Cost comparison
Portfolio tracking is free: you can import all exchanges and wallets and see your gains and losses up front. What you pay for is the tax report, as a one-time purchase per tax year, priced by the transactions in that year.
| Plan | Transactions per tax year | Price per tax report |
|---|---|---|
| Portfolio Tracking | unlimited import, no report | $0 |
| Hobbyist | 100 | $49 |
| Investor | 1,000 | $99 |
| Pro | 3,000 and more | from $199 |
Above 3,000 transactions, additional transactions can be bought in the app. Reports are available for any year from 2010 to 2025, recalculations within the limit are free, and CoinLedger refunds the full price within 14 days of purchase. The Expert Review is booked separately, and the Done For You service starts at $3,500 and usually costs between $3,500 and $6,000. Prices as of 1 November 2026 according to CoinLedger's pricing page, in US dollars even when accessed from Germany.
Waltio charges an annual subscription, and each subscription covers exactly one tax year. What counts is the number of all transactions in that tax year, including non-taxable ones.
| Plan | Transactions in the tax year | Price per year | Included |
|---|---|---|---|
| Free | no tax calculation | €0 | portfolio tracking, no tax report |
| Lite | 50 | €39 | tax statement and export of tax documents |
| Starter | 1,000 | €99 | tax statement and export of tax documents |
| Smart | 10,000 | €249 | tax statement and export of tax documents |
| Unlimited | unlimited | €999 | plus proof of origin of funds, support during a tax audit, priority support |
Chat support is available from Lite. The subscription renews automatically on 1 October and can be cancelled beforehand, and you can move to a higher plan at any time. Tax documents can only be exported on a computer, not in the app. Prices as of 1 November 2026 according to Waltio's German pricing page; the French page lists the same amounts.
Pros & Cons
- Over 1,000 integrations available for exchanges, wallets and blockchains
- Guided setup is described as easy and accessible
- Supports FIFO, LIFO, and HIFO tax methods
- Bank-level encryption and 2FA integrated
- Expert Review: specialists check your imported data and send a personal video with steps to fix it, plus an audit trail report covering every calculation
- Free portfolio tracking; you only pay for the tax report per tax year as a one-time purchase, with a 14-day money-back guarantee
- No free tax report: $49 per tax year for up to 100 transactions, $99 for up to 1,000 and from $199 for 3,000 transactions or more
- US focus: integrations with TurboTax, TaxACT, H&R Block and TaxSlayer, and prices only in US dollars even on the German page
- Native mobile app room for improvement, currently use via web version
- No support during tax audits: according to CoinLedger, even the Expert Review does not include audit coverage
- More than 700 exchanges, wallets and blockchains supported
- Full DeFi coverage including staking, lending, NFTs and airdrops
- Free plan for portfolio tracking; you pay only for the tax report
- Localised tax documents for France (form 2086), Germany (Anlage for private disposals and an ELSTER guide), Spain (IRPF and Modelo 721), Italy and Belgium
- FIFO, LIFO and HIFO available as calculation methods
- Dedicated offer for tax advisers, support during a tax audit in the Unlimited plan
- No dedicated tax documents for Austria or Switzerland: users there only get the international report to work on with a tax adviser
- No public API, so you cannot connect your own tools
- The free plan produces a portfolio overview, not a tax report
- Prices reach €999 a year, which gets expensive at high transaction volumes; each subscription covers only one tax year
- Chat support is reserved for paid plans
- Data incident in January 2026: according to Waltio, email addresses and aggregated figures from 2024 tax reports were affected, but not passwords, API keys or wallet addresses
Features
| not available | DeFi support | not specified |
| not available | Tax advisor export | not specified |
| available | FIFO method | not specified |
| available | LIFO method | not specified |
| not available | API access | not specified |
| not available | Mobile app | not specified |
| not available | Free plan | not specified |
| available | NFT tracking | not specified |
| available | Staking tracking | not specified |
| not available | Audit support | not specified |
- Guided setup for a quick start
- Expert Review and Done For You service from $3,500 for complex cases
- Prioritized support and chat assistance
- Bank-level encryption for data security
- Tax reports for any year from 2010 to 2025
- Free portfolio tracking, tax report from €39 a year for up to 50 transactions
- Tax coverage for Germany, France, Belgium, Spain and Italy
- Apps for iOS and Android, tax documents are exported on a computer
- Two-factor authentication to protect your account
Details
Verdict
In our overall rating Waltio leads with 4.5 against 4.0 for CoinLedger.
For most investors Waltio is therefore the better choice.
CoinLedger is appreciated for its guided setup and accessible user interface. With over 1,000 integrations for exchanges, wallets and blockchains, as well as support for FIFO, LIFO, and HIFO, the platform provides a solid foundation for tax reporting of crypto transactions. Bank-level encryption and integrated two-factor authentication are viewed positively in terms of data security.
A notable feature is the Expert Review: CoinLedger specialists check your imported data and send a personal video showing the issues they found and the steps to fix them. It is explicitly not support during a tax audit; instead, CoinLedger provides an audit trail report that makes every calculation traceable. Anyone who wants to hand over the work entirely can book the Done For You service from $3,500. Tax reports can be exported in all major tax software formats, including the US Form 8949. Prioritized chat support enables quick help with questions about setup or reporting.
The focus is on the US market: the tax software integrations cover TurboTax, TaxACT, H&R Block and TaxSlayer, and prices are shown in US dollars even on the German page. CoinLedger does list Germany, Austria, France and Spain in its country selection, but European and especially German coverage is considered room for improvement. Portfolio tracking is free, and the tax report is paid per tax year as a one-time purchase: $49 for up to 100 transactions, $99 for up to 1,000 and from $199 for 3,000 or more. A native mobile app is also still missing. CoinLedger offers its own guide to the EU DAC8 reporting rules, which have applied to crypto service providers since 1 January 2026. CoinLedger is therefore primarily seen as suitable for users in English-speaking markets who are looking for an accessible tool; for German users, tools with an explicit DACH focus are better suited in comparison.
Waltio is built for investors who want to get their crypto transactions in order without deep tax knowledge. Setup is guided step by step, and with more than 700 supported exchanges, wallets and blockchains it copes with portfolios spread across several platforms. DeFi is not an afterthought here: staking, lending, NFTs and airdrops are all captured in full, which is more than many cheaper tools manage.
The pricing makes for an easy start. Portfolio tracking is free indefinitely; you only pay once you want to generate an official tax report. Plans run from €39 to €999 a year depending on transaction volume: trade very actively and you will land at the upper end quickly. Each subscription covers one tax year and renews automatically on 1 October. FIFO, LIFO and HIFO are all available as calculation methods; for Germany, Waltio calculates on a FIFO basis and shows holding periods.
Waltio grew up in the French market, where it produces form 2086. In March 2026 the provider expanded to Germany and Italy: German users get a tax statement, the official Anlage for private disposals, a holdings overview and a transaction journal, plus a step-by-step guide showing which forms and fields to fill in on ELSTER. For Spain, Waltio prepares the IRPF documents and Modelo 721. Austria and Switzerland, by contrast, are not among the core countries: users there only get the international report for a tax adviser to work with.
In January 2026 Waltio reported a data incident. According to the provider, it affected email addresses and aggregated figures from 2024 tax reports, namely gains, losses and balances as of 31 December 2024; passwords, API keys, wallet addresses, transaction history and bank details were not affected. The cause was a database management tool that Waltio has permanently taken out of service; the French data protection authority CNIL was notified and a criminal complaint was filed.
On balance, Waltio is a sound choice for European investors with DeFi-heavy portfolios who appreciate the free entry point. German investors now have a dedicated version with an ELSTER guide; for Austria and Switzerland, a provider with its own local coverage remains the more obvious pick.