than average. Users report high costs and, in some cases, a high spread. Overall, this area is described critically in the user data.

Kraken
Kraken

The reviews present a mixed picture when it comes to fees and costs: on the one hand, low fees are mentioned positively several times; on the other hand, users criticize high fees. According to user reviews, the perception of costs is therefore not consistent.

Usability & User Experience

crypto.com
crypto.com

Users particularly appreciate crypto.com's intuitive app and simple operation. According to reviews, the interface is often described as clear and easy to understand, which stands out positively, especially for newcomers. However, frequent updates and the associated changes are occasionally described as room for improvement.

Kraken
Kraken

Users particularly appreciate Kraken’s intuitive app and clear design, which are repeatedly described in reviews as easy to use. According to the reviews, getting started is quick for many users, and overall navigation is also mentioned positively. Some users report that the app does not open immediately, which makes usability appear limited from the perspective of individual reviews.

Features & Offering

crypto.com
crypto.com

Overall, the user data contains only limited recurring statements about features and the offering. Individual users praise options such as Visa cashback and Learn-&-Earn features. In addition, users would like to see more coins, extra portfolio filters, a German language setting, an iPad version, and a tax tool.

Kraken
Kraken

In the analyzed user reviews, there are only a few recurring statements about features and the offering, which is why this area mainly reveals individual requests. Among other things, users want a candlestick chart, a prediction market, an auto-sell function, a 72-hour timer, and a widget for the app. In addition, some users would like more support for beginners and a calendar. Overall, the feedback mainly shows additional feature requests.

Stability & Security

crypto.com
crypto.com

Regarding stability and reliability, users primarily report login issues, being unable to log in, and in some cases blocked withdrawals. There are also individual comments about constant or mandatory updates in the user data. Overall, this results in a rather critical picture of reliability.

Kraken
Kraken

Regarding stability and reliability, the analyzed user data mainly contains individual critical feedback. Some users report that the app cannot be opened immediately or that withdrawals are perceived as delayed. Overall, however, the available data is not sufficient, according to the reviews, to derive a clearly reliable user picture for this area.

Customer Support

crypto.com
crypto.com

When it comes to support, the user reviews paint a predominantly critical picture. Users report comparatively often about poor support or that no support was reachable. Customer service is therefore clearly viewed critically in the analyzed user data.

Kraken
Kraken

When it comes to support, users comparatively often report longer waiting times or no response at all. According to the reviews, missing help and slow reactions are repeatedly criticized, making this area clearly viewed critically from a user perspective. Individual feedback also suggests that issues are not always resolved promptly.

Details

crypto.comKraken
Foris DAX Asia Pte. LtdCompanyPayward Inc.
2016Founded2011
Fully MiCA CompliantRegulationEU: MiCA USA: CFTC UK: FCA
€ 3Minimum Amount€ 1
Photo IDKYCPhoto ID

Verdict

Both providers are practically level in our overall rating (4.2 to 4.2).

On a €1,000 purchase you pay €2.10 less at Kraken.

crypto.comOur Opinion

Crypto.com is especially valued for its own VISA debit card with cashback program, which is considered a unique selling point in the crypto market. With more than 350 tradable cryptocurrencies, savings plans, and staking, the platform, active since 2016, offers a broad range of services. The minimum investment starting at €3 is seen as particularly beginner-friendly.

For the German market, it should be noted that Crypto.com currently does not have a BaFin license for the German market. The trading fees of 1.2% and, in particular, the withdrawal fees of around €44.81 are occasionally criticized. Limited cost transparency and the lack of a web platform — use is only possible via the app — are also room for improvement.

Crypto.com is mainly considered suitable for users who want to actively use the VISA debit card with cashback and are willing to accept the missing BaFin license.

KrakenOur Opinion

Kraken is considered one of the oldest and most established crypto exchanges and has been active in the market since 2011. With over 380 tradable cryptocurrencies as well as savings plan and staking features, the platform is appreciated by long-term investors. The extensive security protocols, including 2FA and account lock, are rated positively.

The trading fees of 0.99% and total costs of €9.90 per trade are in the middle range compared with cheaper providers. The lack of EU regulation or a BaFin license is occasionally criticized. Cost transparency is regarded as limited, which some users see as room for improvement.

Kraken is considered particularly suitable for investors who value a long-established platform with a wide coin selection and want to use savings plans and staking — even without EU regulation.