Bitpanda Fusion vs Smartbroker+ Comparison

Bitpanda Fusion
Bitpanda Fusion
Winner
4.6of 5
Go to Bitpanda Fusion
vs
Smartbroker+
Smartbroker+
4.4of 5
Go to Smartbroker+
0.25 %Fees0.9 %
€ 3.00Cost for €1,000€ 9.00
100+Cryptos25
SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPalPayment MethodsSEPA Transfer
MiCA license via BaFinRegulationCrypto custodian Tangany GmbH has a BaFin license

Cost comparison

The basis is a Bitcoin purchase worth €1,000, including all fees and spreads.

Bitpanda FusionSmartbroker+
€ 3.00Cost for €1,000€ 9.00
0.25 %Fees0.9 %
€ 2.91Wallet transfer
YesCost transparencyLimited
€ 1Minimum Amount€ 0.01
SEPA Instant Transfer, SEPA Transfer, Credit Card, PayPalPayment MethodsSEPA Transfer

On a €1,000 purchase you pay €6.00 less at Bitpanda Fusion.

Pros & Cons

Bitpanda Fusion
Bitpanda Fusion
Pros
  • Volume-based maker/taker fees from 0.25% down to 0.02%
  • Pro order types: limit, stop-limit, stop-market, take-profit, OCO
  • Native TradingView charts with advanced indicators
  • Public REST and WebSocket API for algorithmic trading
  • Shared account with standard Bitpanda -- no extra onboarding
  • Liquidity from 12+ aggregated order books
Cons
  • Learning curve compared to the standard Bitpanda app has room for improvement
  • Savings plan feature not available on Fusion
  • Lowest fee tiers only reachable from high 30-day volume onward
  • Asset selection limited to spot pairs -- no precious metals or stocks like on standard Bitpanda
Bitpanda Fusion Reviews
Smartbroker+
Smartbroker+
Pros
  • 25 cryptocurrencies tradable alongside stocks, ETFs, and derivatives
  • Savings plans available for crypto and securities
  • Crypto custodian Tangany GmbH with BaFin license
  • Minimum investment possible from just 0.01 €
  • App available for iOS, Android, and web use
Cons
  • Wallet transfer to personal wallets not possible – occasionally criticized by users
  • Staking features currently not available – room for improvement
  • Deposits only via SEPA transfer – additional payment methods have room for improvement
  • Waiting time after registration until first trade is occasionally criticized
Smartbroker+ Reviews

User Experiences

AI Analysis
App Store
4.3
Google Play
4.1
Trustpilot
3.4
Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

According to reviews, Smartbroker+ is generally often described as clear and easy to understand. Users particularly appreciate the simple app experience as well as low fees and conditions, while support-related topics and individual technical points are perceived by some users as having room for improvement.

This analysis is based on 954 user reviews from the Apple App Store, Trustpilot, and Google Play Store, evaluated by AI. The total number of reviews on the respective platforms may be higher — the platform ratings (star ratings) shown refer to all reviews available there. The reviews presented reflect users' experiences and do not represent the site operator's own assessment. All information is provided without guarantee. As of March 2026. This comparison does not constitute investment advice.

Features

Bitpanda FusionSmartbroker+
Maker/Taker Model
Order Types
API
Charts
Aggregated Order Books
Savings Plan
Wallet Transfer
2FA Security
BaFin License
Mobile App
Savings plan
Staking
Wallet transfer
Credit card payment
BaFin-regulated custodian
Web platform
Mobile app (iOS/Android)
Stocks & ETFs
SEPA transfer
Bitpanda Fusion
Bitpanda FusionHighlights
  • 7-tier maker/taker model from 0.25% down to 0.02%
  • Native TradingView charts and pro order types
  • Public REST and WebSocket API
  • BaFin licensing via the Bitpanda ecosystem
Smartbroker+
Smartbroker+Highlights
  • Neobroker with stocks, ETFs, derivatives, and crypto on one platform
  • BaFin-licensed crypto custodian Tangany GmbH
  • Savings plans from 0.01 € for accessible investing
  • Trading fees of 0.9 % for crypto

The five areas head to head

AI Analysis

Fees & Costs

Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

According to reviews, Smartbroker+ fees are often viewed positively. Users particularly appreciate the low fees and conditions, which are generally perceived as inexpensive. Overall, the pricing data gives a largely positive impression.

Usability & User Experience

Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

Users particularly appreciate the clear and intuitive operation of the Smartbroker+ app. According to reviews, the application is often perceived as easy to use, which makes getting started easier. However, some users also report that the interface can be confusing, so this area is described in individual cases as having room for improvement.

Features & Offering

Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

Some users would like additional convenience features such as direct debit for savings plans, instant or real-time transfers, and notes for the watchlist. According to reviews, the newsletter is also occasionally perceived as rather limited.

Stability & Security

Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

Regarding stability and reliability, users occasionally report technical issues or longer loading times. Overall, the available reviews in this area do not point to a clearly positive or negative picture.

Customer Support

Bitpanda Fusion
Bitpanda Fusion

No separate analysis -- based on Bitpanda.

Smartbroker+
Smartbroker+

When it comes to support, users in the reviews report mixed experiences comparatively often. In some cases, poor customer service, unanswered email requests, or a lack of support are mentioned, which is why this area is considered to have room for improvement from the users' perspective.

Details

Bitpanda FusionSmartbroker+
Bitpanda GmbHCompanySmartbroker AG
2014Founded2019
MiCA license via BaFinRegulationCrypto custodian Tangany GmbH has a BaFin license
€ 1Minimum Amount€ 0.01
eID, Photo IDKYCeID, Video-ID, PostIdent

Verdict

In our overall rating Bitpanda Fusion leads with 4.6 against 4.4 for Smartbroker+.

On a €1,000 purchase you pay €6.00 less at Bitpanda Fusion.

For most investors Bitpanda Fusion is therefore the better choice.

Bitpanda FusionOur Opinion

Bitpanda Fusion is the pro trading platform within the Bitpanda ecosystem and is aimed at active traders with higher volume. Instead of the flat 0.99% fee on the standard app, a 7-tier volume-based maker/taker model applies here, ranging from 0.25% down to 0.02%. Account, verification, and custody are shared with the regular Bitpanda platform -- no separate onboarding is required.

The trading interface is based on a classic limit order book with native TradingView integration and supports limit, stop-limit, stop-market, take-profit, and OCO orders. According to the provider, liquidity is sourced from more than twelve aggregated order books. A public REST and WebSocket API rounds out the offering for algorithmic trading. The learning curve compared to the standard Bitpanda app is occasionally criticized in user comments, as is the absence of the savings plan feature.

Bitpanda Fusion is considered particularly suitable for traders who value maker/taker conditions, pro order types, and API access. Those who mainly use savings plans, precious metals, or simple direct purchase are better served on the standard platform. This comparison does not constitute investment advice.

Smartbroker+Our Opinion

Smartbroker+ is perceived in the DACH region as a multi-asset broker that combines cryptocurrencies with stocks, ETFs, and derivatives on one platform. With 25 tradable cryptocurrencies and custody via the BaFin-licensed Tangany GmbH, the provider is considered to be on solid regulatory footing. Trading fees of 0.9 % for crypto are in the mid-range among German neobrokers.

The option to set up savings plans from as little as 0.01 € is appreciated, as it enables an especially accessible entry point. The platform is available via app and web and is aimed at investors who want to manage different asset classes centrally. For users who already invest in stocks and ETFs and want to add crypto as an additional component, Smartbroker+ is seen as a practical solution.

Wallet transfers to personal wallets are currently not possible, and staking features are not offered — both are occasionally criticized by users. The limited deposit methods, restricted to SEPA transfers, and the waiting time after registration are also considered to have room for improvement. Smartbroker+ is therefore particularly suitable for securities investors in the DACH region looking for a German broker with BaFin-regulated crypto custody and a broad product range.