CoinTracking vs Waltio Comparison

CoinTracking is considered one of the longest-established and feature-rich crypto tax tools on the market. With over 400 exchange and wallet integrations and 27+ export formats, the platform is especially valued by experienced crypto investors and tax advisors. Support for all common tax methods, including FIFO, LIFO, HIFO, ACB and AVCO, makes CoinTracking particularly relevant for German users, as the FIFO method is considered the standard in Germany. Coverage of more than 100 countries with country-specific tax reports is also viewed positively.

Especially noteworthy is the ability to fully record DeFi, staking, mining, and NFT transactions. A 7-day trial with unlimited imports lets users try the software without obligation; afterwards the portfolio view remains free, while tax reports require the Starter plan or higher. All data is stored exclusively on servers in Germany, and CoinTracking is ISO/IEC 27001 certified: an aspect that many users in the crypto space consider important. The price range of €39 to €769 per year as well as lifetime licences from €199 provide flexible models for different portfolio sizes. New additions are a proof of origin PDF for banks, tax offices or notaries (from Pro) and an AI Tax Saver, currently available to users in Germany on the Expert and Unlimited plans.

The user interface is occasionally described by beginners as room for improvement, and the onboarding effort for extensive portfolios should not be underestimated. Alongside the web version, a free app for iOS and Android is available. Overall, CoinTracking is considered especially suitable for advanced investors and professional users who are looking for a comprehensive tool with maximum flexibility in tax methods and export formats.

Waltio is built for investors who want to get their crypto transactions in order without deep tax knowledge. Setup is guided step by step, and with more than 700 supported exchanges, wallets and blockchains it copes with portfolios spread across several platforms. DeFi is not an afterthought here: staking, lending, NFTs and airdrops are all captured in full, which is more than many cheaper tools manage.

The pricing makes for an easy start. Portfolio tracking is free indefinitely; you only pay once you want to generate an official tax report. Plans run from €39 to €999 a year depending on transaction volume: trade very actively and you will land at the upper end quickly. Each subscription covers one tax year and renews automatically on 1 October. FIFO, LIFO and HIFO are all available as calculation methods; for Germany, Waltio calculates on a FIFO basis and shows holding periods.

Waltio grew up in the French market, where it produces form 2086. In March 2026 the provider expanded to Germany and Italy: German users get a tax statement, the official Anlage for private disposals, a holdings overview and a transaction journal, plus a step-by-step guide showing which forms and fields to fill in on ELSTER. For Spain, Waltio prepares the IRPF documents and Modelo 721. Austria and Switzerland, by contrast, are not among the core countries: users there only get the international report for a tax adviser to work with.

In January 2026 Waltio reported a data incident. According to the provider, it affected email addresses and aggregated figures from 2024 tax reports, namely gains, losses and balances as of 31 December 2024; passwords, API keys, wallet addresses, transaction history and bank details were not affected. The cause was a database management tool that Waltio has permanently taken out of service; the French data protection authority CNIL was notified and a criminal complaint was filed.

On balance, Waltio is a sound choice for European investors with DeFi-heavy portfolios who appreciate the free entry point. German investors now have a dedicated version with an ELSTER guide; for Austria and Switzerland, a provider with its own local coverage remains the more obvious pick.