Cost comparison
Coinpanda charges an annual subscription. Only transactions from the previous calendar year are counted, and every plan includes tax reports for all years. Importing, reviewing transactions and portfolio tracking are unlimited on the free plan.
| Plan | Transactions in the previous year | Price per year |
|---|---|---|
| Free | unlimited import, no tax report | $0 |
| Hodler | 100 | $79 |
| Trader | 1,000 | $149 |
| Pro | 3,000 | $289 |
| Satoshi | 20,000 | $499 |
Above 20,000 transactions, every additional 100 transactions cost $0.69. Moving up to a higher plan only costs the difference. Payment is by credit card or Google Pay. Prices as of 1 November 2026 according to Coinpanda's German pricing page; the English pricing page lists Pro at $249 and Satoshi at $389.
Waltio charges an annual subscription, and each subscription covers exactly one tax year. What counts is the number of all transactions in that tax year, including non-taxable ones.
| Plan | Transactions in the tax year | Price per year | Included |
|---|---|---|---|
| Free | no tax calculation | €0 | portfolio tracking, no tax report |
| Lite | 50 | €39 | tax statement and export of tax documents |
| Starter | 1,000 | €99 | tax statement and export of tax documents |
| Smart | 10,000 | €249 | tax statement and export of tax documents |
| Unlimited | unlimited | €999 | plus proof of origin of funds, support during a tax audit, priority support |
Chat support is available from Lite. The subscription renews automatically on 1 October and can be cancelled beforehand, and you can move to a higher plan at any time. Tax documents can only be exported on a computer, not in the app. Prices as of 1 November 2026 according to Waltio's German pricing page; the French page lists the same amounts.
Pros & Cons
- More than 900 exchanges and wallets are supported, plus more than 2,000 DeFi protocols
- Tax reports available for 65+ countries
- Integrated DeFi, mining and staking tracking
- User-friendly setup is appreciated
- Free plan with no time limit: import, transaction review and portfolio tracking, you only pay when you download the tax reports
- Every plan includes tax reports for all years; only transactions from the previous calendar year are counted
- Audit support currently not available, occasionally criticized
- Mobile app only for Android on Google Play, currently not listed in the App Store
- Pricing tiers have room for improvement for more complex portfolios: $79 a year for 100 transactions, $149 for 1,000, $289 for 3,000 and $499 for 20,000, then $0.69 per 100 additional transactions
- Only the general tax report for Germany, Austria and Spain; dedicated forms exist for countries such as the US, Canada, the UK and France
- More than 700 exchanges, wallets and blockchains supported
- Full DeFi coverage including staking, lending, NFTs and airdrops
- Free plan for portfolio tracking; you pay only for the tax report
- Localised tax documents for France (form 2086), Germany (Anlage for private disposals and an ELSTER guide), Spain (IRPF and Modelo 721), Italy and Belgium
- FIFO, LIFO and HIFO available as calculation methods
- Dedicated offer for tax advisers, support during a tax audit in the Unlimited plan
- No dedicated tax documents for Austria or Switzerland: users there only get the international report to work on with a tax adviser
- No public API, so you cannot connect your own tools
- The free plan produces a portfolio overview, not a tax report
- Prices reach €999 a year, which gets expensive at high transaction volumes; each subscription covers only one tax year
- Chat support is reserved for paid plans
- Data incident in January 2026: according to Waltio, email addresses and aggregated figures from 2024 tax reports were affected, but not passwords, API keys or wallet addresses
Features
| available | DeFi support | not specified |
| not available | Tax advisor export | not specified |
| available | FIFO method | not specified |
| available | LIFO method | not specified |
| available | API access | not specified |
| not available | Mobile app | not specified |
| not available | Free plan | not specified |
| available | NFT tracking | not specified |
| available | Staking tracking | not specified |
| not available | Audit support | not specified |
- Tax reports in 65+ countries, dedicated forms for countries such as the US, Canada, the UK and France
- Simple setup, even for beginners
- Chat and email support available
- Historical price data for more than 300,000 cryptocurrencies
- Access for tax advisers with their own client overview
- Free portfolio tracking, tax report from €39 a year for up to 50 transactions
- Tax coverage for Germany, France, Belgium, Spain and Italy
- Apps for iOS and Android, tax documents are exported on a computer
- Two-factor authentication to protect your account
Details
Verdict
In our overall rating Waltio leads with 4.5 against 4.2 for Coinpanda.
For most investors Waltio is therefore the better choice.
Coinpanda is especially appreciated for its user-friendly setup and broad international coverage. With more than 900 exchange and wallet integrations, more than 2,000 DeFi protocols and tax reports for more than 65 countries, the platform is one of the most broadly positioned tools in the comparison. Support for FIFO, LIFO and HIFO as tax methods also makes Coinpanda usable for German users; for Germany, Austria and Spain, however, there is only the general tax report, while Coinpanda offers dedicated forms for countries such as the US, Canada, the UK and France.
DeFi, mining and staking transactions are automatically recognized and categorized; since the first quarter of 2026, a Spam Center has flagged unwanted tokens and NFTs so they drop out of the portfolio and the tax calculation. The free plan, which has no time limit, allows importing, reviewing transactions and portfolio tracking; you only pay when you download the tax reports. According to the German pricing page, plans cost $79 a year for 100 transactions, $149 for 1,000, $289 for 3,000 and $499 for 20,000; only transactions from the previous calendar year are counted, and tax reports are available for all years. The setup is described as straightforward, which makes access easier for beginners.
Audit support is currently not available, which may be relevant for users with more complex tax requirements; tax advisers can, however, manage their clients' accounts through a dedicated access. A mobile app is only available for Android on Google Play and is currently not listed in the App Store. Overall, Coinpanda is seen as a solid choice for budget-conscious users looking for a user-friendly tool with international country coverage and reliable basic DeFi support.
Waltio is built for investors who want to get their crypto transactions in order without deep tax knowledge. Setup is guided step by step, and with more than 700 supported exchanges, wallets and blockchains it copes with portfolios spread across several platforms. DeFi is not an afterthought here: staking, lending, NFTs and airdrops are all captured in full, which is more than many cheaper tools manage.
The pricing makes for an easy start. Portfolio tracking is free indefinitely; you only pay once you want to generate an official tax report. Plans run from €39 to €999 a year depending on transaction volume: trade very actively and you will land at the upper end quickly. Each subscription covers one tax year and renews automatically on 1 October. FIFO, LIFO and HIFO are all available as calculation methods; for Germany, Waltio calculates on a FIFO basis and shows holding periods.
Waltio grew up in the French market, where it produces form 2086. In March 2026 the provider expanded to Germany and Italy: German users get a tax statement, the official Anlage for private disposals, a holdings overview and a transaction journal, plus a step-by-step guide showing which forms and fields to fill in on ELSTER. For Spain, Waltio prepares the IRPF documents and Modelo 721. Austria and Switzerland, by contrast, are not among the core countries: users there only get the international report for a tax adviser to work with.
In January 2026 Waltio reported a data incident. According to the provider, it affected email addresses and aggregated figures from 2024 tax reports, namely gains, losses and balances as of 31 December 2024; passwords, API keys, wallet addresses, transaction history and bank details were not affected. The cause was a database management tool that Waltio has permanently taken out of service; the French data protection authority CNIL was notified and a criminal complaint was filed.
On balance, Waltio is a sound choice for European investors with DeFi-heavy portfolios who appreciate the free entry point. German investors now have a dedicated version with an ELSTER guide; for Austria and Switzerland, a provider with its own local coverage remains the more obvious pick.